VA Loan Palm Beach Florida

VA Loan Palm Beach Florida

How Does A VA Home Loan Work in Palm Beach Florida?

CambridgeHomeLoan.com is #1 VA Loan lender in Palm Beach Florida. We have gained our reputation as the nations #1 VA Loan lender because we know how critical each day is in the competitive Palm Beach Florida real estate market. We are serving all of Apalchicola zip-codes including zip codes 33480 and throughout Florida, Maryland and 47 other US states.

VA home loans are non-conventional home loans. Since the VA loans are government-insured they do not have the conventional mortgage underwriting guidelines that you get from conventional banks.

The VA Loan are easy to get since the banks assume less risk than conventional loans. This means that the U.S department of veterans affairs undertakes to repay a part of the loan to the lender if you are unable to make payments or if you face foreclosure.

VA Home Loan Palm Beach Florida

VA Home Loan

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What Is A VA Loan?

A VA loan is a home loan offered by private lenders and guaranteed by the U.S department of veterans’ affairs. It enables U.S veterans, the active-duty service members, widowed service members’ spouses Veterans and national guard to buy a home. VA loans were introduced as part of the GI Bill in 1944 to help the veterans, and they have become popular over time. In early 2019, 8% of homes were acquired using a VA loan. This loan type has become increasingly popular because it is easy to qualify with no down payment required and low closing costs.

What are the VA Home Loan Requirements?

To get a VA loan in Palm Beach Florida, you must be military personnel and meet the VA’s specific service needs. For you to be eligible, you must fall in any of the following three categories:

  • You are an active-duty service member or an honorably discharged veteran who has 90 consecutive days of active service during wartime or 181 days of active service during peacetime.
  • You have served more than six years in the National Guard or the Selected Reserve.
  • You are the spouse of a service member who died in the line of duty.

When applying for a VA loan in Palm Beach, you need to get a Certificate of Eligibility “COE” or you can provide us with your DD-214 and we will order your COE for you. The COE lets us, the lender know what you qualify for. 

Key benefits of VA Home Loan that we provide

  • Eligible homebuyers are not required to have a down payment in most cases – typically cited as the greatest benefit of a VA Home Loan
  • No monthly mortgage insurance premiums or PMI to pay.
  • Lower average interest rates than other loan types.
  • No prepayment penalties.
  • Limitation on buyers’ closing costs.


Loans Custom Built for Real Estate Investors

Whether you buy and hold, fix and flip, or build to rent, cambridgehomeloan.com has the capital for your investment needs
The nations #1 Lender for Fix and Flip and Fix To Rent Investment Loans
Fix & Flip Loans 90% LTC and up to 100% of fix up costs.

Not just a Palm Beach VA Loan, we are offering the following loans as well:

Fix To Rent Home Loans

    • 1-500+ properties

    • Single-family, 2-4 units, condos, townhomes, multifamily

    • 5yr, 7, 10 and 30 year terms

      • Up to 90% of cost

    • Up to 100% of rehab

    • Up to 75% of completed value

    • $70,000 – $100 million

Fix To Flip Home Loans

    • 1-500+ properties

    • Single-family, 2-4 units, condos, townhomes, multifamily

    • 12 To 24 month terms

      • Up to 90% of cost

    • Up to 100% of rehab

    • Up to 75% of completed value

    • $100,000 – $100 million

Multi Family /
Commercial Real Estate

      • 1-50+ properties

      • Multifamily, condos, student housing, 
      • mixed use w/ majority residential

      • 12, 24 mo., 5,10,30,40 year terms

      • Up to 100% of cost

    • $1M – $50M

      • Bridge, Construction, Permanent, Refi.

About Palm Beach Florida

Introduction to Palm Beach, Florida

Palm Beach is a town in South Florida, separated from the mainland by the Lake Worth Lagoon. It’s known for its glitzy estates and its beaches, including the long, sandy Palm Beach Municipal Beach. Worth Avenue is lined with upscale boutiques, galleries and restaurants. Art and antique furnishings are displayed at the Henry Morrison Flagler Museum, inside the hotel and railroad tycoon’s huge Gilded Age mansion.

Things to See and Do in the Palm Beach Area

Rosemary Square
Rosemary Square (formerly known as CityPlace) is an exciting Mediterranean-themed retail and entertainment center where tourists can literally spend all day and night without seeing everything there is to do here. Rated one of the top things to do in South Florida, this revitalized downtown area offers a variety of fun shopping, dining, entertainment, and live music experiences, or simply sit and watch an endless parade of people pass by.

Panther Ridge Conservation Center
You’re just outside West Palm Beach, but it feels like you’re deep in the heart of Africa. At Panther Ridge Conservation Center, some of the world’s big cats wander freely in large, open habitats replicating parts of Africa.

Florida’s Beloved Sea Cows at Manatee Lagoon
One winter some years back, officials at Florida Power & Light’s facility just north of West Palm Beach began noticing that manatees — Florida’s beloved “sea cows” — were congregating around the facility’s warm-water outflow, and the idea for Manatee Lagoon was born.

Stroll along Ritzy Worth Avenue
On Worth Avenue, on the enchanting island of Palm Beach, local residents say that if you have to ask the price, you can’t afford it. But the great thing about this street is that you don’t have to buy anything to enjoy it.

Lion Country Safari & Palm Beach Zoo
Another first-rate animal attraction that’s sure to please is the Lion Country Safari. Set on 600-plus acres in Loxahatchee and just a short drive from Panther Ridge, this family friendly attraction is really two experiences in one: a fun drive-through safari (guests use their own cars), as well as a theme park.

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