Hard Money Loan Missouri

CambridgeHomeLoan.com is Missouri's #1 hard money lender, financing real estate investments up to $100 million. We have gained a reputation as the fastest hard money lender in Missouri because we know how critical each day is in Missouri's competitive real estate market.

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Missouri #1 Hard Money Loan Lender. Helping borrowers in Missouri qualify for the best Hard Money and Bridge loan to meet their borrowing requirements.  Hard money loans can provide up to 90% of the acquisition price and 100% of the construction. For certain asset types we may be able to provide 100% financing. Call ow email us your Missouri loan scenario today!

Property Types

Lending Parameters

Loan Size $100,000 to $50,000,000
70–90% of the Purchase Price
Rehab Funding
Up to 100% of the cost
Up to 75% of the ARV
12–36 months
First Lien; Second Lien as additional collateral only
Interest Rate
1–3% of the loan amount

Top Missouri Counties for Investment Loans

CambridgeHomeLoan.com Top Missouri cities to invest in real estate in 2022

  • Kansas City.
  • St. Louis.
  • Springfield.
  • Columbia.
  • Independence.

Why Use a Hard Money Loan

    1. If you need to close fast. While applying for a loan at your typical bank in Missouri it may take months for them to review your loan application, CambridgeHomeLoan.com offers the same day fix and flip | fix to rent |hard money loan approval, and we can fund within 5 days.  In an emergency situation for current customers, we can even fund a deal in 1 day!


    2. If the property isn’t stabilized. Many times, it’s not just a question of time, but it’s the actual property or asset that you are purchasing that a traditional bank just will not finance.  Some examples include a property that requires additional funds to rehab, ones that are missing a Certificate of Occupancy (CO), or others that do not have a strong rental history.  Hard money lenders such as CambridgeHomeLoan.com will be able to fund the property when a bank can’t.


    3. What if I have poor credit.  CambridgeHomeLoan.com understands that there are events  in peoples lives that negatively influence their credit score. Therefore, we are mostly concerned with the value of the real estate asset, rather than debt-to-income ratios when considering funding a loan. FICO still does play a roll but not nearly as much.


    4. What If don’t want to take a loan in my personal name.  A traditional bank is most likely to require that your investment property be owned directly by the individual they are making the loan to.  This is a liability risk to any investor. Setting up a property in an LLC. is just good business sense and whether you are buying your first property or your fiftieth, setting up an LLC. helps protect you from a myriad of pitfalls if one were to occur. Obtaining a hard money loan to acquire your property in an LLC. will help you protect your assets for the long term
missouri bridge loan

Hard Money Fix and Flip and Fix To Rent Loans
90% of Acquisition | 100% of The Rehab!
Interest Only!  5 Day Close!!


Why Choose A Missouri Hard Money Lender

CambridgeHomeLoan.com takes pride in their roots and the success that the Missouri real estate markets brought to us. Understanding the Missouri market  allows us to move quickly and overcome obstacles that many other lenders cannot. For example, we understand many of the rent regulations and permitting in the various markets.  We understand the continued development as well as the Fix and Flip boom going on for both rental and flip properties. We can help our clients take advantage of some of the best investment real estate returns in the Missouri markets.

Financing your Missouri Investment Property

Missouri is a robust real estate market. \he New Jersey real estate market is extremely vibrant and offers excellent opportunities  for investors to maximize their returns.

The Missouri  hard money lender CambridgeHomeLoan.com is here to help you succeed profitably in this competitive market.

CambridgeHomeLoan.com is an asset-backed Lender Focused on Customized Solutions

With our knowledge of the Missouri fix and flip market, CambridgeHomeLoan.com is able to work out and structure creative solutions that fit your hard money financing needs.  We fund loans based on the value of the asset so in some cases we were even able to finance more than 100% of the purchase price and rehab amount. 

CambridgeHomeLoan.com can also provide your take out financing in the form of a 30 year loan or a portfolio loan  for investors with 5 or more properties. These loans today start in the low 3% range.

Give us a call or apply for a loan today!

he Missouri labor market showed an increase of nearly a quarter million jobs from April 2020 to April 2021. Missouri’s smoothed seasonally adjusted unemployment rate decreased by a tenth of a percentage point in April 2021, dropping to 4.1 percent from the March 2021 rate of 4.2 percent.

Hard Money Loan Missouri

We can fund hard money loans in 3–5 days

If you are looking for a Missouri hard money lender, give us a call

Submit a loan request

What Are The Top 5 Investment Real Estate Markets To Invest In Missouri Today!

Top 5 Best Real Estate Investment Fix and Flip Markets in Missouri Today!

Smart Real estate investors are always on the lookout for the best new opportunities in the investment real estate, multifamily and housing markets. Savvy investors from experience know that it is not a good idea to focus all of their investment properties in one location , and often invest in multiple areas and even in multiple states. If you are or have been considering  investing in the Missouri market, below are just five markets that would be a good starting point to invest in Misosuri real estate.  It would be wise to engage with local realtors and wholesalers to discuss your investment plans and use them for their local expertise.

While seeking out your investment properties in the Missouri markets,  try to locate homes or buildings that are located near bus or train lines that lead to larger cities if you are looking to buy and hold or rent year round.  The majority of the job markets are always closest to the big cities.  There are plenty of opportunities for those who are looking for an air B and B or  vacation rental strategy in areas that are good for vacationing.


The highest profit margins in the fix and flip and fix to rent markets in Missouri 

With hard money and private equity loans and great leverage available Missouri is a boom for real estate investors. More information on investing in Missouri by reaching out to CambridgeHomeLoan.com or calling 800-826-5077

1. Kansas City

Kansas city has a population of 459,787 people, Kansas City is the largest city in Missouri. It is the country’s 37th largest city.  It was established as a port city on the Missouri River in the 1830s.  Kansas City extends across several counties. Most of its total area of 826.3 square km lies in Jackson County. Small portions of the city spill into Platte, Clay, and Cass counties. Kansas City is famous for its culture, especially jazz music. It is also known for its craft breweries and distinctive barbecue style.

2. St. Louis

St. Louis has a population of 319,294, It is the second most populated city in Missouri. Located on the western bank of the Mississippi River, St. Louis is a major port and an independent city (not a part of any county). The St. Louis metropolitan area is the state’s biggest metropolitan area. St. Louis was founded as a fur post in 1764 by French fur traders and is named after the French monarch, Louis IX. Today, in St Louis, the city’s economy depends on tourism, service, manufacturing, and trade.

3. Springfield

Springfield, Missouri is the county seat of Greene County, is Missouri’s third largest city. It houses a population of 159,498 individuals. The city is home to three major universities including the Missouri State University. The healthcare industry and universities are the major employers in the city.

4. Independence

The city of Independence is the state’s fourth largest city. It had a population of 116,830 in 2010. It is the county seat of the Jackson County and a satellite city of Kansas City. Independence was the hometown of the former US President H.S. Truman who is buried here with his wife. The Temple Lot, the first site dedicated to temple construction for the Latter Day Saints religious movement, is also located here.

5. Columbia

With a population of 108,500 individuals, Columbia is Missouri’s fifth biggest city. It is located in the Boone County where it is the county seat. Columbia was established in 1821. It is home to the University of Missouri and several other prestigious institutions of higher learning. It also houses the offices of several reputed companies.

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CambridgeHomeLoan.com is the fastest Hard Money Lender in Missouri


  • Adrian, MO
  • Advance, MO
  • Agency, MO
  • Alba, MO
  • Albany, MO
  • Alma, MO
  • Altamont, MO
  • Altenburg, MO
  • Alton, MO
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  • Princeton, MO
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  • Queen City, MO
  • Qulin, MO
  • Ravenwood, MO
  • Raymondville, MO
  • Raymore, MO
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  • Renick, MO
  • Republic, MO
  • Rich Hill, MO
  • Richland, MO
  • Richmond, MO
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  • Riverside, MO
  • Rocheport, MO
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  • Rockaway Beach, MO
  • Rogersville, MO
  • Rolla, MO
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  • Rushville, MO
  • Russellville, MO
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  • Salem, MO
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  • Sedalia, MO
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  • Shelbyville, MO
  • Sheldon, MO
  • Shell Knob, MO
  • Sibley, MO
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  • Springfield, MO
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  • Stockton, MO
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  • Taneyville, MO
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  • Theodosia, MO
  • Tipton, MO
  • Trenton, MO
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  • Troy, MO
  • Tuscumbia, MO
  • Union Star, MO
  • Union, MO
  • Unionville, MO
  • Urbana, MO
  • Urich, MO
  • Utica, MO
  • Valley Park, MO
  • Van Buren, MO
  • Vandalia, MO
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  • Versailles, MO
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  • Vienna, MO
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  • Warrensburg, MO
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  • Warsaw, MO
  • Washburn, MO
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  • Wayland, MO
  • Waynesville, MO
  • Weatherby, MO
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  • Webb City, MO
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  • Westphalia, MO
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  • Wheeling, MO
  • Whiteman Air Force Base, MO
  • Willard, MO
  • Williamsville, MO
  • Willow Springs, MO
  • Windsor, MO
  • Winfield, MO
  • Winona, MO
  • Winston, MO
  • Wright City, MO
  • Wyaconda, MO
  • Wyatt, Mo

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