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Property Types

Lending Parameters

Loan Size $100,000 to $100,000,000
Rehab Funding
Up to 100% of the cost
Up to 75% of the ARV
Up to 100% Loan To Cost
12–36 months
First Lien; Second Lien as additional collateral only
Interest Rate
2.7% – 10.5%
1–4% of the loan amount

Pennsylvania Counties Covered lends in the following counties in Pennsylvania:

  • Philadelphia County
  • Allegheny County
  • Montgomery County
  • Bucks County
  • Delaware County
  • Chester County
  • Berks County
  • York County
  • Lehigh County
  • Westmorland County
  • Luzerne County
  • Northampton County
  • Erie County
  • Dauphin County
  • Cumberland County
  • Lackawana County
  • Butler County
  • Beaver County
  • Monroe County
  • Centre County
  • Franklin County
  • Shuykill County
  • Cambria County
  • Cayette County
  • Lebanon County
  • Blair County
  • Mercer County
  • Somerset County
  • Huntington County
  • Jefferson County
  • Washington County
  • Warren County

Why Use a Hard Money Loan

    1. If you need to close fast. While applying for a loan at your typical bank may take months for them to review your loan application, offers the same day fix and flip | fix to rent |hard money loan approval, and we can fund within 5 days.  In an emergency situation for current customers, we can even fund a deal in 1 day!


    2. If the property isn’t stabilized. Many times, it’s not just a question of time, but it’s the actual property or asset that you are purchasing that a traditional bank just will not finance.  Some examples include a property that requires additional funds to rehab, ones that are missing a Certificate of Occupancy (CO), or others that do not have a strong rental history.  Hard money lenders such as will be able to fund the property when a bank can’t.


    3. What if my credit is poor . understands that there are events  in peoples lives that negatively influence their credit score. Therefore, we are mostly concerned with the value of the real estate asset, rather than debt-to-income ratios when considering funding a loan. FICO always plays a roll, but not nearly as much.


    4. What If don’t want to have a loan in my personal name.  A traditional bank is most likely to require that your investment property be owned directly by the individual they are making the loan to.  This is a liability risk to any investor. Setting up a property in an LLC. is just good business sense and whether you are buying your first property or your fiftieth, setting up an LLC. helps protect you from a myriad of pitfalls if one were to occur. Obtaining a hard money loan to acquire your property in an LLC. will help you protect your assets for the long term

Hard Money Fix and Flip and Fix To Rent Loans
Up To 90% of Acquisition | 100% of The Rehab!
Interest Only!  5 Day Close!!


Why Choose A Pennsylvania Hard Money Lender

Our principal moved to Pennsylvania back in 1998 and although we now lend nationwide, takes pride in their roots and the success that the Pennsylvania real estate markets brought to us. Being a local Pennsylvania hard money lenders and understanding the various cities and township in Pennsylvania allows us to move quickly and overcome obstacles that many other lenders cannot. For example, we understand many of the rent regulations and permitting in the various markets.  We understand the continued development of Pennsylvania as well as the Fix and Flip boom going on in the state. We can help our clients take advantage of some of the best investment real estate returns in the country that exist right in the Pennsylvania markets.

Financing your Pennsylvania Investment Property

Pennsylvania is a thriving real estate market that offers close proximity to major cities and job markets such as Philadelphia and the proximity to New York City. The state overall has a very strong underlying economy, and major resident industries that consist of  just about every sector you can imagine.

As a result, the Pennsylvania real estate market is extremely robust and offers excellent opportunities  for investors to capitalize on their returns.

As Pennsylvania premier hard money lender is here to help you succeed profitably in this competitive market. is an asset-backed Lender Focused on Customized Solutions

With our knowledge of Pennsylvania’s fix and flip market, is able to work out and structure creative solutions that fit your hard money financing needs.  We fund loans based on the value of the asset so in some cases we were even able to finance more than 100% of the purchase price and rehab amount. can also provide your take out financing in the form of a 30 year loan or a portfolio loan  for investors with 5 or more properties. These loans today start in the low 3% range.

Give us a call or apply for a loan today!

We Value our Investor Relationships is the fastest Hard Money Lender in Pennsylvania

Pennsylvania Hard Money Lender

We can fund hard money loans in 3–5 days

If you are looking for a Pennsylvania hard money lender, give us a call

Submit a loan request

A Pennsylvania direct lender you can rely on

What Are The Top 5 Investment Real Estate Markets To Invest In Pennsylvania Today!

Top 5 Best Real Estate Investment Fix and Flip Markets in Pennsylvania Today!


Real estate investors are almost always on the lookout for the best new opportunities in the investment real estate and housing markets. Savvy investors from experience know that it is not a good idea to focus all of their investment properties in one location , and often invest in multiple areas and even in multiple states. If you are considering  investing in the Pennsylvania market, below are just five areas that would be a good starting point to invest in Pennsylvania real estate.  It would be a good idea to engage with local realtors and wholesalers to discuss your investment plans and use them for their local expertise.

While looking for your investment properties in the Pennsylvania markets,  try to locate homes or buildings that are located near schools, buses or train lines that lead to larger cities if you are looking to buy and hold or rent year round.  The majority of the job markets are in Pennsylvania and New York City.  There are plenty of opportunities for those who are looking for an air B and B or  vacation rental strategy as well. When buying in the northeast which is a competitive market, a local realtor will be extremely helpful to finding the best investment properties in Pennsylvania

The Philadelphia Pennsylvania Investment Real Estate Market

By big city standards Philadelphia has an affordable housing market. The housing market her has huge upside for house flippers. With companies like providing high leveraged hard money loans for house flippers in Philly, profits are some of the highest in the country.  It is true that the northeast has high renovation costs but even so the profit margins are some of the highest in the nation.

The city in Wallethub placed third for market potential, this is based largely on its amazing 107.3 percent gross return on investment, a first-place figure shared by four other cities at least .


Something that helps the Philadelphia market along is a relatively high average purchase price. There are a large number of real estate agents per capita and a large number of house flips as a percentage of sales and great access to some amazing parks and playgrounds

Philadelphia house flippers get the best return on their investment even though the average full remodeling costs are quite high.’s Hard Money Loan for fix and flip loans funds in as little as 5 days and provides leverage up to 90% of the purchase price and 100% of the rehab.

The Pittsburgh Pennsylvania Investment Real Estate Market

The Pittsburgh Pennsylvania’s region ranks in the top five among 133 U.S. markets with at least 200,000 investors when it comes to profit margins of home flipping, according to the Irvine, Calif., research firm ATTOM Data Solutions. The areas in the study include Allegheny, Armstrong, Beaver, Butler, Fayette, Westmoreland and Washington counties.

This US region’s home-flippers are buying up investment homes for a median purchase price of $63,500 and selling them for a median sale price of $150,325, That is $87,000 in average gross profit and a whopping 136.7 percent return on investment, according to ATTOM data for last year’s third quarter report.

The region’s rate outpaces the national average return on investment of 42.6 percent and the average gross profit of $65,000.

‘Phenomenal profits’

This is one of the best markets in the country when it comes to profit margins.  Utilizing hard money loans to leverage returns in Pittsburgh Pennsylvania makes this a mecca for fix and flip and fix to rent real estate investors.

Allentown and Alleghenny Pennsylvania Real Estate House Flipping

Allentown Pennsylvania and Allegheney County PA Real Estate House Flipping

Sales Prices for Allentown

Fix and flip loans and investors in Allentown, Pennsylvania are encouraged to look at what the sales prices for homes are and check to see whether there has been a trend of prices increasing or decreasing over the most recent months. Prices in the Allentown, PA area are influenced by the available inventory and whether or not the current demand is high or low.  A recent rise in prices usually indicates that local demand is rising, so Fix and flip loans investors in Allentown, PA that are selling, can command higher sales prices from potential buyers in the market.

Rental Prices for Allentown

Rental rates have been rising across the nation and across Allentown, PA not just due to the demand in housing increasing but due to the rise in unemployment.  Investors who focus their business in buy and hold rental properties would be advised to analyze what rents have been averaging in Allentown, PA. Knowing how much rent an investor can ask for will give them a good idea of how much monthly cash-flow they can expect and whether that is enough to cover the home’s expenses and ultimately earn a profit.

Fix and Flip Investor Loans in Harrisburg PA

Another city that commands gross margins over 100% Harrisburg Pennsylvania is one of the best fix and flip home loan market in the nation. Carlisle PA is the the Harrisburg MSA.  These two cities are lumped together, but they are very different areas. Carlisle is home to the US Army War College.  Harrisburg PA is the state capital. Fix and Flip investors in this market can expect a return on investment of 78.1%.

With hard money and private equity loans and great leverage available Philadelphia  and the Harrisburg Pennsylvania are a boom for real estate investors in Pennsylvania.   More information on investing in Philadelphia Pennsylvania can be found HERE!   The #1 city for fix and flip loans in Pennsylvania!