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Low Income Home Loan Options Give You Hope Thanks to the many low income home loans available in the market today, you can be a
CambridgeHomeLoan.com is #1 VA Loan lender in Fort Pierce Florida. We have gained our reputation as the nations #1 VA Loan lender because we know how critical each day is in the competitive Fort Pierce Florida real estate market. We are serving all of Fort Pierce zip-codes including zip codes 34945, 34946, 34947, 34948, 34949, 34950, 34951, 34952, 34953, 34954, 34979, 34981, 34982, 34983, 34984, 34985, 34986, 34987, 34988 and throughout Florida, Maryland and 47 other US states.
A VA loan (Veterans Administration) is a home loan offered by private lenders and guaranteed by the U.S department of veterans’ affairs. It enables U.S veterans, the active-duty service members, widowed service members’ spouses Veterans and national guard to buy a home. VA loans were introduced as part of the GI Bill in 1944 to help the veterans, and they have become popular over time. In early 2019, 8% of homes were acquired using a VA loan. This loan type has become increasingly popular because it is much easier to qualify, no down payment required and low closing costs.
VA home loans are non-conventional home loans. Since the VA loans are government-insured they do not have the conventional mortgage underwriting guidelines that you get from conventional banks.
The VA Loan are easy to get since the banks assume less risk than conventional loans. This means that the U.S department of veterans affairs undertakes to repay a part of the loan to the lender if you are unable to make payments or if you face foreclosure.
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To get a VA loan in Fort Pierce Florida, you must be military personnel and meet the VA’s specific service needs. For you to be eligible, you must fall in any of the following three categories:
When applying for a VA loan in Fort Pierce, you need to get a Certificate of Eligibility “COE” or you can provide us with your DD-214 and we will order your COE for you. The COE lets us, the lender, know what you qualify for.
About Fort Pierce Florida
“Sunrise City”, otherwise known as Fort Pierce, sits on the Atlantic “Treasure” Coast of Florida. Fort Pierce was established in 1838 as a United States Army supply depot. This military installation would be abandoned not even 5 years later and fully demolished in 1844. As the very early 1900s rolled around, Fort Pierce became a small village with only a few homes. In 1915, the railroad was expanded through the town and brought it back to life. The town saw much foot traffic during the second world war as not only were civilians attracted to the natural beauty of the area, but the United States Navy established a temporary command and training center on the accompanying Pierce Beach. Then again in the late 1900s into the 2000s, Fort Pierce saw much liveliness and development, both commercial and residential.
Today, Fort Pierce is an epicenter for amazing food and great entertainment. Having access to the intracoastal waters as well as the Atlantic Ocean provides access to so much outdoor recreation and activities. Being ranked one of the safest places to live in Florida, with its top ranked public school districts, numerous outdoor recreation parks and preservations, gorgeous beaches, and liveliness, Fort Pierce is the ideal location for any person or family.
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