VA Loan Port St. Lucie Florida

VA Loan Port St. Lucie Florida

How Does A VA Home Loan Work in Port St. Lucie Florida?

CambridgeHomeLoan.com is #1 VA Loan lender in Port St. Lucie Florida. We have gained our reputation as the nations #1 VA Loan lender because we know how critical each day is in the competitive Port St. Lucie Florida real estate market. We are serving all of Apalchicola zip-codes including zip codes 34945,34952,34953,34956,34957,34981,34982,34983,34984,34985,34986,34987,34988 and throughout Florida, Maryland and 47 other US states.

VA home loans are non-conventional home loans. Since the VA loans are government-insured they do not have the conventional mortgage underwriting guidelines that you get from conventional banks.

The VA Loan are easy to get since the banks assume less risk than conventional loans. This means that the U.S department of veterans affairs undertakes to repay a part of the loan to the lender if you are unable to make payments or if you face foreclosure.

VA Home Loan Port St. Lucie Florida

VA Home Loan

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What Is A VA Loan?

A VA loan is a home loan offered by private lenders and guaranteed by the U.S department of veterans’ affairs. It enables U.S veterans, the active-duty service members, widowed service members’ spouses Veterans and national guard to buy a home. VA loans were introduced as part of the GI Bill in 1944 to help the veterans, and they have become popular over time. In early 2019, 8% of homes were acquired using a VA loan. This loan type has become increasingly popular because it is easy to qualify with no down payment required and low closing costs.

What are the VA Home Loan Requirements?

To get a VA loan in Port St. Lucie Florida, you must be military personnel and meet the VA’s specific service needs. For you to be eligible, you must fall in any of the following three categories:

  • You are an active-duty service member or an honorably discharged veteran who has 90 consecutive days of active service during wartime or 181 days of active service during peacetime.
  • You have served more than six years in the National Guard or the Selected Reserve.
  • You are the spouse of a service member who died in the line of duty.

When applying for a VA loan in Port St. Lucie, you need to get a Certificate of Eligibility “COE” or you can provide us with your DD-214 and we will order your COE for you. The COE lets us, the lender know what you qualify for. 

Key benefits of VA Home Loan that we provide

  • Eligible homebuyers are not required to have a down payment in most cases – typically cited as the greatest benefit of a VA Home Loan
  • No monthly mortgage insurance premiums or PMI to pay.
  • Lower average interest rates than other loan types.
  • No prepayment penalties.
  • Limitation on buyers’ closing costs.


Loans Custom Built for Real Estate Investors

Whether you buy and hold, fix and flip, or build to rent, cambridgehomeloan.com has the capital for your investment needs
The nations #1 Lender for Fix and Flip and Fix To Rent Investment Loans
Fix & Flip Loans 90% LTC and up to 100% of fix up costs.

Not just a Port St. Lucie VA Loan, we are offering the following loans as well:

Fix To Rent Home Loans

    • 1-500+ properties

    • Single-family, 2-4 units, condos, townhomes, multifamily

    • 5yr, 7, 10 and 30 year terms

      • Up to 90% of cost

    • Up to 100% of rehab

    • Up to 75% of completed value

    • $70,000 – $100 million

Fix To Flip Home Loans

    • 1-500+ properties

    • Single-family, 2-4 units, condos, townhomes, multifamily

    • 12 To 24 month terms

      • Up to 90% of cost

    • Up to 100% of rehab

    • Up to 75% of completed value

    • $100,000 – $100 million

Multi Family /
Commercial Real Estate

      • 1-50+ properties

      • Multifamily, condos, student housing, 
      • mixed use w/ majority residential

      • 12, 24 mo., 5,10,30,40 year terms

      • Up to 100% of cost

    • $1M – $50M

      • Bridge, Construction, Permanent, Refi.

About Port St. Lucie Florida

Introduction to Port St. Lucie, Florida

The Florida city of Port St. Lucie is located in St. Lucie County, about equidistant (approximately 120 miles) from Miami (to the south) and Orlando (to the northwest). The Florida Turnpike runs through the city, which is also near Interstate I-95 and U.S. Route 1. Port St. Lucie is home to the Treasure Coast campus of Florida Atlantic University.

The city’s genesis traces back to 1958, when General Development Corporation, a subsidiary of the Mackle Co., allocated $50 million to develop a new community on the North Fork of the St. Lucie River. Land marketing, sales and development soon ensued, leading ultimately to the city’s incorporation in 1961. A population boom followed years later, with the city’s population more than tripling between 1980 and 1990. Today, the city has transitioned from a residential bedroom community to one of Florida’s fastest growing and dynamic cities.

Port St. Lucie Attractions

Recreational opportunities are abundant in Port St. Lucie. The beach is only a short drive away, and water-related activities (fishing, canoeing, kayaking, surfing, sailing, etc.) can be enjoyed in numerous locations. Golf, tennis, skating and other outdoor activities are available at many facilities and public parks. Port St. Lucie is home to the Professional Golf Association (PGA) Learning Center and also to the PGA Historical Center, home of the PGA Golf Professional Hall of Fame and the Probst Library, one of the world’s premier collections of golf periodicals and memorabilia.

Art and culture are also prominent in St. Lucie County. Highly original artworks of famed Florida painter A.E. Backus are on display at the A.E. “Bean” Backus Gallery & Museum, located in nearby Fort Pierce. The St. Lucie County Historical Museum, also in Fort Pierce, chronicles the county’s rich historical heritage. The Navy UDT-SEAL Museum is the world’s only museum dedicated exclusively to the elite warriors of Naval Special Warfare. Visitors and residents, young and old alike, can enjoy the Hallstrom Planetarium, located on the Indian River Community College campus in Fort Pierce.

Sports fans in Port St. Lucie can enjoy some of the best professional baseball in the state of Florida. Major League Baseball’s New York Mets make the city their Spring Training headquarters. Port St. Lucie is also home to Minor League Baseball’s St. Lucie Mets, a Class High-A affiliate of the New York team. Both teams play at newly renovated Tradition Field.

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