USDA Home Loan
NO Money Down..Low Interest Rate..Low closing Costs
What Is A USDA Home Loan?
- Eligible applicants may build, rehabilitate, improve or relocate a dwelling in an eligible rural area. The program provides a 90% loan note guarantee to approved lenders in order to reduce the risk of extending 100% loans to eligible rural homebuyers.
Key Benefits Of A USDA Mortgage?
- No Down Payment
- Lower Than Market Interest Rates
- Low Monthly Private Mortgage Insurance
- Flexible Credit Guidelines
- Low 30 Year Fixed Rates
- Closing Costs Can Be Rolled In
- Less Than Perfect Credit Is Ok
The USDA Rural Development Guaranteed Housing Loan is intended to serve low to middle income families purchasing homes outside of metropolitan cities. Get started now, call 800-826-5077.
Home Loan Application
How Does A USDA Mortgage Work?
- A fixed rate can range in terms from 10 years to 30 years and also is also offered in five year increments. A fixed rate mortgage provides peace of mind for home owners who can easily plan their financial future, knowing their mortgage payment will never change.
- The shorter the loan term, the lower the rate but the higher the monthly payment. This is because the mortgage is paid off sooner compared to say a 30 year term. Yet while a shorter term has a higher payment there is also much less interest paid to the lender over the life of the loan.
Discuss Loan Options
I would like to discuss my loan options
Quick Apply
I would like to apply for my loan myself
Pre-Qualify
I am shopping for a home and would like to pre-qualify for my price range.
Home Buying Blog
Is Now a Good Time to Buy or Invest In Real Estate?
With the volatility of the markets, rates, and prices of real estate, you may be asking yourself, “Is now the right time to buy or
A Guide To Seller Concessions
Buying and selling real estate is for the most part, just a negotiation process. As a buyer you are trying to get the best deal
Non QM Mortgages Defined
WHAT IS A NON QM LOAN Non-Qualifying Loans, usually referred to as Non-QM Loans or Non QM Mortgages, can be easily defined as loans that
Buying A Home -Downpayment Options
Buying a house isn’t just about the purchase price or the monthly payment. A good part of your budget will also be your down payment.
Choosing The Right Fix and Flip Lender
The US housing market from time to time can be turbulent and both new and experienced real estate investors need to be able to flexible
How To Invest In Real Estate In 3 Steps
There are many ways to start investing in real estate. We are going to focus on a way to start investing in real estate with