P & L Loan Program
Qualify for a home loan on just your business income:
* Loan Amount up to $4 Million
* P&L by Licensed CPA, or Tax Preparer
* 3-month Reserves
* Confirm FICO Its that simple!
P&L Home Loan allows for business owners looking to purchase a primary residence to qualify using just their business income.
P&L Loan Program
A specialized mortgage solution that uses 12-month Profit and Loss statements for qualification.
Key Features of our P&L Loan Program:
- Minimum 660 FICO Score: We provide flexible credit score options to help you serve a broader range of clients. LTVs as High as 80%.
- Streamlined Documentation: Qualify borrowers with a 12-month Profit & Loss statement compiled by a CPA, CTEC, PTIN, or EA.
- High Loan Limits: Offer loans up to $3.0 million, ideal for clients looking for high-value properties.
- Versatile Property Options: Whether it’s a primary residence, a second home, or an investment property, our program has it covered.
- First-Time Homebuyers: Our P&L loan program is accessible to self-employed first-time homebuyers.
- Temporary Buydown Feature: Allow borrowers to enjoy lower initial interest rates and reduced mortgage payments for the first two years, enhancing their financial flexibility.
Contact us to find out what the loan limits in the county you would like to purchase in. Call now 800-826-5077.
Prequalify now to see how much of Loan you can qualify for.
Benefits of Being A P&L Loan
CambridgeHomeLoan.com offers loans for just about any real estate Purchase or, Refinance or Cash Out Refinance Opportunity.
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