CambridgeHomeLoan.com is #1 hard money loan lender in Bakersfield. We have gained our reputation as the fastest hard money loan lender in multifamily loans and bridge lending because we know how critical each day is in the competitive Bakersfield real estate market.
Hard Money Loan Bakersfield Loans Custom Built for Real Estate Investors
The nations #1 Lender for Fix and Flip and Fix To Rent Investment Loans
Fix & Flip Loans 90% LTC and up to 100% of fix up costs.
Fix To Rent Loan Bakersfield
- 1-500+ properties
- Single-family, 2-4 units, condos, townhomes, multifamily
- 5yr, 7, 10 and 30 year terms
- Up to 90% of cost
- Up to 100% of rehab
- Up to 75% of completed value
- $70,000 – $200 million
Fix and Flip Loan Bakersfield
- 1-500+ properties
- Single-family, 2-4 units, condos, townhomes, multifamily
- 12 To 24 month terms
- Up to 90% of cost
- Up to 100% of rehab
- Up to 75% of completed value
- $100,000 – $200 million
MultiFamily Loan Bakersfield/
Commercial Real Estate
- 1-50+ properties
- Multifamily, condos, student housing,
- mixed use w/ majority residential
- 12, 24 mo., 5,10,30,40 year terms
- Up to 100% of cost
- $1M – $250M
- Bridge, Construction, Permanent, Refinance and Cash Out Refi.
Hard Money Loans Bakersfield

Commercial Real Estate Hard Money Loan. Great Rates! Fast Close!!
Hard Money Loan Application
Hard Money Loan Bakersfield
We provide a Fast Close for Investment Properties and Commercial Real Estate. Fix and Flip, Fix to Rent, Multifamily, Commercial real estate.
We have Purchase, Refinance and Cash out Refinance programs available. Hard money Loan programs can finance up to 90% of the acquisition on fix To flip/Fix to rent and 85 – 100% LTC of commercial real estate and multifamily value added acquisition.
We provide 100% of the construction costs. For all of your hard money needs, contact us today! Great Rates! Fast Close!!
Once completed we can refinance into a 30 year loan at low rates!
Commercial Real Estate Loans
* Commercial Value Added Properties: Up to 100% of the purchase, 100% of the Rehab. Up to 75% of as repaired value.
* Multifamily Value Added Properties (See Above) or 87% LTC.
* Commercial Real Estate Financing: Conventional Purchase, Refinance, Cash Out Refinance
How Does A Hard Money Loan Work in Bakersfield?
A hard money loan is a way for you to borrow money for real estate without using traditional mortgage lenders. Instead, the funds come from individuals or investors who lend money based primarily on the property you’re using as collateral.
Traditional mortgage loans require proof that you can comfortably repay the debt. Lenders often review your credit scores and any income available to evaluate your creditworthiness. If you have plenty of income, savings, or can get another collateralized loan you might not need to worry.
However, the process becomes more challenging if you have a low credit score, an income source that is difficult to verify to your lender’s satisfaction, or a high debt-to-income ratio.

Hard money loans are generally short-term loans, lasting from 1,2 or three years. You use them as a quick way to get money for a purchase. However, you wouldn’t want to keep one of these loans for an extended period because interest rates for hard money are typically relatively high.
Benefits of Hard Money Loan in Bakersfield
Hard Money Loans Are Approved And Funded Quickly
Real estate investors who haven’t previously used hard money will be amazed at how quickly hard money loans are funded compared to banks. Hard money loans can be funded with 3-5 days if needed. Compare that with 30+ days it takes for a bank to fund. This speedy funding has saved numerous real estate investors who have been in escrow only to have their original lender pull out or simply not deliver. This is a perfect situation for a hard money lender to step in, provide financing quickly and save the deal.
Hard Money Loans Have Few Requirements
Banks also have a list of issues that will raise a red flag and prevent them from even considering lending to a borrower such as recent foreclosures, short sales, loan modifications, and bankruptcies. Bad credit is another factor that will prevent a bank from lending to a borrower. Most banks will not lend to a borrower who already has 4 mortgages even if the borrower’s credit is perfect with no other issues.
Hard Money Loan Bakersfield Provide Funding For Projects That Cannot Be Financed Elsewhere
Hard money lenders provide many loans that conventional lenders such as banks have no interest in financing. A good example of this is a fix and flip loan. These projects involve a real estate investor purchasing a property with a short term loan so that the investor can quickly make the needed repairs and updates and then sell the property. In most cases, the real estate investor only needs a 12 month loan. A 12 month term doesn’t work with a bank’s business model. Banks want to lend money for the long term and are happy to make a small amount of interest over a long period of time.
OTHER LOAN PRODUCTS

DSCR LOAN
*Up To 80% LTV
* Cash Out Refinance
* 15-30 Day Close!
* No Income Required
* No Employment Required

FIX TO RENT
*Up to 90% of the Purchase
*100% of the Rehab.
* Closing as fast as 5 days!
* Fix to Flip or Fix to Refi .
* 30 or 40year DSCR loan

CASH OUT REFI
* Cash-out & Refinance
*30 or 40 year loan..
* Closing 30 days!
* Up To 80% LTV

CONSTRUCTION
*Ground Up Construction
Up To 80% Of Land
* 100% of Construction
* Builders and Developers!
About Bakersfield– Bakersfield is a city on the Kern River, north of Los Angeles. Displays at the Buena Vista Museum of Natural History focus on geology and paleontology. On the city’s northeastern edge, the California Living Museum explores the state’s flora and fauna, and has a reptile house and a touch tank. Northeast, trails wind through the mountains of the Kern River Ranger District, part of Sequoia National Forest.
Bakersfield is famous for being the home of country music singers Merle Haggard and Buck Owens, and has the nickname “the country music capital of the West Coast.” This is a result of the large number of Dust Bowl refugees that settled in the area.
One of the best places to invest in Flip houses and commercial real estate

CambridgeHomeLoan.com takes an active part in helping our customers achieve their long term goals. Fast closings and refinancing into better rates when it matters. Feel free to contact us with your loan scenario at 800-826-5077.
Fix and Flip Loan Bakersfield or Fix To Rent Loans that can be closed in just 5-7 days. If you would like to prepare for your first deal contact us for a soft quote and our due diligence check list. From your first investment real estate loan to putting together a portfolio loan for all of your investment properties, CambridgeHomeLoan.com is the resource that can help you from the very beginning of your investment career.
CambridgeHomeLoan.com can manage all of your real estate loans from ground up construction, spec houses to fix and flip and fix to rent home loans. When you want to get your price and close in just a few days to easy rehab draws that can help you get your project done on time and in budget. Give us a call today with your project outline and we can give you the possibilities.
Why Live in Bakersfield? Located just two hours north of Los Angeles on the Kern River and right next to the Sequoia National Forest lies the city of Bakersfield, California. This southern California city in Kern County is considered a good place to live due to its high quality of life, affordability, and available housing.
Hard Money Loan Bakersfield
We are serving all of Bakersfield including nearby cities Oildale, Lamont, Arvin, Shafter, Wasco, Taft, Delano, Tehachapi, Porterville, Lindsay, Corcoran, Tulare, Exeter, Farmersville, Fillmore.
Not just Hard Money Loan Bakersfield, we are serving nationwide:
Hard Money Loan Alabama, Hard Money Loan Alaska, Hard Money Loan Arizona, Hard Money Loan Arkansas, Hard Money Loan California, Hard Money Loan Colorado, Hard Money Loan Connecticut, Hard Money Loan Delaware, Hard Money Loan Florida,
Hard Money Loan Georgia, Hard Money Loan Hawaii, Hard Money Loan Idaho, Hard Money Loan Illinois, Hard Money Loan Indiana, Hard Money Loan Iowa, Hard Money Loan Kansas, Hard Money Loan Kentucky, Hard Money Loan Louisiana, Hard Money Loan Maine, Hard Money Loan Maryland, Hard Money Loan Massachusetts, Hard Money Loan Michigan, Hard Money Loan Minnesota,
Hard Money Loan Mississippi, Hard Money Loan Missouri, Hard Money Loan Montana, Hard Money Loan Nebraska, Hard Money Loan Nevada, Hard Money Loan New Hampshire, Hard Money Loan New Jersey, Hard Money Loan New Mexico, Hard Money Loan New York, Hard Money Loan North Carolina, Hard Money Loan North Dakota, Hard Money Loan Ohio, Hard Money Loan Oklahoma,
Hard Money Loan Oregon, Hard Money Loan Pennsylvania, Hard Money Loan Rhode Island, Hard Money Loan South Carolina, Hard Money Loan South Dakota, Hard Money Loan Tennessee, Hard Money Loan Texas, Hard Money Loan Utah, Hard Money Loan Vermont, Hard Money Loan Virginia, Hard Money Loan Washington, Hard Money Loan West Virginia, Hard Money Loan Wisconsin, Hard Money Loan Wyoming
Hard Money Bakersfield, Hard Money Lender Bakersfield.
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