Hard Money Loans Enterprise, Nevada
Finance a Enterprise fix & flip, BRRRR, or value-add project on the deal — not your income. One of the fastest-growing communities in the Las Vegas valley, with newer stock and strong family demand.
- Asset-based — we lend on the deal, not your income or tax returns
- Up to 95% LTC · 90% of purchase · 100% of rehab
- Value-add across Mountain’s Edge, Southern Highlands, and the newer subdivisions.
- SF, 2–150 unit, multifamily, mixed-use, industrial, commercial & ground-up
- Interest-only or 30–40 yr amortized options · close in as few as 5 days
Get Your Free Quote! No Credit Pull Required.
Enterprise Hard Money Loans — Key Facts (2026)
- What it is: A fast, asset-based loan secured by the property — funded on the deal, not your personal income.
- Best for: Value-add flips, family reno & new build
- Leverage: Up to 95% LTC · 90% of purchase · 100% of rehab · up to 75% ARV. Rates: from 7.875% · 1–3 points.
- Terms: Interest-only or 30–40 year amortization options. Funding: as fast as 5 days.
- Property types: SF, 2–150 unit, multifamily, mixed-use, condos, industrial, commercial & ground-up construction.
- Lender: CambridgeHomeLoan.com — direct lender since 1998, NMLS #1826020. LLC & foreign nationals OK.
Hard Money in Enterprise
What is a hard money loan in Enterprise, Nevada?
A Enterprise hard money loan is a fast, asset-based loan funded on the deal — purchase, rehab, and after-repair value (ARV) — not your tax returns. Enterprise is a fast-growing south-valley market with strong value-add and family flips. We lend up to 95% LTC, 90% of purchase, and 100% of rehab, with interest-only or 30-40 year amortization options so you can flip, build, or hold.
| Secured by | The property (asset-based) — no personal income used |
| Max leverage | Up to 95% LTC · 90% of purchase · 100% of rehab · up to 75% ARV |
| Rates from | 7.875% (deal-dependent) · 1–3 points |
| Terms | Interest-only or 30–40 year amortization options |
| Funding speed | As fast as 5 days · rehab draws available |
| Property types | SF, 2–150 unit, multifamily, mixed-use, condos, industrial, commercial, ground-up |
| Area | Clark County |
Eligible properties
Enterprise hard money property types
We finance investment and business-purpose real estate across the board — residential, multi-family, and commercial, plus ground-up construction:
How we compare
CambridgeHomeLoan vs. Top National Hard Money Lenders
Enterprise investors shop hard money on leverage, speed, and cost. Here is how our program stacks up against the terms commonly advertised by top national hard money lenders. Where we lead, it is highlighted.
| Feature | CambridgeHomeLoan | Top National Lenders (typical) |
|---|---|---|
| Max LTC | Up to 95% | Typically 85–90% |
| Of purchase | Up to 90% | 80–85% |
| Of rehab | 100% | 100% (on draws) |
| Max ARV | Up to 75% | 65–70% |
| Rates from | 7.875% | ~9.5–12%+ |
| Amortization | IO or 30–40 yr options | Interest-only only |
| Funding speed | As fast as 5 days | 7–14 days |
| Model | Direct lender since 1998 | Broker or fund |
“Top national lenders” reflects terms commonly advertised across the hard money market as of July 2026, subject to change. Typical ranges for general comparison, not the terms of any single lender.
Enterprise market data
Enterprise fix & flip market at a glance (2026)
Representative 2026 market indicators for underwriting context — confirmed per deal by an as-is and ARV appraisal.
| Median sale price (2026) | about $480,000 |
| Typical flip margin | 15–20% of ARV |
| Avg days on market | about 26 days |
| Investor activity | High – fast-growing suburb |
| Insurance (holding) | Standard – desert (low hazard) coverage |
Approximate 2026 figures for illustration; not guarantees. Verify current data for your specific property.
Enterprise neighborhoods
Where Enterprise flips & BRRRRs pencil
Enterprise value spans master-planned Mountain’s Edge, premium Southern Highlands, and value-add subdivisions.
| Area | Typical price band (2026)* | Investor angle |
|---|---|---|
| Mountain’s Edge | $500K–$700K | Family flips |
| Southern Highlands | $550K–$800K | Premium reno |
| near the 215 south | $480K–$650K | Family flips |
| Rhodes Ranch | $520K–$720K | Premium reno |
| central Enterprise | $460K–$620K | Value-add reno |
*Approximate 2026 ranges for illustration — verify current comps for the specific address (an ARV appraisal sets the value we lend against).
Free tool
Enterprise fix & flip / hard money calculator
Enter your numbers and see your loan, cash to close, financing cost, and net profit instantly. We lend up to 95% of cost, 90% of purchase + 100% of rehab, and 75% of ARV — the calculator applies the lowest limit automatically. Illustrative only; final loan uses an as-is and ARV appraisal.
Your deal
Illustrative only; not a commitment to lend. Net profit assumes ~7% selling costs and excludes taxes, utilities, and some closing and holding costs. We confirm value with an appraisal.
Apply in minutes
Apply for your Enterprise hard money loan
Same-day term sheet, no tax returns, and funding in as few as 5 days. Start your application below — or call (800) 826-5077.
Get Your Free Quote! No Credit Pull Required.
Worked example
A real Enterprise hard money deal
A Mountain’s Edge project bought at $394,000 with a $77,000 rehab (ARV $565,000): the binding limit sizes the loan to about $423,800; with 2 points (about $8,500) and about 8 months of interest at 9.49% (about $26,800), estimated cash to close is about $55,700. After about 7% selling costs (about $39,600), estimated net profit is about $19,200 — funded in as few as 5 days. Illustrative only; confirmed by an ARV appraisal.
Programs
Enterprise hard money loan programs
| Fix & flip | Purchase + rehab; up to 95% LTC / 90% purchase / 100% rehab; draws |
| Ground-up construction | For builders & developers; land + vertical draws |
| Bridge | Fast close, reposition, or buy before you sell |
| 2–150 unit multifamily & commercial | Value-add, reposition & stabilize |
| Rental / DSCR exit | 30–40 yr amortized options; refinance to a long-term loan |
| Cash-out & auction | Pull equity fast; proof of funds for competitive buys |
Requirements
Enterprise hard money requirements
| Down / skin in the deal | As little as 5–10% of cost at up to 95% LTC |
| Credit | 620+ FICO typical; deal-first, exceptions considered |
| Experience | First-timers welcome; investors get higher leverage |
| Valuation | As-is + ARV appraisal; scope of work for rehab |
| Vesting | Individual, LLC, or entity · foreign nationals eligible |
| Exit | Sale (flip) or refinance to a 30–40 yr amortized / DSCR loan |
Answers
Enterprise hard money loan FAQ
Why do investors buy in Enterprise?
Explosive south-valley growth, master-planned communities, and strong Las Vegas-metro in-migration keep Enterprise demand high with fast resale.
What property types do you fund in Enterprise?
We fund single family, 2-150 unit, multifamily, mixed-use, condos, industrial, commercial, and ground-up construction — any business-purpose investment property.
Can first-time investors get Enterprise hard money?
Yes. It is deal-first — first-timers are welcome, and experienced investors qualify for higher leverage and faster closings.
Do you fund value-add and family flips in Enterprise?
Yes. We fund single-family rehabs; ARV appraisal confirms resale value.
Enterprise economy & flip demand
Why Enterprise flips sell
Enterprise is one of the fastest-growing communities in the Las Vegas valley, with master-planned neighborhoods and strong in-migration. High demand and fast resale give value-add flippers dependable margins on newer family homes.
Nevada markets
Hard money loans across Nevada
We fund fix & flip, bridge, and ground-up projects statewide. Start with the Nevada hub, then explore nearby markets:
Keep exploring
Related Enterprise & Nevada investor loans
© 2026 CambridgeHomeLoan.com · NMLS #1826020 · 4830 W Kennedy Blvd, Tampa, FL 33609 · (800) 826-5077 · Equal Housing Lender. Hard money loans are business-purpose loans for non-owner-occupied investment properties only and are not available for primary residences. Rates, points, LTC, ARV, amortization, and terms are illustrative, subject to change without notice, and subject to borrower, property, and deal qualification and underwriting approval. “Up to 95% LTC” reflects maximum leverage for the strongest profiles and is not a quote or commitment to lend. Values are estimates confirmed by an as-is and after-repair-value appraisal on your specific property. This page is informational and does not constitute financial, legal, tax, or investment advice.