Hard Money Loan Benefits

Get in Touch Today



Fix To Rent Home Loan

    • 1-500+ properties

    • Single-family, 2-4 units, condos, townhomes, multifamily

    • 5yr, 7, 10 and 30 year terms

      • Up to 90% of cost

    • Up to 100% of rehab

    • Up to 75% of completed value

    • $70,000 – $250 million

Fix and Flip Home Loan

    • 1-500+ properties

    • Single-family, 2-4 units, condos, townhomes, multifamily

    • 12 To 24 month terms

      • Up to 90% of cost

    • Up to 100% of rehab

    • Up to 75% of completed value

    • $100,000 – $250 million

Multi Family /
Commercial Real Estate

        • 1-50+ properties

        • Multifamily, condos, student housing, 
        • mixed use w/ majority residential

        • 12, 24 mo., 5,10,30,40 year terms

        • Up to 100% of cost

      • $1M – $250M

      • Bridge, Construction, Permanent, Refi.


dscr loan program


*Up To 80% LTV
* Cash Out Refinance
* 15-30 Day Close!
* No Income Required
* No Employment Required

fix and flip loan programs


*Up to 90% of the Purchase
*100% of the Rehab.
* Closing as fast as 5 days!
* Fix to Flip or Fix to Refi .
* 30 or 40year DSCR loan

rental loan


* Cash-out & Refinance
*30 or 40 year loan..
* Closing 30 days!
* Up To 80% LTV

construction loan


*Ground Up Construction
Up To 80% Of Land
* 100% of Construction
* Builders and Developers!


Lending Parameters

Loan Size $100,000 to $250,000,000
Up to 75% of the ARV. (As Repaired Value)
12–36 months
First Lien; Second Lien as additional collateral only
Interest Rate
5.50% – 12%
1–4% of the loan amount

Brokers, Agents, 3rd party Referrals Welcome!

Nationwide Lender

Top Current Programs

  • Fix and Flip  [Up To 90% of Acquisition 100% of Rehab]
  • Fix To Rent   [Up To 90% of Acquisition 100% of Rehab]
  • MultiFamily  [Up To 100% Financing Incl. Interest Reserve]


Why Use a Hard Money Loan

    1. If you need to close fast.
      CambridgeHomeLoan.com offers the same day fix and flip | fix to rent  loan approval, and we can fund within 5 days.  In an emergency situation for current customers, we can even fund a deal in 1 day!
    2. If the property isn’t stabilized.
      Many times, it’s not just a question of time, but it’s the actual property or asset that you are purchasing that a traditional bank just will not finance.  Some examples include a property that requires additional funds to rehab, ones that are missing a Certificate of Occupancy (CO), or others that do not have a strong rental history. CambridgeHomeLoan.com can fund your property when a bank can’t.



    3. What if my credit is poor .
      CambridgeHomeLoan.com understands that there are events  in peoples lives that negatively influence their credit score. Therefore, we are mostly concerned with the value of the real estate asset, rather than debt-to-income ratios when considering funding a loan. FICO always plays a roll, but not nearly as much.



    4. What If i don’t want to have a loan in my personal name. 
      A traditional bank is most likely to require that your investment property be owned directly by the individual they are making the loan to.  This is a liability risk to any investor. Setting up a property in an LLC. is just good business sense and whether you are buying your first property or your fiftieth, setting up an LLC. helps protect you from a myriad of pitfalls if one were to occur. Obtaining a hard money loan to acquire your property in an LLC. will help you protect your assets for the long term

Up To 100% of Acquisition | 100% of The Rehab!
Interest Only!  5 Day Close!!


More About Loans from the Nations #1 Hard Money Lender!

hard money loan philadelphia

Financing your Investment Property with Other Peoples Money

Real Estate markets are thriving nationwide. If your in a primary market close to major a major city or in a secondary market utilizing bridge and hard money can help you grow your portfolio faster than ever before.

Underwriting criteria today allows for higher leverage than ever before.

Up to 100% Loan to cost for value added multifamily. This means that we can provide you 100% financing on both the acquisition and rehab dollars required for your investment. 

Nationwide Fix and Flip Loan Solutions

Buy fix and flip loans

800-826-5077 to speak with a financing expert.

Why Choose A Hard Money Lender

We can help our clients take advantage of some of the best investment real estate returns by providing the required leverage to help you achieve your investment goals.

apartment building loan

CambridgeHomeLoan.com is able to work out and structure creative solutions that fit your hard money financing needs.  We fund loans based on the value of the asset so in some cases we were even able to finance up to 100% of the purchase price and rehab amount. 

CambridgeHomeLoan.com can also provide your take out financing in the form of a 30 year loan or a portfolio loan  for investors with 5 or more properties. These loans today start in the low 3% range.

Give us a call or apply for a loan today!

* Bank Loans
* Bridge Loans
* Private Equity
* Hard Money
* Private Equity
* Family Office Funds
* Insurance Funds

* Fannie Mae, Freddie Mac HUD Loans

* Purchase  * Refinance  * Cash Out Refinance

Hard Money Loan Lender

We can fund loans in 3–5 days

If you are looking for a lender, give us a call 800-826-5077


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Select your location:

Homeownership rates. Please check with us for most current  data.

  • Top five – Maine (73.8), D.C. (73.1%), Michigan (73%), West Virginia (75.6%), New Hampshire (75%)
  • Worst five – California (54.8%), Nevada (58.2%), Hawaii (60%), Delaware (40.2%), New York (52%)

Median household income

  • Top five – New Jersey ($79,363), Hawaii ($78,084), Massachusetts ($77,378), Delaware ($82,604), Maryland ($81,868)
  • Worst five –  Louisiana ($47,942), New Mexico ($48,059), Mississippi ($43,567), West Virginia ($44,921), Arkansas ($45,726)

Average remodeling costs

  • Top five – Arkansas ($75,888), Tennessee ($82,928), Utah ($83,014), Iowa ($85,478), Idaho ($98,176)
  • Worst five – Massachusetts ($323,311), Oregon ($311,185), New York ($289,719), Connecticut ($278,469), Rhode Island ($275,515)

Lowest remodeling costs

  • Top five – Utah ($12,000), Missouri ($14,000), (Kentucky ($15,000), Tennessee ($16,000), Iowa ($16,000)
  • Worst five – Connecticut ($46,000), Massachusetts ($44,000), Alaska ($41,000), California ($48,000), Oregon ($47,000)

Median household costs per month

  • Top five – West Virginia ($1,001), Arkansas ($1,071), Indiana ($1,118), Mississippi ($1,132), Alabama ($1,164)
  • Worst five – D.C. ($3,123), New Jersey ($2,398), Hawaii ($2,354), California ($2,345), Massachusetts ($2,207)

Rental vacancy rate

  • Top five –  Massachusetts (6.3%), Wisconsin (6.4%), Utah (5.1%), Minnesota (5.6%), Washington (5.9%)
  • Worst five – South Carolina (14.5%), Louisiana (14.4%), Alabama (16.1%), Hawaii (15.2%), Alaska (14.6%)

In terms of low remodeling costs Tennessee and Utah are the best places to flip a house or investment property. The lowest vacancy rate goes to Utah, and that places it in a very favorable position. West Virginia boasts the highest homeownership rate in the US and the lowest housing costs.

Here are the 5 best cities to flip houses where gross profits margins are rising along with their year-over-year increase in gross profit:
  • Dallas, TX: up 38%
  • San Antonio, TX: up 36%
  • San Diego, CA: up 20%
  • Chicago, IL: up 20%
  • Oklahoma City, OK: up 18%
For Rates, Terms and Cash To Close Apply Below