VA Loan Bonita Springs Florida

* No Money Down
* Lower Closing Costs
* Easier To Qualify
* First Time Home Buyers


VA Loan Bonita Springs Florida. What Is A VA Loan?

A VA home loan is a home loan offered by private lenders and guaranteed by the U.S department of veterans’ affairs. It enables U.S veterans, active-duty service members, widowed service members’ spouses Veterans and national guard to buy a home with no money down.

VA Loan Tampa



How Does A VA Home Loan Work in Bonita Springs Florida?

VA home loans are non-conventional home loans. Since VA loans are government-insured they do not have the conventional mortgage underwriting guidelines that you get from conventional banks.

The VA Loan are easy to get since the banks assume less risk than conventional loans. This means that the U.S department of veterans affairs undertakes to repay a part of the loan to the lender if you are unable to make payments or if you face foreclosure.

What are the VA Home Loan Requirements?

To qualify for a VA loan in Bonita Springs Florida, you must be military personnel and meet the VA’s specific service needs. For you to be eligible, you must fall in any of the following three categories:

  • You are an active-duty service member or an honorably discharged veteran who has 90 consecutive days of active service during wartime or 181 days of active service during peacetime.
  • Military personnel that has served more than six years in the National Guard or the Selected Reserve.
  • The spouse of a service member who died in the line of duty.

When applying for a VA loan in Bonita Springs, you need to get a Certificate of Eligibility “COE” or you can provide us with your DD-214 and we will order your COE for you. The COE lets us, the lender know what you qualify for. 

Key benefits of the VA Home Loan that we provide

  • Eligible homebuyers are not required to have a down payment in most cases – typically cited as the greatest benefit of a VA Home Loan
  • No monthly mortgage insurance premiums or PMI to pay.
  • Lower average interest rates than other loan types.
  • No prepayment penalties.
  • Ability to have seller pay up to 4% of your closing costs.
  • Limitation on buyers’ closing costs.

VA LOAN Bonita Springs Florida

VA loans were introduced as part of the GI Bill in 1944 to help the veterans, and they have become popular over time. In early 2019, 8% of homes were acquired using a VA loan. The VA home loan has become increasingly popular because it is easy to qualify for with no down payment required and low closing costs. is the #1 VA Loans lender in Bonita Springs Florida . We have gained our reputation as the nations #1 VA Loan lender because we know how critical each day is in the competitive Bonita Springs Florida real estate market. We are serving all of Bonita Springs zip-codes including zip codes 33931, 34110,34119,34133,34134,34135,34136  and throughout Florida, Maryland and most US states. 

Loans Custom Built for Real Estate Investors

Whether you buy and hold, fix and flip, or build to rent, has the capital for your investment needs
The nations #1 Lender for Fix and Flip and Fix To Rent Investment Loans
Fix & Flip Loans 90% LTC and up to 100% of fix up costs.

Not just VA Loans Bonita Springs, we are offering following loans as well:

Fix To Rent Home Loans

    • 1-500+ properties

    • Single-family, 2-4 units, condos, townhomes, multifamily

    • 5yr, 7, 10 and 30 year terms

      • Up to 90% of cost

    • Up to 100% of rehab

    • Up to 75% of completed value

    • $70,000 – $100 million

Fix To Flip Home Loans

    • 1-500+ properties

    • Single-family, 2-4 units, condos, townhomes, multifamily

    • 12 To 24 month terms

      • Up to 90% of cost

    • Up to 100% of rehab

    • Up to 75% of completed value

    • $100,000 – $100 million

Multi Family /
Commercial Real Estate

      • 1-50+ properties

      • Multifamily, condos, student housing, 
      • mixed use w/ majority residential

      • 12, 24 mo., 5,10,30,40 year terms

      • Up to 100% of cost

    • $1M – $50M

      • Bridge, Construction, Permanent, Refi.

About Bonita Springs Florida

Bonita Springs is on the Gulf Coast of Florida and is known for its beaches, kayaking, state parks and more . A great beach community in Southwest Florida between located  Fort Myers and Naples, Bonita Springs is home to the Conservatory of Southwest Florida Nature Center. Bonita Springs is also home to Lovers Key State Park, a place that was named because it once was an island so remote only lovers went to the trouble to seek its privacy.  Made up of 4 barrier islands, the park is home to manatees and dolphins. 

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