Rental Loans For Your Buy Rehab & Rent Investment Real Estate

Rental loans for real estate investors come in all shapes and sizes. These loans provide funding for buy and hold investors that want to start or expand their rental investment portfolio. Our loans are written to match your specific project and can be structured with 30 or 40 year amortizing, ARM, or interest-only options.

What is the best scenario for a Rental Loans For  Investment Real Estate

1. You are purchasing a home that does not need any renovations.
2. When you are looking for a loan to payoff a fix and flip or bridge loan that was used to renovate the property.
3. When the property is leased up and stabilized or generating income.
4. When you are looking for a long term solution for a rental property
5. When you are looking for cash out to purchase additional investment real estate.5. 

Benefits of a Rental Loan from CambridgeHomeLoan

    • Quick Closing in 10-14 Days
    • Low Rates Based on FICO and leverage
    • Interest-Only Options
    • High Leverage (up to 80%)
    • No Income Documentation

    How Do I Know If I’m Approved!
    If you total the Monthly Principal, Interest, Taxes, & Insurance and it is less than the Gross Monthly Rental Income than you are approved!

    • Loan Amounts

      From $100,000 to $50 Million

    • Term

      30,40 year amortization with a 30 year, 10 or 5 year term. Principal and Interest or Interest only programs available

    • Max LTV


    • Closing Time

      10-14 Days

    • FICO

      From FICO 580

    • Interest Rate

      Based on LTV and FICO


    Single Family

    A Single Family property is classified as a one to four-unit dwelling including duplex’s, triplex’s, and quadplex’s. Additionally, condominium and townhomes also qualify.  The rental loan program will lend to real estate investors looking to purchase, refinance buy and rent or fix and flip /fix to rent properties starting at $75,000.00.


    Multi-family housing is a residential property where multiple units of 5 or more units exist within 1 or multiple buildings within a community. We will lend to investors and entities on multifamily properties starting at $250,000. We can also lend on Value add multifamily properties where renovations are required under our value add loan program.

    What Documents Are Required For Rental Loan Program

    • Property Documents

    * Purchase Contract
    * Payoff Statement (If Refinance)
    * Evidence of Taxes and Insurance
    * Rental Lease

    • Business Documents

    * Formation Documents
    * Certificate of Good Standing
    * EIN
    * Operating Agreement

    • Personal Documents

    * Loan Application
    * Schedule of real estate owned (Experience)
    * Drivers License of Passport
    * Two most recent bank statements

    • Single Family Rental Loans

    • Portfolio Loans

    • Short Term Rental Loans

    • Ground Up Construction Loan & P.U.D.s

    Fix and Flip Bridge Loans


    house hacking

    House Hacking 101

    “House Hacking” has been a trending topic within the real estate social media world – making its way to, debatably, be the number one suggestion

    Read More »
    home loan

    About the FHA New 40-Year Loan

    Earlier this month the Federal Housing Administration (FHA) announced that they will be establishing a 40-year financing option to reduce monthly mortgage payments for those

    Read More »