Hard Money Loans #1 Bridge Lender In USA

CambridgeHomeLoan.com is #1 hard money and Bridge lender in US, financing real estate investments up to $100 million. We have gained our reputation as the fastest hard money lender in multifamily loans and bridge lending because we know how critical each day is in the competitive real estate market.

Get in Touch Today

Property Types

Lending Parameters

Loan Size $100,000 to $100,000,000
Rehab Funding
Up to 100% of the cost
Up to 75% of the ARV
12–36 months
First Lien; Second Lien as additional collateral only
Interest Rate
2.70% – 10.5%
1–4% of the loan amount

Nationwide Lender

Top Current Programs

  • Fix and Flip  [Up To 90% of Acquisition 100% of Rehab]
  • Fix To Rent   [Up To 90% of Acquisition 100% of Rehab]
  • MultiFamily  [Up To 100% Financing Incl. Interest Reserve]


Why Use a Hard Money Loan

    1. If you need to close fast. While applying for a loan at your typical bank may take months for them to review your loan application, CambridgeHomeLoan.com offers the same day fix and flip | fix to rent |hard money loan approval, and we can fund within 5 days.  In an emergency situation for current customers, we can even fund a deal in 1 day!
    2. If the property isn’t stabilized. Many times, it’s not just a question of time, but it’s the actual property or asset that you are purchasing that a traditional bank just will not finance.  Some examples include a property that requires additional funds to rehab, ones that are missing a Certificate of Occupancy (CO), or others that do not have a strong rental history.  Hard money lenders such as CambridgeHomeLoan.com will be able to fund the property when a bank can’t.
    3. What if my credit is poor .  CambridgeHomeLoan.com understands that there are events  in peoples lives that negatively influence their credit score. Therefore, we are mostly concerned with the value of the real estate asset, rather than debt-to-income ratios when considering funding a loan. FICO always plays a roll, but not nearly as much.
    4. What If don’t want to have a loan in my personal name.  A traditional bank is most likely to require that your investment property be owned directly by the individual they are making the loan to.  This is a liability risk to any investor. Setting up a property in an LLC. is just good business sense and whether you are buying your first property or your fiftieth, setting up an LLC. helps protect you from a myriad of pitfalls if one were to occur. Obtaining a hard money loan to acquire your property in an LLC. will help you protect your assets for the long term

Hard Money Fix and Flip and Fix To Rent Loans
Up To 100% of Acquisition | 100% of The Rehab!
Interest Only!  5 Day Close!!


hard money loan philadelphia

Financing your Investment Property with Other Peoples Money

Real Estate markets are thriving nationwide. If your in a primary market close to major a major city or in a secondary market utilizing bridge and hard money can help you grow your portfolio faster than ever before.

Bridge, Private Equity and Hard Money underwriting criteria today allows for higher leverage than ever before.

Up to 100% Loan to cost for value added multifamily. This means that we can provide you 100% financing on both the acquisition and rehab dollars required for your investment. 

CambridgeHomeLoan.com is an asset-backed Lender Focused on Customized Solutions

Buy fix and flip loans

800-826-5077 to speak with a financing expert.

Why Choose A Hard Money Lender

CambridgeHomeLoan.com takes pride in their roots and the success that the  real estate markets brought to us. Being a local hard money lender and understanding the various cities and township in your area allows us to move quickly and overcome obstacles that many other lenders cannot. For example, we understand many of the rent regulations and permitting in the various markets.  We understand the continued development and how to analyze property values and trends nationwide. 

We can help our clients take advantage of some of the best investment real estate returns by providing the required leverage to help you achieve your investment goals.

apartment building loan

With our knowledge of Pennsylvania’s fix and flip market, CambridgeHomeLoan.com is able to work out and structure creative solutions that fit your hard money financing needs.  We fund loans based on the value of the asset so in some cases we were even able to finance more than 100% of the purchase price and rehab amount. 

CambridgeHomeLoan.com can also provide your take out financing in the form of a 30 year loan or a portfolio loan  for investors with 5 or more properties. These loans today start in the low 3% range.

Give us a call or apply for a loan today!

* Bank Loans
* Bridge Loans
* Private Equity
* Hard Money
* Private Equity
* Fannie Mae, Freddie Mac HUD Loans

* Purchase  * Refinance  * Cash Out Refinance

We Value our Investor Relationships

CambridgeHomeLoan.com is the fastest Hard Money Lender in US.

Hard Money Lender

We can fund hard money loans in 3–5 days

If you are looking for a hard money lender, give us a call 800-826-5077

Submit a loan request

A direct lender you can rely on

What Are The Top 5 Investment Real Estate Markets To Invest In Today!

Top 5 Best Real Estate Investment Fix and Flip Markets in USA Today!

Real estate investors are almost always on the lookout for the best new opportunities in the investment real estate and housing markets. Savvy investors from experience know that it is not a good idea to focus all of their investment properties in one location , and often invest in multiple areas and even in multiple states. If you are considering  investing in the US markets, below are just five areas that would be a good starting point to invest in real estate.  It would be a good idea to engage with local realtors and wholesalers to discuss your investment plans and use them for their local expertise.

While looking for your investment properties in the US markets,  try to locate homes or buildings that are located near schools, buses or train lines that lead to larger cities if you are looking to buy and hold or rent year round.  The majority of the job markets are in and around major metropolitan areas.  There are plenty of opportunities for those who are looking for an air B and B or  vacation rental strategy as well. When buying in the northeast which is a competitive market, a local realtor will be extremely helpful to finding the best investment properties.

Homeownership rates in 2019

  • Top five – Maine (73.8), D.C. (73.1%), Michigan (73%), West Virginia (75.6%), New Hampshire (75%)
  • Worst five – California (54.8%), Nevada (58.2%), Hawaii (60%), Delaware (40.2%), New York (52%)

Median household income

  • Top five – New Jersey ($79,363), Hawaii ($78,084), Massachusetts ($77,378), Delaware ($82,604), Maryland ($81,868)
  • Worst five –  Louisiana ($47,942), New Mexico ($48,059), Mississippi ($43,567), West Virginia ($44,921), Arkansas ($45,726)

    Average remodeling costs

    • Top five – Arkansas ($75,888), Tennessee ($82,928), Utah ($83,014), Iowa ($85,478), Idaho ($98,176)
    • Worst five – Massachusetts ($323,311), Oregon ($311,185), New York ($289,719), Connecticut ($278,469), Rhode Island ($275,515)

    Lowest remodeling costs

    • Top five – Utah ($12,000), Missouri ($14,000), (Kentucky ($15,000), Tennessee ($16,000), Iowa ($16,000)
    • Worst five – Connecticut ($46,000), Massachusetts ($44,000), Alaska ($41,000), California ($48,000), Oregon ($47,000)

    Median household costs per month

    • Top five – West Virginia ($1,001), Arkansas ($1,071), Indiana ($1,118), Mississippi ($1,132), Alabama ($1,164)
    • Worst five – D.C. ($3,123), New Jersey ($2,398), Hawaii ($2,354), California ($2,345), Massachusetts ($2,207)

    Rental vacancy rate

    • Top five –  Massachusetts (6.3%), Wisconsin (6.4%), Utah (5.1%), Minnesota (5.6%), Washington (5.9%)
    • Worst five – South Carolina (14.5%), Louisiana (14.4%), Alabama (16.1%), Hawaii (15.2%), Alaska (14.6%)

    In terms of low remodeling costs Tennessee and Utah are the best places to flip a house or investment property. The lowest vacancy rate goes to Utah, and that places it in a very favorable position. West Virginia boasts the highest homeownership rate in the US and the lowest housing costs. 

    Here are the 5 best cities to flip houses where gross profits margins are rising along with their year-over-year increase in gross profit:
    • Dallas, TX: up 38%
    • San Antonio, TX: up 36%
    • San Diego, CA: up 20%
    • Chicago, IL: up 20%
    • Oklahoma City, OK: up 18%

    For Rates, Terms and Cash To Close Apply Below