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VA Loan Fort Pierce Florida
VA Loan Fort Pierce Florida
CambridgeHomeLoan.com is #1 VA Loan lender in Fort Pierce Florida. We have gained our reputation as the nations #1 VA Loan lender because we know how critical each day is in the competitive Fort Pierce Florida real estate market. We are serving all of Fort Pierce zip-codes including zip codes 34945, 34946, 34947, 34948, 34949, 34950, 34951, 34952, 34953, 34954, 34979, 34981, 34982, 34983, 34984, 34985, 34986, 34987, 34988 and throughout Florida, Maryland and 47 other US states.
What Is A VA Loan?
A VA loan (Veterans Administration) is a home loan offered by private lenders and guaranteed by the U.S department of veterans’ affairs. It enables U.S veterans, the active-duty service members, widowed service members’ spouses Veterans and national guard to buy a home. VA loans were introduced as part of the GI Bill in 1944 to help the veterans, and they have become popular over time. In early 2019, 8% of homes were acquired using a VA loan. This loan type has become increasingly popular because it is much easier to qualify, no down payment required and low closing costs.
How Does A VA Home Loan Work in Fort Pierce Florida?
VA home loans are non-conventional home loans. Since the VA loans are government-insured they do not have the conventional mortgage underwriting guidelines that you get from conventional banks.
The VA Loan are easy to get since the banks assume less risk than conventional loans. This means that the U.S department of veterans affairs undertakes to repay a part of the loan to the lender if you are unable to make payments or if you face foreclosure.
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What are the VA Home Loan Requirements?
To get a VA loan in Fort Pierce Florida, you must be military personnel and meet the VA’s specific service needs. For you to be eligible, you must fall in any of the following three categories:
- You are an active-duty service member or an honorably discharged veteran who has 90 consecutive days of active service during wartime or 181 days of active service during peacetime.
- You have served more than six years in the National Guard or the Selected Reserve.
- You are the spouse of a service member who died in the line of duty.
When applying for a VA loan in Fort Pierce, you need to get a Certificate of Eligibility “COE” or you can provide us with your DD-214 and we will order your COE for you. The COE lets us, the lender, know what you qualify for.
Key benefits of VA Home Loan that we provide
- Eligible homebuyers are not required to have a down payment in most cases – typically cited as the greatest benefit of a VA Home Loan
- No monthly mortgage insurance premiums or PMI to pay.
- Lower average interest rates than other loan types.
- No prepayment penalties.
- Limitation on buyers’ closing costs.
Loans Custom Built for Real Estate Investors
The nations #1 Lender for Fix and Flip and Fix To Rent Investment Loans
Fix & Flip Loans 90% LTC and up to 100% of fix up costs.
Not just Fort Pierce Florida VA Loan, we are offering following loans in 47 states as well:
About Fort Pierce Florida
“Sunrise City”, otherwise known as Fort Pierce, sits on the Atlantic “Treasure” Coast of Florida. Fort Pierce was established in 1838 as a United States Army supply depot. This military installation would be abandoned not even 5 years later and fully demolished in 1844. As the very early 1900s rolled around, Fort Pierce became a small village with only a few homes. In 1915, the railroad was expanded through the town and brought it back to life. The town saw much foot traffic during the second world war as not only were civilians attracted to the natural beauty of the area, but the United States Navy established a temporary command and training center on the accompanying Pierce Beach. Then again in the late 1900s into the 2000s, Fort Pierce saw much liveliness and development, both commercial and residential.
Today, Fort Pierce is an epicenter for amazing food and great entertainment. Having access to the intracoastal waters as well as the Atlantic Ocean provides access to so much outdoor recreation and activities. Being ranked one of the safest places to live in Florida, with its top ranked public school districts, numerous outdoor recreation parks and preservations, gorgeous beaches, and liveliness, Fort Pierce is the ideal location for any person or family.
Expert Mortgage and Investment Real Estate Advice
Cash Grants for First Time Home Buyers When was the last time somebody credible offered you thousands of dollars in free money? For most of