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For New Home Purchases, Refinance and Cash Out Refinance Home Loans start here.

Now, you can put as little as a 3.5% down payment on a fixed-rate loan

To start your application fill out the form below, hit send and Apply as New Customer:

Maryland First Time Home Buyer Mortgage Program

The most common first time home loan is the FHA mortgage. Maryland FHA mortgage and Maryland FHA refinance home loans are insured by HUD and are available to help promote home ownership. The FHA mortgage is designed to encourage home ownership by promoting lending by Lenders and having the government insure the loan. Most FHA loans only require a 3.5% down payment on purchases and may allow for up to 85% cash out on refinances. There is usually an insurance premium attached to the loan. Income, credit and asset requirements are set by HUD guidelines and also by the lending institution. Fill out the application above for more information.

For Maryland investment properties click here to apply!

Prior to shopping for a new home you can Pre-Qualify to help negotiate the best deal

Expert Refinance and Mortgage Loan Advice We lend in all 50 States!

First time home buyer

First Time Home Buyer Loan Options

August 3, 2021 No Comments

One of the biggest hurdles for first-time home buyers is financing their purchase. Thankfully, there are numerous loan products and down-payment assistance programs designed to

Multifamily Loans – Up to 100% Financing

July 17, 2021 No Comments

Thinking about taking your real estate investing to the next level and investing in multifamily properties. Multifamily loans can help take your investment portfolio to

investment loan

Investment Loans For House Flipping

July 12, 2021 No Comments

Fix and flip loans, Investment loans for house flipping are a great loan product when you want the advantage in convincing an owner to go

first time home buyer cambridge homeloan

FHA Home Loans For First Time Home Buyers

April 27, 2021 No Comments

First Time Home Buyers today can purchase a home with as little as 3% down. Learn more below. FHA first-time homebuyer loans offer a low down payment, reduced interest,

What Are The Minimum Property Requirements For A VA Home Loan?

April 25, 2021 No Comments

Minimum Property Requirements (MPRs) For A VA Home Loan MPR’s VA has established Minimum Property Requirements (MPRs) to protect the interests of Veterans, lenders, servicers,

What Is A Reverse Mortgage

January 24, 2021 No Comments

Reverse Mortgage A reverse mortgage is not what it used to be. A home loan that you do not have to pay back for as

Va funding fee explained - cambridgehomeloan.com

VA Funding Fee Explained

January 13, 2021 No Comments

VA Funding Fee 2021: What is it and What do I Pay? Veterans have access to an incredible home loan benefit – 100% financing with

VA Loan 2021

VA Home Loan 2021

January 11, 2021 No Comments

VA Home Loan 2021 and the changes to VA Home Loans Introduction- What is VA Home Loan? VA (Veteran Affairs) Home Loans is a mortgage

FHA Loan Limits

FHA Loan Limits 2021

January 11, 2021 No Comments

The FHA Federal Housing Administration announced the nations new loan limits for 2021. For most of the country these loan limits have increased. The new

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