Maryland #1 Source for your mortgage loan.
For New Home Purchases, Refinance and Cash Out Refinance Home Loans start here.
Now, you can put as little as a 3.0% down payment on a fixed-rate loan.
Your Gateway to Affordable Home Financing in Maryland
Explore Diverse Loan Options Tailored for You
Are you looking to make Maryland your home? Unlock the doors to your dream home with our comprehensive Maryland Home Loan Programs. We understand that every homebuyer has unique needs, and we’re here to guide you through a range of loan options. From FHA loans to Foreign National Loans, we’ve got you covered.
Home Loan Types Offered in Maryland:
1. FHA Loans (Federal Housing Administration Loans)
FHA loans are government-backed loans designed to make homeownership more accessible. Enjoy lower down payments and flexible credit requirements.
Down payments as low as 3% down.
2. VA Loans (Veterans Affairs Loans)
For our veterans and active-duty military personnel, VA loans provide excellent benefits, including zero down payment options and competitive interest rates.
3. First Time Home Buyer Loans
If you’re a first-time homebuyer, we have specialized loan programs tailored to your needs, helping you take the first step towards homeownership. The down payment for a first time home buyer starts at 3% down.
4. Conventional Loans
Conventional loans offer a flexible range of options, making them suitable for a variety of borrowers. Benefit from competitive interest rates and various term lengths. Conventional home loans start with a down payment of just 5% down.
5. Jumbo Loans
For those looking to finance high-value properties, Jumbo loans exceed conventional loan limits, providing the funds you need for your dream luxury home.As of this writing a Jumbo home loan in Maryland starts at 10% down.
6. Statement Loans
Self-employed or have irregular income? Statement loans allow you to qualify based on your bank statements, providing a flexible solution for unconventional income situations. Statement Only Home Loans in Maryland start at 15% down.
7. P&L Loans (Profit and Loss Loans)
Designed for business owners, P&L loans consider your business’s profit and loss statements to determine your eligibility, offering a pathway to homeownership for entrepreneurs. These are the closing loans to no doc loans and start at 15% down.
8. Foreign National Loans
If you’re not a U.S. citizen but dream of owning property in Maryland, our Foreign National Loans cater to your unique situation. Foreign national loans can be owner occupied or investment loans. Contact CambridgeHomeLoan.com for more information.
9. Other Specialized Loan Programs
Explore additional loan programs tailored to specific needs, ensuring there’s a financing solution for everyone.
Why Choose Maryland Home Loan Programs?
Personalized Guidance: Our team of experts is dedicated to helping you navigate the complexities of home financing, ensuring you find the loan that fits your needs.
Competitive Rates: Benefit from competitive interest rates and terms, making homeownership in Maryland more affordable.
Easy Application Process: Our streamlined application process ensures a hassle-free experience, guiding you from application to closing.
Maryland First Time Home Buyer Mortgage Program
Most FHA loans only require a 3.5% down payment on purchases and may allow for up to 85% cash out on refinances. There is usually an insurance premium attached to the loan. Income, credit and asset requirements are set by HUD guidelines and also by the lending institution. Fill out the application above for more information.
Prior to shopping for a new home you can Pre-Qualify to help negotiate the best deal
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