Fill out the form to the right and one of our mortgage loan experts
will be back to you shortly with the best rates!
800-826-5077
FHA Loans, VA Home Loan, USDA
Non QM. Statement Loan, 1099,
Asset Depletion, Foreign National
Best Time to buy is now!
Short Form Application
Finding the best rates and terms to fit your needs starts here.
Refinance & Pre Qualify For The Best Rates Below
Someone from CambridgeHomeLoan will be contacting you shortly. CambridgeHomeLoan.com will be with you every step of the way to help you with your financing needs.
What Is A Mortgage PRE-QUALIFICATION
Mortgage prequalification is an informal evaluation by a qualified mortgage professional of your creditworthiness and how much of a home you can afford to buy. Prequalification is an indication of whether you meet the minimum requirements for a home loan and how big that loan may be.
Prequalification is a very important step for those who are not sure if they’re financially ready for homeownership or if they would like to give their real estate professional more ammunition when shopping for a home.
If you’re confident in your finances or have already been pre-qualified, you might want to get pre-approved instead, which is a complete underwriting of your loan package in advance showing the homeowner that you are qualified and ready to make a purchase.
To calculate how much mortgage you’ll be able to prequalify for, we take into account your credit profile, annual income, and expected loan term and interest rate, as well as your monthly debt payments and potential home-related expenses.
What is a Mortgage PRE-APPROVAL?
A mortgage pre-approval is a letter from a lender that indicates how much of a home loan you can be qualified for, this is more than a pre-qualification letter and is typically not necessary when first searching for a home. It is however a stronger indication to a home seller that you are ready and able to purchase a home at a specified price.
A mortgage pre-approval letter is issued after the lender has evaluated your financial history. This includes pulling your credit report and FICO score. With a mortgage pre-approval letter , you can find a home that you can afford while at the same time showing the seller that you are a serious buyer. This makes pricing negotiations easier.
A mortgage preapproval letter can put you ahead of other buyers that may be interested in the same home as you. Your offer will be taken more seriously than others.
The information for the underwriting of a pre-approval is the same as the documentation that you will be submitting for your loan. You can start your application here.
At CambridgeHomeLoan.com our Loan Officers are qualified to provide you with a qualification that you can use to start shopping for your home loan. Once you Apply Here! you will receive an email to supply your last two years of W2s or tax returns, last 2 months bank statements and last 30 day paystubs. Once received a loan officer will call to discuss which loan programs you qualify for.
Some of the most popular loan types
FHA Loans, VA Home Loans, USDA Home Loans, Zero Down Home Loans, Fix and Flip Loans, Jumbo Home Loans, Super Jumbo Home Loans, Home Loans for Foreign Nationals...Statement Only Loans, Business Statement Only Loans, Construction Loans, Commercial. A Home For All Needs!
Fill out the form to the right and a home loan expert will contact you to help!
FHA Home Loans, VA Home Loan, USDA Loan
Conventional Home Loans, Statement Only Loans,
Limited Document Loans,
800-826-5077
Purchase Refinance Cash Out Refinance
Refinance and Mortgage Home Loan Expert Advice
Top Reasons For Hard Money
The top reasons investors use hard money loans: Here are the Top $ Reasons to use a Hard Money Loan for your real estate investment
Fast Hard Money Lending Solutions in Clearwater FL
Lenders provide hard money financing and the loan is secured with the property’s value. The loans offered are through private money lenders and do not
Hard Money Loan Lender West Palm Beach
Lenders offer hard money financing, which is where the loan is secured by the property’s value. Hard money loans are offered by private money lenders,
Top 5 advantages of Bridge Loan in Florida
1) It can be difficult to understand commercial real estate bridge loans in Florida, but it’s not. Commercial real estate bridge loans are available for
What is DSCR Loan? Benefits of DSCR Loan?
The Debt Service Coverage (DSCR Loan) can be used to purchase, refinance or for a cash out refinance of investment and commercial properties. DSCR is
Everything You Need to Know About Refinancing a Hard Money Loan
Refinancing a hard money loan can be a complex process, but it can also provide many potential benefits. This guide provides an overview of key
How to Get A Hard Money Loan in Pembroke Pines Florida
If you would like to know how to get a hard money loan in Pembroke Pines Florida, read on! A Hard money loan in Pembroke
Best Hard Money Lender in Tampa
Hard money loans are real estate mortgage loans provided by non-bank lenders. There are numerous hard money lenders that provide rapid funding at competitive interest rates.
Hard Money Loan Lender Tallahassee
Hard money loans are a form of commercial financing provided by private equity, family offices and private individuals. Being the fastest hard money loan lender