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VA Loan New Smyrna Beach Florida
VA Loan New Smyrna Beach Florida
How Does A VA Home Loan Work in New Smyrna Beach Florida?
CambridgeHomeLoan.com is #1 VA Loan lender in New Smyrna Beach Florida. We have gained our reputation as the nations #1 VA Loan lender because we know how critical each day is in the competitive New Smyrna Beach Florida real estate market. We are serving all of Apalchicola zip-codes including zip codes 32166,32169,32170 and throughout Florida, Maryland and 47 other US states.
VA home loans are non-conventional home loans. Since the VA loans are government-insured they do not have the conventional mortgage underwriting guidelines that you get from conventional banks.
The VA Loan are easy to get since the banks assume less risk than conventional loans. This means that the U.S department of veterans affairs undertakes to repay a part of the loan to the lender if you are unable to make payments or if you face foreclosure.
VA Home Loan New Smyrna Beach Florida
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What Is A VA Loan?
A VA loan is a home loan offered by private lenders and guaranteed by the U.S department of veterans’ affairs. It enables U.S veterans, the active-duty service members, widowed service members’ spouses Veterans and national guard to buy a home. VA loans were introduced as part of the GI Bill in 1944 to help the veterans, and they have become popular over time. In early 2019, 8% of homes were acquired using a VA loan. This loan type has become increasingly popular because it is easy to qualify with no down payment required and low closing costs.
What are the VA Home Loan Requirements?
To get a VA loan in New Smyrna Beach Florida, you must be military personnel and meet the VA’s specific service needs. For you to be eligible, you must fall in any of the following three categories:
- You are an active-duty service member or an honorably discharged veteran who has 90 consecutive days of active service during wartime or 181 days of active service during peacetime.
- You have served more than six years in the National Guard or the Selected Reserve.
- You are the spouse of a service member who died in the line of duty.
When applying for a VA loan in New Smyrna Beach, you need to get a Certificate of Eligibility “COE” or you can provide us with your DD-214 and we will order your COE for you. The COE lets us, the lender know what you qualify for.
Key benefits of VA Home Loan that we provide
- Eligible homebuyers are not required to have a down payment in most cases – typically cited as the greatest benefit of a VA Home Loan
- No monthly mortgage insurance premiums or PMI to pay.
- Lower average interest rates than other loan types.
- No prepayment penalties.
- Limitation on buyers’ closing costs.
Loans Custom Built for Real Estate Investors
The nations #1 Lender for Fix and Flip and Fix To Rent Investment Loans
Fix & Flip Loans 90% LTC and up to 100% of fix up costs.
Not just a New Smyrna Beach VA Loan, we are offering the following loans as well:
About New Smyrna Beach Florida
Introduction to New Smyrna Beach, Florida
New Smyrna Beach, Florida, in Volusia county, is 14 miles SE of Daytona Beach, Florida (center to center) and 100 miles SE of Jacksonville, Florida. The city is located in the Daytona Beach metropolitan area.
New Smyrna Beach and Nearby Attractions
- The Marine Discovery Center.
- Arts on Douglas.
- Smyrna Dunes Park.
- Spruce Creek.
- Canaveral National Seashore.
- The Turnbull Ruins.
Things To Do In New Smyrna Beach
New Smyrna Beach has more than 13 miles of pristine white sand beaches, along with 24 miles of coastline at the nearby Canaveral National Seashore. The outdoor recreational activities include swimming, golf, scuba diving, hiking, windsurfing, fishing, boating and other water sports. New Smyrna Beach also organizes the Black Heritage Festival every year and Radio Disney Family Kidz Days events twice a year.
Expert Mortgage and Investment Real Estate Advice
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