Investment Loans

Loans Custom Built for Real Estate Investors

Whether you buy and hold, fix and flip, or build to rent, has the capital for your investment needs

The nations #1 Lender for Fix and Flip and Fix To Rent Investment Loans

Fix & Flip Loans 90% LTC and up to 100% of fix up costs.

Fix To Rent Home Loans

Rental loans

1-500+ properties

    • Single-family, 2-4 units, condos, townhomes, multifamily

    • 5yr, 7, 10 and 30 year terms

      • Up to 90% of cost

    • Up to 100% of rehab

    • Up to 75% of value

    • $70,000 – $100 million

Fix To Flip Home Loans

    • 1-500+ properties

    • Single-family, 2-4 units, condos, townhomes, multifamily

    • 12 To 24 month terms

      • Up to 90% of cost

    • Up to 100% of rehab

    • Up to 75% of value

    • $100,000 – $100 million

Multi Family /
Commercial Real Estate

      • 1-50+ properties

      • Multifamily, condos, student housing, 
      • mixed use w/ majority residential

      • 12 to 24 months, 5, 10 year terms

      • Up to 100% of cost

    • $1M – $150M

      • Bridge, Construction, Permanent

We take an active part in helping our customers achieve their long term goals. Fast closings and refinancing into better rates when it matters. Many clients use same as cash with our fast 5 day close you can go into contract and close fast to beat out the competition. A Fix and Flip or Fix to rent home loan is a Bridge loan. A bridge loan provides a fast interest only 12 to 18 month loan so that you can have the time you need to rehab your property and sell it or have us refinance your loan into a long term 30-year loan to rent and build your rental portfolio. We are also helping real estate investors with loans for rental property programs.
Feel free to contact us with your loan scenario at 800-826-5077.

We lend in all 50 states!



#1 Resource for Investment 
Real Estate Loans



Fix and Flip Home Loans | Fix To Rent | Multi Family | Ground Up Construction

Purchase your investment property at the best property price by being able to close fast. We can lend up to 90% of the purchase price and 100% of the rehab costs. Two important numbers you should know when submitting your loan profile are the current “as is” value of the property you are purchasing and the ARV or as renovated value. The value of the property once the repairs and improvements are completed.

Ground Up Construction -

Are you looking to build a spec house or the home of your dreams? We can help you with your ground up construction loan. Remember if your plans include demolition do not start the demo until your loan is in place. If you start demolition you are diminishing the current value of your asset and it may change the investment profile.
Cash Out Refinance – When you are ready and would like to cash out and refinance your real estate to provide additional investment capital, we will be here to help. Cash out today up to 85% of your properties value to use for additional investment opportunities.

When conducting any rehabilitation you will be required to submit a “scope of work”.

What is a Scope of Work? 

A key part of any house flipping or fix to rent project is the Scope of Work (SOW). A Scope of Work is a detailed outline of all of the planned construction and renovations which are set to be undertaken. You’ll be able to use your SOW:

  • to responsibly manage and document the various steps of your construction rehab project
  • to give your licensed contractors something that they can hold themselves accountable against
  • for lenders such as Cambridge, we use the SOW to determine the after repair value (ARV) of the property

A professional scope of work will often be in spreadsheet form, with different sections dedicated to the different portions of your rehab or construction plan, and costs being summed together.  You can request a sample scope of work excel form template here.  When creating a scope of work for your fix and flip or fix to rent home loan keep in mind how you are going to want your construction draws released. With each completed phase the lender will require an inspection prior to releasing.  Work with your contractor or project manager to minimize these draws in order to save on inspection fees.  For more information feel free to call 800-826-5077.

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