VA Loan Oldsmar Florida

How Does A VA Home Loan Work in Oldsmar Florida?

CambridgeHomeLoan.com is #1 VA Loan lender in Oldsmar Florida. We have gained our reputation as the nations #1 VA Loan lender because we know how critical each day is in the competitive Oldsmar Florida real estate market. We are serving all of Apalchicola zip-codes including zip codes 33626,34677,34685 and throughout Florida, Maryland and 47 other US states.

VA home loans are non-conventional home loans. Since the VA loans are government-insured they do not have the conventional mortgage underwriting guidelines that you get from conventional banks.

The VA Loan are easy to get since the banks assume less risk than conventional loans. This means that the U.S department of veterans affairs undertakes to repay a part of the loan to the lender if you are unable to make payments or if you face foreclosure.

VA Home Loan Oldsmar Florida

PREQUALIFY FOR YOUR VA LOAN HERE
ENTER INFORMATION BELOW!

First Name

Last Name

Phone

Date Of Birth

Social Secutiry #

Married

Dependants/Ages

Current Address

City

State

Zip

Number of years at address

Rent or Mortgage Payment

Subject Property Or Proposed

City

State

Zip

Purchase Price

Down Payment Est.

Loan Amount Est.

Company Name

Company Address

Employment City

Emp. State

Emp. Zip

Start Date

Monthly Pay Before Taxes

Years at job

Currently Work Here

Loan Purpose

Loan Type Preferred

State Purchasing In

Social Security Number

Permission to order credit

Permission to text

Permission to Email

What Is A VA Loan?

A VA loan is a home loan offered by private lenders and guaranteed by the U.S department of veterans’ affairs. It enables U.S veterans, the active-duty service members, widowed service members’ spouses Veterans and national guard to buy a home. VA loans were introduced as part of the GI Bill in 1944 to help the veterans, and they have become popular over time. In early 2019, 8% of homes were acquired using a VA loan. This loan type has become increasingly popular because it is easy to qualify with no down payment required and low closing costs.

What are the VA Home Loan Requirements?

To get a VA loan in Oldsmar Florida, you must be military personnel and meet the VA’s specific service needs. For you to be eligible, you must fall in any of the following three categories:

You are an active-duty service member or an honorably discharged veteran who has 90 consecutive days of active service during wartime or 181 days of active service during peacetime.
You have served more than six years in the National Guard or the Selected Reserve.
You are the spouse of a service member who died in the line of duty.

When applying for a VA loan in Oldsmar, you need to get a Certificate of Eligibility “COE” or you can provide us with your DD-214 and we will order your COE for you. The COE lets us, the lender know what you qualify for.

Key benefits of VA Home Loan that we provide

Eligible homebuyers are not required to have a down payment in most cases – typically cited as the greatest benefit of a VA Home Loan
No monthly mortgage insurance premiums or PMI to pay.
Lower average interest rates than other loan types.
No prepayment penalties.
Limitation on buyers’ closing costs.

Get a Quote From Nation's #1 VA Lender

Loans Custom Built for Real Estate Investors

Whether you buy and hold, fix and flip, or build to rent, cambridgehomeloan.com has the capital for your investment needs
The nations #1 Lender for Fix and Flip and Fix To Rent Investment Loans
Fix & Flip Loans 90% LTC and up to 100% of fix up costs.

Not just a Oldsmar VA Loan, we are offering the following loans as well:

Fix To Rent Home Loans

- 1-500+ properties

- Single-family, 2-4 units, condos, townhomes, multifamily

- 5yr, 7, 10 and 30 year terms

- - Up to 90% of cost
- Up to 100% of rehab

- Up to 75% of completed value

- $70,000 – $100 million

Fix To Flip Home Loans

- 1-500+ properties

- Single-family, 2-4 units, condos, townhomes, multifamily

- 12 To 24 month terms

- - Up to 90% of cost
- Up to 100% of rehab

- Up to 75% of completed value

- $100,000 – $100 million

Multi Family /
Commercial Real Estate

- - 1-50+ properties
- - Multifamily, condos, student housing,
  - mixed use w/ majority residential
- - 12, 24 mo., 5,10,30,40 year terms
- - Up to 100% of cost

$1M – $50M

Bridge, Construction, Permanent, Refi.

About Oldsmar Florida

Introduction to Oldsmar, Florida

Oldsmar, Florida, in Pinellas county, is 6 miles SE of Palm Harbor, Florida (center to center) and 14 miles NW of Tampa, Florida. The city is considered part of the Tampa-Saint Petersburg-Clearwater metropolitan area.

Oldsmar and Nearby Attractions

Sheffield Park.
Oldsmar Flea Market.
Oldsmar Spray Park.
Clearwater Marine Aquarium.

Things To Do In Oldsmar

Oldsmar organizes a number of family activities like Days and Nights festival, breakfast with Santa, Oktoberfest, summer camps and art classes. Apart from these family activities, the city also features a well known shopping area, several restaurants, children playgrounds, picnic pavilions, water sports and indoor play zones.