Hard Money Loan
Cape Coral

Benefits of a Hard Money Loan Cape Coral

* Up To 90% of the purchase
* 100% of the Rehab
* Fast Close! As Fast As 5 Days!
* Fix and Flip Loans 
* Multifamily Loans 
* Ground up construction Cape Coral
* Commercial Real Estate Loans Cape Coral


CambridgeHomeLoan.com is #1 hard money loan lender in Cape Coral Florida. We have gained our reputation as the fastest hard money loan lender in multifamily loans, bridge and commercial lending because we know how critical each day is in the competitive Cape Coral real estate market. 

Loans Custom Built for Real Estate Investors

Whether you buy and hold, fix and flip, or build to rent, CambridgeHomeLoan.com has the capital for your investment needs
The nations #1 Lender for Fix and Flip and Fix To Rent Investment Loans
Fix & Flip Loans 90% LTC and up to 100% of fix up costs.

Fix To Rent Home Loans

    • 1-500+ properties

    • Single-family, 2-4 units, condos, townhomes, multifamily

    • 5yr, 7, 10 and 30 year terms

      • Up to 100% of cost

    • Up to 100% of rehab

    • Up to 75% of value

    • $70,000 – $100 million

Fix To Flip Home Loans

    • 1-500+ properties

    • Single-family, 2-4 units, condos, townhomes, multifamily

    • 12 To 24 month terms

      • Up to 100% of cost

    • Up to 100% of rehab

    • Up to 75% of value

    • $100,000 – $100 million

Multi Family /
Commercial Real Estate

      • 1-50+ properties

      • Multifamily, condos, student housing, 
      • mixed use w/ majority residential

      • 12 to 24 months, 5, 10 year terms

      • Up to 85% of cost

    • $1M – $50M

      • Bridge, Construction, Permanent

Ground Up Construction Loans

CambridgeHomeLoan.com  takes an active part in helping our customers achieve their long term goals. Fast closings as fast as 5 days and refinancing into better rates (30 year terms) when it matters.  Feel free to contact us with your loan scenario at 800-826-5077.

We lend in all 50 states!

We are serving all Cape Coral zip codes including 33904, 33909, 33910, 33914, 33915, 33990, 33991, 33993 and well as the rest of Florida and now all 50 states.

The Cape Coral real Estate market is currently very hot with single family homes going for at or over asking price. There can still be deals to be found in Cape Coral as in most of Florida due to the nature of the state and low interest rates.  Its not only a great time to buy value added properties but a great time to cash out existing properties and build your portfolio. Feel free to call or email and consult with one of our hard money loan lending experts. 

A hard money loan is a loan given to your borrower from a lender based primarily on the worth of the collateralized asset that is underlying. Where asset based lenders aka hard money lenders focus primarily on the value of the asset used as collateral for the loan, traditional banks and lenders focus chiefly on the credit and income of the borrower. Where traditional loans are generally for 15–20 year durations, hard money loans are used as a temporary alternative (1–3 years usually) used as a bridge to acquire a rehab, or stabilize a commercial, retail, office, industrial, multi–family, or single family residential investment homes.


dscr loan program


*Up To 85% LTV
* Cash Out Refinance
* 15-30 Day Close!
* No Income Required
* No Employment Required

fix and flip loan programs


*Up to 90% of the Purchase
*100% of the Rehab.
* Closing as fast as 5 days!
* Fix to Flip or Fix to Refi .
* 30 or 40year DSCR loan

rental loan


* Cash-out & Refinance
*30 or 40 year loan..
* Closing 30 days!
* Up To 80% LTV

construction loan


*Ground Up Construction
Up To 80% Of Land
* 100% of Construction
* Builders and Developers!

Best Neighborhoods for Real Estate Investment in Cape Coral

When it comes to real estate investment in Cape Coral, it is important to consider the type of property you are looking for and the neighborhoods that best meet your needs. Here are some of the best neighborhoods to consider:

1. Del Prado

Del Prado is a highly desirable neighborhood in Cape Coral, offering charming homes in quiet areas. It features several safe streets and ranch-style homes with lush landscaping. The community is centrally located, with easy access to elementary and middle schools. Some homes even offer stunning views of the Pleasanton Ridge.

Real estate in Del Prado has a median price of $385,501, with a median listing home price of $1,499,450. The neighborhood predominantly consists of residential properties that were built between 1970 and 1999, with some older properties dating back to 1940-1969. The schools in Del Prado fall under the Lee County School District, including Caloosa Elementary School and Cape Academy.

Nearby, downtown Cape Coral offers a vibrant atmosphere with numerous restaurants, nightlife options, and year-round events. Other communities close to Del Prado include Pelican, Hancock, and Trafalgar. Whether you’re a young professional or a retiree, Del Prado offers a variety of homes for different lifestyles.


2. Pine Island

Pine Island, located west of Cape Coral, is accessible by bridge and offers a unique island lifestyle. Surrounded by mangroves, palm trees, and tropical plants, the area is a haven for nature lovers and bird watchers. Pine Island is renowned for its excellent fishing opportunities and scenic beauty.

Real estate in Pine Island includes affordable waterfront homes and deep boat dockage. It’s the perfect place for those seeking a waterfront setting without the concrete jungle often associated with touristy spots. The median price for waterfront homes in Pine Island starts at $400,000.

The island is divided into four communities: Bokeelia, Matlacha, St. James City, and Pineland. Each community has its own charm, with shops, marinas, and unique appeal. Other nearby neighborhoods to consider in Cape Coral include Trafalgar, Burnt Store Lakes, Jacaranda, Punta Gorda Isles, and Tropical Gulf Acres.

3. Cape Harbour

Located at the southern end of Chiquita Boulevard, Cape Harbour is a luxurious yachting community offering dining, shopping, and upscale homes. The neighborhood features waterfront homes with access to canals or marinas, as well as condominiums and villas with water views.

Cape Harbour is an expensive neighborhood, with a median listing home price of $579,000. The community includes amenities such as pools, clubhouses, shopping, entertainment, and a marina. It also has various schools under the Lee County school district, including Nicaea Academy of Cape Coral, Gulf Elementary School, Gulf Middle School, City of Cape Coral Charter School South, Baker H.S., and Oasis Middle School.

In addition to its luxurious amenities, Cape Harbour offers easy access to pristine beaches and outdoor water activities on Captiva and Sanibel Islands. The neighborhood is also a short drive away from downtown Fort Myers, where you can enjoy concerts, restaurants, and more.

4. Matlacha Shores

Matlacha Shores is a coastal neighborhood in Cape Coral known for its restaurants, tours, and concerts. It offers a range of homes for sale, including single-family homes, vacation rentals, and investment properties.

Real estate in Matlacha Shores has a median price of $420,000, with an average rental price of $2,467. The neighborhood primarily consists of single-family homes, with sizes ranging from 3-4 or 4-5 bedrooms. Many properties in Matlacha Shores are owned, but there is also a high percentage of vacation homes.

The neighborhood is popular among those who enjoy the outdoor lifestyle, with easy access to nearby parks and the Caloosahatchee River. It is also located near major shopping centers, restaurants, and other amenities.

Expert Mortgage and Investment Real Estate Advice

Hard Money Loan Cape Coral Florida

View and learn more about our investment and commercial financing at CambridgeCapital.org