Hard Money Loan
New Mexico

* Up To 90% Of The Purchase – 90% LTV
* 100% of the Rehab Provided
* Fast Close!  As fast as 5 days!

LOAN APPLICATION  QUICK APPLY

CambridgeHomeLoan.com is #1 hard money loan lender in New Mexico. We have gained our reputation as the fastest hard money loan lender in multifamily loans and bridge lending because we know how critical each day is in the competitive New Mexico real estate market. 

Hard Money Lender New Mexico
Loans Custom Built for Real Estate Investors

Whether you buy and hold, fix and flip, or build to rent, cambridgehomeloan.com has the capital for your investment needs
The nations #1 Lender for Fix and Flip and Fix To Rent Investment Loans
Fix & Flip Loans 90% LTv and up to 100% of fix up costs.

Fix And Rent Loan New Mexico

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    • 1-500+ properties

    • Single-family, 2-4 units, condos, townhomes, multifamily

    • 5yr, 7, 10 and 30 year terms

      • Up to 90% of cost

    • Up to 100% of rehab

    • Up to 75% of completed value

    • $70,000 – $100 million

Fix And Flip Loan New Mexic

    • 1-500+ properties

    • Single-family, 2-4 units, condos, townhomes, multifamily

    • 12 To 24 month terms

      • Up to 90% of cost

    • Up to 100% of rehab

    • Up to 75% of completed value

    • $100,000 – $100 million

MultiFamily Loan New Mexico/ Commercial Real Estate

      • 1-50+ properties

      • Multifamily, condos, student housing, 
      • mixed use w/ majority residential

      • 12, 24 mo., 5,10,30,40 year terms

      • Up to 100% of cost

    • $1M – $50M

      • Bridge, Construction, Permanent, Refi.

Hard Money Loan New Mexico Program Summary

A “Hard Money Loan”  are  used to purchase property and close quickly with the goal of selling it for a profit or refinancing it to rent once the repairs are completed. A Hard Money loan is works really well in these situations.

  1. When you need a fast closing (Our quick close time is 5 days!)
    This can help you secure a better purchase price.
  2. If High leverage or a low down payment is required.
    If repairs are needed hard money lenders look at after stabilized value
  3. The property needs additional funds for renovations.
    Many hard money loans come with 100% rehab or construction funds
  4. If you cannot provide verifiable income (no tax returns required).
    No income, tax returns or W2s required.
  5. When the asset is not yet stabilized, leased up, or producing any income.
    You can typically  cash out once repairs are made with hard money
  6. If you want a short term loan with no prepayment penalty
    You can refinance at any time so your annualized interest is minimized.

At CambridgeHomeLoan.com, our hard money loans close very quickly… as little as 5 days! Our fix and flip loans and fix to rent investment real estate loans do not require personal income verification and very little documentation! 

We offer a 100% programs and a limited documentation 90% down loan program as well. . 

Program Summary

Loan Amount:$100,000 – $250 Million
Term Length:12 – 36 Months
Max LTV:100%  (90% Limited Doc)
Rehab:Funded 100%
Amortization:Interest only
Interest Rate:Starting at 5.50%
Closing Time:5 – 14 Days
Loan Use:Purchase, Rehab, Refinance
Cash out refinance

Buy, Rehab, Rent, Refinance, Repeat and grow your passive income with Hard Money Loans

Hard money loans  are a great way to  leverage your existing capital to generate more income with the ability to close & flip more projects at once!  CambridgeHomeLoan.com finances the acquisition and the rehab costs of the project.

Fix and Flip Loan New Mexico

Commercial Real Estate Hard Money Loan. Great Rates! Fast Close!!

Hard Money Loan Application

Hard Money Loan New Mexico

Our Hard Money Loan Programs

1. Fix-and-Flip Loans:

  • Ideal for investors looking to purchase, renovate, and sell properties quickly. Our fix-and-flip loans provide the capital you need to turn your vision into a profitable reality.

2. Bridge Loans:

  • Whether you’re transitioning between properties or need short-term financing, our bridge loans offer a convenient solution to bridge the financial gap.

3. Construction Loans:

  • Building something great in New Mexico? Our construction loans provide the funds necessary to bring your construction project to completion.

How Does A Hard Money Loan New Mexico Work?

A hard money loan is a way for you to borrow money for real estate without using traditional mortgage lenders. Instead, the funds come from individuals or investors who lend money based primarily on the property you’re using as collateral.

Traditional mortgage loans require proof that you can comfortably repay the debt. Lenders often review your credit scores and any income available to evaluate your creditworthiness. If you have plenty of income, savings, or can get another collateralized loan you might not need to worry.

However, the process becomes more challenging if you have a low credit score, an income source that is difficult to verify to your lender’s satisfaction, or a high debt-to-income ratio.

ASK ABOUT OUR 100% FINANCING
DEBT/EQUITY LOAN PROGRAM

hard money loan

Hard money loans are generally short-term loans, lasting from 1,2 or three years. You use them as a quick way to get money for a purchase. However, you wouldn’t want to keep one of these loans for an extended period because interest rates for hard money are typically relatively high. 

Benefits of Hard Money Loan New Mexico

Hard Money Loans Are Approved And Funded Quickly – As Fast As 5 Days!
These Loans Provide High Leverage – Up to 90% of the Purchase Price
Hard Money Loans allow for 100% of the Rehab Costs

About New Mexico

New Mexico is a state in the Southwestern United States. It is one of the Mountain States of the southern Rocky Mountains, sharing the Four Corners region of the western U.S. with Utah, Colorado, and Arizona, and bordering Texas to the east and southeast, Oklahoma to the northeast, and the Mexican states of Chihuahua and Sonora to the south. 

The state capital is Santa Fe, which is the oldest capital in the U.S., founded in 1610 as the government seat of Nuevo México in New Spain; the largest city is Albuquerque.

One of the best places to invest in Flip houses and commercial real estate

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CambridgeHomeLoan.com takes an active part in helping our customers achieve their long term goals. Fast closings and refinancing into better rates when it matters. Feel free to contact us with your loan scenario at 800-826-5077.

Fix and Flip or Fix To Rent Loans can be closed in just 5-7 days. If you would like to prepare for your first deal contact us for a soft quote and our due diligence check list. From your first investment real estate loan to putting together a portfolio loan for all of your investment properties, CambridgeHomeLoan.com is the resource that can help you from the very beginning of your investment career.

CambridgeHomeLoan.com can manage all of your real estate loans from ground up construction, spec houses to fix and flip and fix to rent home loans. When you want to get your price and close in just a few days to easy rehab draws that can help you get your project done on time and in budget. Give us a call today with your project outline and we can give you the possibilities.

#1 Hard Money Lender New Mexico

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Why to Live in New Mexico? This is a beautiful and laid-back state. It is a favorite place of senior citizens, who relocate there with a great pleasure, using senior moving services. The employment opportunities are growing while the cost of living in New Mexico is within the means of most families. It is close to both Texas and California.

Hard Money Lender New Mexico

We are serving all of New Mexico cities including Albuquerque, Las Cruces, Rio Rancho, Santa Fe, Roswell, Farmington, Hobbs, Clovis, South Valley, Carlsbad, Alamogordo, Gallup, Los Lunas, Sunland Park, Chaparral, Deming, Los Alamos, Las Vegas, Artesia, Portales, Lovington, North Valley, Española, Silver City, Grants, Bernalillo, Socorro, Anthony, Corrales, Shiprock, Ruidoso, Bloomfield, Belen, North Hobbs, Taos, Aztec, Zuni Pueblo, Edgewood, Truth or Consequences, Raton, Eldorado at Santa Fe, Los Ranchos de Albuquerque, White Rock, Tucumcari, Santa Teresa, Placitas CDP, Los Chaves, Rio Communities, Meadow Lake, El Cerro Mission, Paradise Hills, Lee Acres, Bosque Farms, La Cienega, Holloman AFB, Peralta, Sandia Heights, Chimayo, Eunice, University Park, El Cerro, Vado, Agua Fria, Crownpoint, Santa Rosa, Dulce, West Hammond, Ranchos de Taos, Clayton, Ruidoso Downs, Tularosa, San Felipe Pueblo, Milan, Thoreau, Lordsburg, Santo Domingo Pueblo, Jal, San Ysidro, Bayard, La Plata, Pojoaque, and all of New Mexico.

Not just New Mexico, we are serving nationwide:

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Expert Mortgage and Investment Real Estate Advice

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For additional information on a hard money loan new mexico Click Here!