VA Loan Largo Florida

VA Loan Largo Florida

How Does A VA Home Loan Work in Largo Florida?

We pride ourselves on being the #1 VA Loan lender in Largo Florida. We have gained our reputation as the nations #1 VA Loan lender because we know how critical each day is in the competitive Largo Florida real estate market. We are serving all of Largo Florida’s zip-codes including zip code 33756,33760,3376,33764,33770,33771,33773,33774,33778,33779 and throughout Maryland, Florida and 47 other US states., 

VA home loans are non-conventional home loans. Since the VA loans are government-insured they do not have the conventional mortgage underwriting guidelines that you get from conventional banks.

The VA Loan is an easy to get since the banks assume less risk than conventional loans. This means that the U.S department of veteran affairs undertakes to repay a part of the loan to the lender if you are unable to make payments or if you face foreclosure.

VA Home Loan Largo Florida

va loan La Plata

Zero Down Home Loans for Active Military, Veterans, US National Guard. One of the best benefits afforded our military. No money down, low closing costs. 

PREQUALIFY FOR YOUR VA LOAN HERE
ENTER INFORMATION BELOW!

What Is A VA Loan?

A VA loan is a home loan offered by private lenders and guaranteed by the U.S department of veterans’ affairs. It enables U.S veterans, the active-duty service members, widowed service members’ spouses,  Veterans and national guard to buy a home with no money down. VA Home loans were introduced as part of the GI Bill in 1944 to help the veterans, and they have become popular over time. In early 2019, 8% of homes were acquired using a VA loan. This loan type has become increasingly popular because it is easy to qualify with no down payment and low closing costs.

What are the VA Home Loan Requirements?

To get a VA loan in Largo Florida, you must be military personnel and meet the VA’s specific service needs. For you to be eligible, you must fall in any of the following three categories:

  • You are an active-duty service member or an honorably discharged veteran who has 90 consecutive days of active service during wartime or 181 days of active service during peacetime.
  • You have served more than six years in the National Guard or the Selected Reserve.
  • You are the spouse of a service member who died in the line of duty.

When applying for a VA loan in Largo, you need to get a Certificate of Eligibility “COE” or you can provide us with your DD-214 and we will order your COE for you. The COE lets us, the lender know what you qualify for. 

Key benefits of VA Home Loan that we provide

  • Eligible homebuyers are not required to have a down payment in most cases – typically cited as the greatest benefit of a VA Home Loan
  • No monthly mortgage insurance premiums or PMI to pay.
  • Lower average interest rates than other loan types.
  • No prepayment penalties.
  • Limitation on buyers’ closing costs.


Loans Custom Built for Real Estate Investors

Whether you buy and hold, fix and flip, or build to rent, cambridgehomeloan.com has the capital for your investment needs
The nations #1 Lender for Fix and Flip and Fix To Rent Investment Loans
Fix & Flip Loans 90% LTC and up to 100% of fix up costs.

Not just a Largo VA Loan, we are offering the following loans as well:

Fix To Rent Home Loans

    • 1-500+ properties

    • Single-family, 2-4 units, condos, townhomes, multifamily

    • 5yr, 7, 10 and 30 year terms

      • Up to 90% of cost

    • Up to 100% of rehab

    • Up to 75% of completed value

    • $70,000 – $100 million

Fix To Flip Home Loans

    • 1-500+ properties

    • Single-family, 2-4 units, condos, townhomes, multifamily

    • 12 To 24 month terms

      • Up to 90% of cost

    • Up to 100% of rehab

    • Up to 75% of completed value

    • $100,000 – $100 million

Multi Family /
Commercial Real Estate

      • 1-50+ properties

      • Multifamily, condos, student housing, 
      • mixed use w/ majority residential

      • 12, 24 mo., 5,10,30,40 year terms

      • Up to 100% of cost

    • $1M – $50M

      • Bridge, Construction, Permanent, Refi.

About Largo Florida

Introduction to Largo Florida

Largo Florida is the 3rd largest city in Pinellas county and the 4th largest in the Tampa Bay area. The cost of living here is 13% lower than the national average with a mix of working family and retirees. There is a healthy employment base in Largo with many large manufacturing, engineering and distribution companies offering employment. Largo is close to the beaches and has an upbeat night life with night clubs bars and restaurants as well as being close to Tampa. The median listing price of a home in Largo Florida $285,000.

Expert Mortgage and Investment Real Estate Advice

florida mortgage rates
Florida Home Loan

What Is Private Mortgage Insurance

General Information on Private Mortgage Insurance PMI, or private mortgage insurance, is an insurance policy that home buyers are required to purchase if their down

Read More »