Low Income Home Loan Options Give You Hope Thanks to the many low income home loans available in the market today, you can be a
VA Loan Oldsmar Florida
VA Loan Oldsmar Florida
How Does A VA Home Loan Work in Oldsmar Florida?
CambridgeHomeLoan.com is #1 VA Loan lender in Oldsmar Florida. We have gained our reputation as the nations #1 VA Loan lender because we know how critical each day is in the competitive Oldsmar Florida real estate market. We are serving all of Apalchicola zip-codes including zip codes 33626,34677,34685 and throughout Florida, Maryland and 47 other US states.
VA home loans are non-conventional home loans. Since the VA loans are government-insured they do not have the conventional mortgage underwriting guidelines that you get from conventional banks.
The VA Loan are easy to get since the banks assume less risk than conventional loans. This means that the U.S department of veterans affairs undertakes to repay a part of the loan to the lender if you are unable to make payments or if you face foreclosure.
VA Home Loan Oldsmar Florida
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What Is A VA Loan?
A VA loan is a home loan offered by private lenders and guaranteed by the U.S department of veterans’ affairs. It enables U.S veterans, the active-duty service members, widowed service members’ spouses Veterans and national guard to buy a home. VA loans were introduced as part of the GI Bill in 1944 to help the veterans, and they have become popular over time. In early 2019, 8% of homes were acquired using a VA loan. This loan type has become increasingly popular because it is easy to qualify with no down payment required and low closing costs.
What are the VA Home Loan Requirements?
To get a VA loan in Oldsmar Florida, you must be military personnel and meet the VA’s specific service needs. For you to be eligible, you must fall in any of the following three categories:
- You are an active-duty service member or an honorably discharged veteran who has 90 consecutive days of active service during wartime or 181 days of active service during peacetime.
- You have served more than six years in the National Guard or the Selected Reserve.
- You are the spouse of a service member who died in the line of duty.
When applying for a VA loan in Oldsmar, you need to get a Certificate of Eligibility “COE” or you can provide us with your DD-214 and we will order your COE for you. The COE lets us, the lender know what you qualify for.
Key benefits of VA Home Loan that we provide
- Eligible homebuyers are not required to have a down payment in most cases – typically cited as the greatest benefit of a VA Home Loan
- No monthly mortgage insurance premiums or PMI to pay.
- Lower average interest rates than other loan types.
- No prepayment penalties.
- Limitation on buyers’ closing costs.
Loans Custom Built for Real Estate Investors
The nations #1 Lender for Fix and Flip and Fix To Rent Investment Loans
Fix & Flip Loans 90% LTC and up to 100% of fix up costs.
Not just a Oldsmar VA Loan, we are offering the following loans as well:
About Oldsmar Florida
Introduction to Oldsmar, Florida
Oldsmar, Florida, in Pinellas county, is 6 miles SE of Palm Harbor, Florida (center to center) and 14 miles NW of Tampa, Florida. The city is considered part of the Tampa-Saint Petersburg-Clearwater metropolitan area.
Oldsmar and Nearby Attractions
- Sheffield Park.
- Oldsmar Flea Market.
- Oldsmar Spray Park.
- Clearwater Marine Aquarium.
Things To Do In Oldsmar
Oldsmar organizes a number of family activities like Days and Nights festival, breakfast with Santa, Oktoberfest, summer camps and art classes. Apart from these family activities, the city also features a well known shopping area, several restaurants, children playgrounds, picnic pavilions, water sports and indoor play zones.
Expert Mortgage and Investment Real Estate Advice
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