
You Can Buy a Home in 2020 with These Low Income Mortgage Programs
Low Income Home Loan Options Give You Hope Thanks to the many low income home loans available in the market today, you can be a
CambridgeHomeLoan.com is the #1 VA Loans lender in Bonita Springs Florida . We have gained our reputation as the nations #1 VA Loan lender because we know how critical each day is in the competitive Bonita Springs Florida real estate market. We are serving all of Bonita Springs zip-codes including zip codes 33931, 34110,34119,34133,34134,34135,34136 and throughout Florida, Maryland and most US states.
A VA home loan is a home loan offered by private lenders and guaranteed by the U.S department of veterans’ affairs. It enables U.S veterans, active-duty service members, widowed service members’ spouses Veterans and national guard to buy a home. VA loans were introduced as part of the GI Bill in 1944 to help the veterans, and they have become popular over time. In early 2019, 8% of homes were acquired using a VA loan. The VA home loan has become increasingly popular because it is easy to qualify for with no down payment required and low closing costs.
VA home loans are non-conventional home loans. Since VA loans are government-insured they do not have the conventional mortgage underwriting guidelines that you get from conventional banks.
The VA Loan are easy to get since the banks assume less risk than conventional loans. This means that the U.S department of veterans affairs undertakes to repay a part of the loan to the lender if you are unable to make payments or if you face foreclosure.
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To qualify for a VA loan in Bonita Springs Florida, you must be military personnel and meet the VA’s specific service needs. For you to be eligible, you must fall in any of the following three categories:
When applying for a VA loan in Bonita Springs, you need to get a Certificate of Eligibility “COE” or you can provide us with your DD-214 and we will order your COE for you. The COE lets us, the lender know what you qualify for.
About Bonita Springs Florida
Bonita Springs is on the Gulf Coast of Florida and is known for its beaches, kayaking, state parks and more . A great beach community in Southwest Florida between located Fort Myers and Naples, Bonita Springs is home to the Conservatory of Southwest Florida Nature Center. Bonita Springs is also home to Lovers Key State Park, a place that was named because it once was an island so remote only lovers went to the trouble to seek its privacy. Made up of 4 barrier islands, the park is home to manatees and dolphins.
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