
You Can Buy a Home in 2020 with These Low Income Mortgage Programs
Low Income Home Loan Options Give You Hope Thanks to the many low income home loans available in the market today, you can be a
CambridgeHomeLoan.com is #1 VA Loan lender in Chipley Florida. We have gained our reputation as the nations #1 VA Loan lender because we know how critical each day is in the competitive Chipley Florida real estate market. We are serving all of Chipley zip-codes including zip code 32428 and throughout Florida, Maryland and 47 other US states
A VA loan (Veterans Administration) is a home loan offered by private lenders and guaranteed by the U.S department of veterans’ affairs. It enables U.S veterans, the active-duty service members, widowed service members’ spouses Veterans and national guard to buy a home. VA loans were introduced as part of the GI Bill in 1944 to help the veterans, and they have become popular over time. In early 2019, 8% of homes were acquired using a VA loan. This loan type has become increasingly popular because it is much easier to qualify, no down payment required and low closing costs.
VA home loans are non-conventional home loans. Since the VA loans are government-insured they do not have the conventional mortgage underwriting guidelines that you get from conventional banks.
The VA Loan are easy to get since the banks assume less risk than conventional loans. This means that the U.S department of veterans affairs undertakes to repay a part of the loan to the lender if you are unable to make payments or if you face foreclosure.
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To get a VA loan in Chipley Florida, you must be military personnel and meet the VA’s specific service needs. For you to be eligible, you must fall in any of the following three categories:
When applying for a VA loan in Chipley, you need to get a Certificate of Eligibility “COE” or you can provide us with your DD-214 and we will order your COE for you. The COE lets us, the lender, know what you qualify for.
About Chipley Florida
Located directly in the middle of Pensacola and Tallahassee, the town of Chipley, Florida is a prime location for a hot real estate market. Being a short 45 minute drive from the beach, gives the town of Chipley has great access to beautiful shorelines, great outdoor recreation, and amazing eateries and shops. The town of Chipley also incorporates much of their history in their infrastructure and designated historical landmarks
Originally named “Orange”, after Florida’s state fruit, this town would be renamed to Chipley, in reference to William Dudley Chipley, the president of the Pensacola and Atlantic Railroad. This railroad would be one of the first that would be operated in the state of Florida and would give the town of Chipley economic opportunity to thrive to what it is today.
Low Income Home Loan Options Give You Hope Thanks to the many low income home loans available in the market today, you can be a
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