VA Loan Port Orange Florida

VA Loan Port Orange Florida

How Does A VA Home Loan Work in Port Orange Florida?

CambridgeHomeLoan.com is #1 VA Loan lender in Port Orange Florida. We have gained our reputation as the nations #1 VA Loan lender because we know how critical each day is in the competitive Port Orange Florida real estate market. We are serving all of Apalchicola zip-codes including zip codes 32119,32123,32127,32128,32129 and throughout Florida, Maryland and 47 other US states.

VA home loans are non-conventional home loans. Since the VA loans are government-insured they do not have the conventional mortgage underwriting guidelines that you get from conventional banks.

The VA Loan are easy to get since the banks assume less risk than conventional loans. This means that the U.S department of veterans affairs undertakes to repay a part of the loan to the lender if you are unable to make payments or if you face foreclosure.

VA Home Loan Port Orange Florida

VA Home Loan

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What Is A VA Loan?

A VA loan is a home loan offered by private lenders and guaranteed by the U.S department of veterans’ affairs. It enables U.S veterans, the active-duty service members, widowed service members’ spouses Veterans and national guard to buy a home. VA loans were introduced as part of the GI Bill in 1944 to help the veterans, and they have become popular over time. In early 2019, 8% of homes were acquired using a VA loan. This loan type has become increasingly popular because it is easy to qualify with no down payment required and low closing costs.

What are the VA Home Loan Requirements?

To get a VA loan in Port Orange Florida, you must be military personnel and meet the VA’s specific service needs. For you to be eligible, you must fall in any of the following three categories:

  • You are an active-duty service member or an honorably discharged veteran who has 90 consecutive days of active service during wartime or 181 days of active service during peacetime.
  • You have served more than six years in the National Guard or the Selected Reserve.
  • You are the spouse of a service member who died in the line of duty.

When applying for a VA loan in Port Orange, you need to get a Certificate of Eligibility “COE” or you can provide us with your DD-214 and we will order your COE for you. The COE lets us, the lender know what you qualify for. 

Key benefits of VA Home Loan that we provide

  • Eligible homebuyers are not required to have a down payment in most cases – typically cited as the greatest benefit of a VA Home Loan
  • No monthly mortgage insurance premiums or PMI to pay.
  • Lower average interest rates than other loan types.
  • No prepayment penalties.
  • Limitation on buyers’ closing costs.


Loans Custom Built for Real Estate Investors

Whether you buy and hold, fix and flip, or build to rent, cambridgehomeloan.com has the capital for your investment needs
The nations #1 Lender for Fix and Flip and Fix To Rent Investment Loans
Fix & Flip Loans 90% LTC and up to 100% of fix up costs.

Not just a Port Orange VA Loan, we are offering the following loans as well:

Fix To Rent Home Loans

    • 1-500+ properties

    • Single-family, 2-4 units, condos, townhomes, multifamily

    • 5yr, 7, 10 and 30 year terms

      • Up to 90% of cost

    • Up to 100% of rehab

    • Up to 75% of completed value

    • $70,000 – $100 million

Fix To Flip Home Loans

    • 1-500+ properties

    • Single-family, 2-4 units, condos, townhomes, multifamily

    • 12 To 24 month terms

      • Up to 90% of cost

    • Up to 100% of rehab

    • Up to 75% of completed value

    • $100,000 – $100 million

Multi Family /
Commercial Real Estate

      • 1-50+ properties

      • Multifamily, condos, student housing, 
      • mixed use w/ majority residential

      • 12, 24 mo., 5,10,30,40 year terms

      • Up to 100% of cost

    • $1M – $50M

      • Bridge, Construction, Permanent, Refi.

About Port Orange Florida

ntroduction to Port Orange, Florida

Port Orange, Florida, in Volusia county, is 5 miles S of Daytona Beach, Florida (center to center) and 91 miles SE of Jacksonville, Florida. The city is located along the Halifax River Lagoon in east central Florida and is part of the Greater Daytona Beach Area. The municipality includes a vast number of distinct neighborhoods. Education, the government and health care are the primary employers. Port Orange is also home to numerous small manufacturing businesses.

Port Orange Attractions

  • Lakeside Jazz Festival is a popular event.
  • Kenneth Parker Amphitheater.
  • Concerts in the Park.
  • Port Orange Family Days offers a carnival, a parade and a variety of entertainment.
  • Sugar Mills Garden is a notable botanical garden.

Port Orange Activities

The city includes a large number of attractive parks for outdoor activities. Spruce Creek Park offers scenic nature trails and an observation tower which provides views of the marsh area. Opportunities are available in the region for kayaking, scuba diving, snorkeling and fishing. There are numerous golf courses including Cranes Lake Golf and Country Club and Port Orange Public Golf Course. The nearby Daytona Beach Shores offers scenic beaches.

New Smyrna Beach is close by and provides excellent opportunities for offshore fishing and features unique shops, historical sites and a variety of cultural events. Ponce Inlet is an attractive fishing village and includes the historic Ponce Inlet Lighthouse and the Marine Science Center. Daytona Beach is well known for the Daytona International Speedway. Residents and tourists often travel to the Blue Spring which is a seasonal home to the popular manatees.

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