VA Loan Stuart Florida

CambridgeHomeLoan.com is #1 VA Loan lender in Stuart Florida. We have gained our reputation as the nations #1 VA Loan lender because we know how critical each day is in the competitive Stuart Florida real estate market. We are serving all of Apalchicola zip-codes including zip codes 34957,34994,34995,34996,34997 and throughout Florida, Maryland and 47 other US states.

How Does A VA Home Loan Work in Stuart Florida?

VA home loans are non-conventional home loans. Since the VA loans are government-insured they do not have the conventional mortgage underwriting guidelines that you get from conventional banks.

The VA Loan are easy to get since the banks assume less risk than conventional loans. This means that the U.S department of veterans affairs undertakes to repay a part of the loan to the lender if you are unable to make payments or if you face foreclosure.

VA Home Loan Stuart Florida

PREQUALIFY FOR YOUR VA LOAN HERE
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What Is A VA Loan?

A VA loan is a home loan offered by private lenders and guaranteed by the U.S department of veterans’ affairs. It enables U.S veterans, the active-duty service members, widowed service members’ spouses Veterans and national guard to buy a home. VA loans were introduced as part of the GI Bill in 1944 to help the veterans, and they have become popular over time. In early 2019, 8% of homes were acquired using a VA loan. This loan type has become increasingly popular because it is easy to qualify with no down payment required and low closing costs.

What are the VA Home Loan Requirements?

To get a VA loan in Stuart Florida, you must be military personnel and meet the VA’s specific service needs. For you to be eligible, you must fall in any of the following three categories:

You are an active-duty service member or an honorably discharged veteran who has 90 consecutive days of active service during wartime or 181 days of active service during peacetime.
You have served more than six years in the National Guard or the Selected Reserve.
You are the spouse of a service member who died in the line of duty.

When applying for a VA loan in Stuart, you need to get a Certificate of Eligibility “COE” or you can provide us with your DD-214 and we will order your COE for you. The COE lets us, the lender know what you qualify for.

Key benefits of VA Home Loan that we provide

Eligible homebuyers are not required to have a down payment in most cases – typically cited as the greatest benefit of a VA Home Loan
No monthly mortgage insurance premiums or PMI to pay.
Lower average interest rates than other loan types.
No prepayment penalties.
Limitation on buyers’ closing costs.

Get a Quote From Nation's #1 VA Lender

Loans Custom Built for Real Estate Investors

Whether you buy and hold, fix and flip, or build to rent, cambridgehomeloan.com has the capital for your investment needs
The nations #1 Lender for Fix and Flip and Fix To Rent Investment Loans
Fix & Flip Loans 90% LTC and up to 100% of fix up costs.

Not just a Stuart VA Loan, we are offering the following loans as well:

Fix To Rent Home Loans

- 1-500+ properties

- Single-family, 2-4 units, condos, townhomes, multifamily

- 5yr, 7, 10 and 30 year terms

- - Up to 90% of cost
- Up to 100% of rehab

- Up to 75% of completed value

- $70,000 – $100 million

Fix To Flip Home Loans

- 1-500+ properties

- Single-family, 2-4 units, condos, townhomes, multifamily

- 12 To 24 month terms

- - Up to 90% of cost
- Up to 100% of rehab

- Up to 75% of completed value

- $100,000 – $100 million

Multi Family /
Commercial Real Estate

- - 1-50+ properties
- - Multifamily, condos, student housing,
  - mixed use w/ majority residential
- - 12, 24 mo., 5,10,30,40 year terms
- - Up to 100% of cost

$1M – $50M

Bridge, Construction, Permanent, Refi.

About Stuart Florida

Stuart is an attractive small yet bustling town of about 16,000 people located on what in recent years has been designated as the “Treasure Coast”. It is located on the east coast of Florida about halfway between north Palm Beach and Vero Beach. The town has a great location where Hobe Sound and the Indian River Lagoon come together at St. Lucie Inlet and the Atlantic Ocean.

The town is surrounded by water: the St. Lucie River has a north fork and south fork.

Manatee Pocket is a natural hurricane harbor located just south of St. Lucie Inlet with the small fishing village of Port Salerno. The beautiful beaches of the Atlantic Ocean on Hutchinson Island are accessible from the causeway at nearby Jensen Beach.