VA Loan Emmitsburg Maryland

VA Loan Emmitsburg Maryland

How Does A VA Home Loan Work in Emmitsburg Maryland?

We pride ourselves on being the #1 VA Loan lender in Emmitsburg Maryland. We have gained our reputation as the nations #1 VA Loan lender because we know how critical each day is in the competitive Emmitsburg Maryland real estate market. We are serving all of Emmitsburg Maryland zip-codes including zip code 21727 and throughout Maryland, Florida and 47 other US states.

The VA Loan are easy to get since the banks assume less risk than conventional loans. This means that the U.S department of veteran affairs undertakes to repay a part of the loan to the lender if you are unable to make payments or if you face foreclosure.

VA Home Loan Emmitsburg Maryland

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What Is A VA Loan?

A VA loan is a home loan offered by private lenders and guaranteed by the U.S department of veterans’ affairs. It enables U.S veterans, the active-duty service members, widowed service members’ spouses Veterans and national guard to buy a home. VA loans were introduced as part of the GI Bill in 1944 to help the veterans, and they have become popular over time. In early 2019, 8% of homes were acquired using a VA loan. This loan type has become increasingly popular because it is easy to qualify with no down payment required and low closing costs.

What are the VA Home Loan Requirements?

To get a VA loan in Emmitsburg Maryland, you must be military personnel and meet the VA’s specific service needs. For you to be eligible, you must fall in any of the following three categories:

  • You are an active-duty service member or an honorably discharged veteran who has 90 consecutive days of active service during wartime or 181 days of active service during peacetime.
  • You have served more than six years in the National Guard or the Selected Reserve.
  • You are the spouse of a service member who died in the line of duty.

When applying for a VA loan in Emmitsburg, you need to get a Certificate of Eligibility “COE” or you can provide us with your DD-214 and we will order your COE for you. The COE lets us, the lender know what you qualify for. 

Key benefits of VA Home Loan that we provide

  • Eligible homebuyers are not required to have a down payment in most cases – typically cited as the greatest benefit of a VA Home Loan
  • No monthly mortgage insurance premiums or PMI to pay.
  • Lower average interest rates than other loan types.
  • No prepayment penalties.
  • Limitation on buyers’ closing costs.


Loans Custom Built for Real Estate Investors

Whether you buy and hold, fix and flip, or build to rent, cambridgehomeloan.com has the capital for your investment needs
The nations #1 Lender for Fix and Flip and Fix To Rent Investment Loans
Fix & Flip Loans 90% LTC and up to 100% of fix up costs.

Not just a Emmitsburg VA Loan, we are offering the following loans as well:

Fix To Rent Home Loans

    • 1-500+ properties

    • Single-family, 2-4 units, condos, townhomes, multifamily

    • 5yr, 7, 10 and 30 year terms

      • Up to 90% of cost

    • Up to 100% of rehab

    • Up to 75% of completed value

    • $70,000 – $100 million

Fix To Flip Home Loans

    • 1-500+ properties

    • Single-family, 2-4 units, condos, townhomes, multifamily

    • 12 To 24 month terms

      • Up to 90% of cost

    • Up to 100% of rehab

    • Up to 75% of completed value

    • $100,000 – $100 million

Multi Family /
Commercial Real Estate

      • 1-50+ properties

      • Multifamily, condos, student housing, 
      • mixed use w/ majority residential

      • 12, 24 mo., 5,10,30,40 year terms

      • Up to 100% of cost

    • $1M – $50M

      • Bridge, Construction, Permanent, Refi.

About Emmitsburg Maryland

Introduction to Emmitsburg, Maryland

Emmitsburg is a town in Frederick County, Maryland, United States, 0.3 miles south of the Mason-Dixon line separating Maryland from Pennsylvania. Founded in 1785, Emmitsburg is the home of Mount St. Mary’s University

Emmitsburg and Nearby Attractions
  • The National Shrine of Saint Elizabeth Ann Seton – Shrine, basilica, museum, church and architecture
  • National Fallen Firefighters Memorial – Park and garden and history
  • National Shrine Grotto of Our Lady of Lourdes – Shrine and church
  • Mason & Dixon: Maryland Scenic Byway
  • Journey Through Hallowed Ground: National Scenic Byway
  • Frederick County Fire Rescue Museum

Why to Live in Emmitsburg?

Is Emmitsburg, MD Safe? The C+ grade means the rate of crime is about the same as the average US city. Emmitsburg is in the 52nd percentile for safety, meaning 48% of cities are safer and 52% of cities are more dangerous.

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