HARD MONEY LOAN

Hard Money Loan Benefits:

#1 Hard Money Lender In US

Get in Touch Today

LOAN APPLICATION  QUICK APPLY

HARD MONEY LOANS MADE EASY!

Fix To Rent Loan

fix and flip loan pennsylvania
    • 1-500+ properties

    • Single-family, 2-4 units, condos, townhomes, multifamily

    • 5yr, 7, 10 and 30 year terms

      • Up to 90% of cost

    • Up to 100% of rehab

    • Up to 75% of completed value

    • $70,000 – $250 million

Fix and Flip Loan

    • 1-500+ properties

    • Single-family, 2-4 units, condos, townhomes, multifamily

    • 12 To 24 month terms

      • Up to 90% of cost

    • Up to 100% of rehab

    • Up to 75% of completed value

    • $100,000 – $250 million

MultiFamily Loan /
Commercial

        • 1-50+ properties

        • Multifamily, Ground Up.,
        • Mixed use w/ majority residential

        • 12, 24 mo., 5,10,30,40 year terms

        • Up to 100% of cost

      • $1M – $250M

      • Purchase, Refinance, Cash Out

HARD MONEY LOAN TYPES

dscr loan program

DSCR LOAN

*Up To 85% LTV
* Cash Out Refinance
* 15-30 Day Close!
* No Income Required
* No Employment Required

fix and flip loan programs

FIX TO FLIP

*Up to 90% of the Purchase
*100% of the Rehab.
* Closing as fast as 5 days!
* Fix to Flip or Fix to Refi .
* 30 or 40year DSCR loan

rental loan

CASH OUT REFI

* Cash-out & Refinance
*30 or 40 year loan..
* Closing 30 days!
* Up To 80% LTV

construction loan

CONSTRUCTION

*Ground Up Construction
Up To 80% Of Land
* 100% of Construction
* Builders and Developers!

DOCUMENTS REQUIRED TO CLOSE

Lending Parameters

Brokers, Agents, 3rd party Referrals Welcome!

Why Use a Hard Money Lender

    1. If you need to close fast.
      CambridgeHomeLoan.com offers the same day fix and flip | fix to rent  loan approval, and we can fund within 5 days.  In an emergency situation for current customers, we can even fund a deal in 1 day!
    2. If the property isn’t stabilized.
      Many times, it’s not just a question of time, but it’s the actual property or asset that you are purchasing that a traditional bank just will not finance.  Some examples include a property that requires additional funds to rehab, ones that are missing a Certificate of Occupancy (CO), or others that do not have a strong rental history. CambridgeHomeLoan.com can fund your property when a bank can’t.

       

       

    3. What if my credit is poor .
       
      CambridgeHomeLoan.com understands that there are events  in peoples lives that negatively influence their credit score. Therefore, we are mostly concerned with the value of the real estate asset, rather than debt-to-income ratios when considering funding a loan. FICO always plays a roll, but not nearly as much.

       

       

    4. What If i don’t want to have a loan in my personal name. 
      A traditional bank is most likely to require that your investment property be owned directly by the individual they are making the loan to.  This is a liability risk to any investor. Setting up a property in an LLC. is just good business sense and whether you are buying your first property or your fiftieth, setting up an LLC. helps protect you from a myriad of pitfalls if one were to occur. Obtaining a hard money loan to acquire your property in an LLC. will help you protect your assets for the long term

Nationwide Lender

Top Current Programs

  • Fix and Flip Loan [Up To 90% of Acquisition 100% of Rehab]
  • Fix To Rent   [Up To 90% of Acquisition 100% of Rehab]
  • MultiFamily  [Up To 100% Financing Incl. Interest Reserve]

QUICK APPLY!


Up To 100% of Acquisition | 100% of The Rehab!
Interest Only!  5 Day Close!!

APPLY HERE!

More About Loans from the Nations #1 Hard Money Lender!

hard money loan philadelphia

Financing your Investment Property with Other Peoples Money

Real Estate markets are thriving nationwide. If your in a primary market close to major a major city or in a secondary market utilizing bridge and hard money can help you grow your portfolio faster than ever before.

Underwriting criteria today allows for higher leverage than ever before.

Up to 100% Loan to cost for value added multifamily. This means that we can provide you 100% financing on both the acquisition and rehab dollars required for your investment. 

Nationwide Fix and Flip Loan Solutions

fix and flip loan maryland

800-826-5077 to speak with a financing expert.

Why Choose A Hard Money Lender


We can help our clients take advantage of some of the best investment real estate returns by providing the required leverage to help you achieve your investment goals.

apartment building loan

CambridgeHomeLoan.com is able to work out and structure creative solutions that fit your hard money financing needs.  We fund loans based on the value of the asset so in some cases we were even able to finance up to 100% of the purchase price and rehab amount. 

CambridgeHomeLoan.com can also provide your take out financing in the form of a 30 year loan or a portfolio loan  for investors with 5 or more properties. These loans today start in the low 3% range.

Give us a call or apply for a loan today!

LOAN SOURCES
* Bank Loans
* Bridge Loans
* Private Equity
* Hard Money
* Private Equity
* Family Office Funds
* Insurance Funds

* Fannie Mae, Freddie Mac HUD Loans

OPTIONS:
* Purchase  * Refinance  * Cash Out Refinance
Hard Money Loan, Fix and Flip Loan, Multifamily Loan

Hard Money Lender

We can fund loans in 3–5 days

If you are looking for a lender, give us a call 800-826-5077


EXPERT REAL ESTATE MORTGAGE FINANCING LOAN INFORMATION

ultimate guide to dscr loan

Ultimate Guide To DSCR Loans

Home The Ultimate Guide to DSCR Loans: Everything You Need to Know Introduction When it comes to real estate investment, finding innovative financing solutions is

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Select your location:
WE NOW LEND NATIONWIDE!
Busiest States in 2024

WHAT ARE THE BEST PLACES TO FIX AND FLIP A PROPERTY TODAY
Homeownership rates. Please check with us for most current  data.

  • Top five – Maine (73.8), D.C. (73.1%), Michigan (73%), West Virginia (75.6%), New Hampshire (75%)
  • Worst five – California (54.8%), Nevada (58.2%), Hawaii (60%), Delaware (40.2%), New York (52%)

Median household income

  • Top five – New Jersey ($79,363), Hawaii ($78,084), Massachusetts ($77,378), Delaware ($82,604), Maryland ($81,868)
  • Worst five –  Louisiana ($47,942), New Mexico ($48,059), Mississippi ($43,567), West Virginia ($44,921), Arkansas ($45,726)

Average remodeling costs

  • Top five – Arkansas ($75,888), Tennessee ($82,928), Utah ($83,014), Iowa ($85,478), Idaho ($98,176)
  • Worst five – Massachusetts ($323,311), Oregon ($311,185), New York ($289,719), Connecticut ($278,469), Rhode Island ($275,515)

Lowest remodeling costs

  • Top five – Utah ($12,000), Missouri ($14,000), (Kentucky ($15,000), Tennessee ($16,000), Iowa ($16,000)
  • Worst five – Connecticut ($46,000), Massachusetts ($44,000), Alaska ($41,000), California ($48,000), Oregon ($47,000)

Median household costs per month

  • Top five – West Virginia ($1,001), Arkansas ($1,071), Indiana ($1,118), Mississippi ($1,132), Alabama ($1,164)
  • Worst five – D.C. ($3,123), New Jersey ($2,398), Hawaii ($2,354), California ($2,345), Massachusetts ($2,207)

Rental vacancy rate

  • Top five –  Massachusetts (6.3%), Wisconsin (6.4%), Utah (5.1%), Minnesota (5.6%), Washington (5.9%)
  • Worst five – South Carolina (14.5%), Louisiana (14.4%), Alabama (16.1%), Hawaii (15.2%), Alaska (14.6%)

In terms of low remodeling costs Tennessee and Utah are the best places to flip a house or investment property. The lowest vacancy rate goes to Utah, and that places it in a very favorable position. West Virginia boasts the highest homeownership rate in the US and the lowest housing costs.

Here are the 5 best cities to flip houses where gross profits margins are rising along with their year-over-year increase in gross profit:
  • Dallas, TX: up 38%
  • San Antonio, TX: up 36%
  • San Diego, CA: up 20%
  • Chicago, IL: up 20%
  • Oklahoma City, OK: up 18%
For Rates, Terms and Cash To Close Apply Below