Maryland #1 Source for your mortgage loan.
For New Home Purchases, Refinance and Cash Out Refinance Home Loans start here.
Now, you can put as little as a 3.5% down payment on a fixed-rate loan
To start your application fill out the form below, hit send and Apply as New Customer:
Maryland First Time Home Buyer Mortgage Program
The most common first time home loan is the FHA mortgage. Maryland FHA mortgage and Maryland FHA refinance home loans are insured by HUD and are available to help promote home ownership. The FHA mortgage is designed to encourage home ownership by promoting lending by Lenders and having the government insure the loan. Most FHA loans only require a 3.5% down payment on purchases and may allow for up to 85% cash out on refinances. There is usually an insurance premium attached to the loan. Income, credit and asset requirements are set by HUD guidelines and also by the lending institution. Fill out the application above for more information.