VA Loan Surfside Florida

VA Loan Surfside Florida

How Does A VA Home Loan Work in Surfside Florida?

CambridgeHomeLoan.com is #1 VA Loan lender in Surfside Florida. We have gained our reputation as the nations #1 VA Loan lender because we know how critical each day is in the competitive Surfside Florida real estate market. We are serving all of Apalchicola zip-codes including zip codes 33154 and throughout Florida, Maryland and 47 other US states.

VA home loans are non-conventional home loans. Since the VA loans are government-insured they do not have the conventional mortgage underwriting guidelines that you get from conventional banks.

The VA Loan are easy to get since the banks assume less risk than conventional loans. This means that the U.S department of veterans affairs undertakes to repay a part of the loan to the lender if you are unable to make payments or if you face foreclosure.

VA Home Loan Surfside Florida

VA Home Loan

PREQUALIFY FOR YOUR VA LOAN HERE
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What Is A VA Loan?

A VA loan is a home loan offered by private lenders and guaranteed by the U.S department of veterans’ affairs. It enables U.S veterans, the active-duty service members, widowed service members’ spouses Veterans and national guard to buy a home. VA loans were introduced as part of the GI Bill in 1944 to help the veterans, and they have become popular over time. In early 2019, 8% of homes were acquired using a VA loan. This loan type has become increasingly popular because it is easy to qualify with no down payment required and low closing costs.

What are the VA Home Loan Requirements?

To get a VA loan in Surfside Florida, you must be military personnel and meet the VA’s specific service needs. For you to be eligible, you must fall in any of the following three categories:

  • You are an active-duty service member or an honorably discharged veteran who has 90 consecutive days of active service during wartime or 181 days of active service during peacetime.
  • You have served more than six years in the National Guard or the Selected Reserve.
  • You are the spouse of a service member who died in the line of duty.

When applying for a VA loan in Surfside, you need to get a Certificate of Eligibility “COE” or you can provide us with your DD-214 and we will order your COE for you. The COE lets us, the lender know what you qualify for. 

Key benefits of VA Home Loan that we provide

  • Eligible homebuyers are not required to have a down payment in most cases – typically cited as the greatest benefit of a VA Home Loan
  • No monthly mortgage insurance premiums or PMI to pay.
  • Lower average interest rates than other loan types.
  • No prepayment penalties.
  • Limitation on buyers’ closing costs.


Loans Custom Built for Real Estate Investors

Whether you buy and hold, fix and flip, or build to rent, cambridgehomeloan.com has the capital for your investment needs
The nations #1 Lender for Fix and Flip and Fix To Rent Investment Loans
Fix & Flip Loans 90% LTC and up to 100% of fix up costs.

Not just a Surfside VA Loan, we are offering the following loans as well:

Fix To Rent Home Loans

    • 1-500+ properties

    • Single-family, 2-4 units, condos, townhomes, multifamily

    • 5yr, 7, 10 and 30 year terms

      • Up to 90% of cost

    • Up to 100% of rehab

    • Up to 75% of completed value

    • $70,000 – $100 million

Fix To Flip Home Loans

    • 1-500+ properties

    • Single-family, 2-4 units, condos, townhomes, multifamily

    • 12 To 24 month terms

      • Up to 90% of cost

    • Up to 100% of rehab

    • Up to 75% of completed value

    • $100,000 – $100 million

Multi Family /
Commercial Real Estate

      • 1-50+ properties

      • Multifamily, condos, student housing, 
      • mixed use w/ majority residential

      • 12, 24 mo., 5,10,30,40 year terms

      • Up to 100% of cost

    • $1M – $50M

      • Bridge, Construction, Permanent, Refi.

About Surside Florida

Introduction to Surfside, Florida

Surfside is a town in Miami-Dade County, Florida, United States. The population was 5,689 as of the 2020 census. Surfside is a primarily residential beachside community, with several multistory condominium buildings adjacent to Surfside Beach on the Atlantic Ocean.

Attractions in Surfside Florida 

Topsail Island
The beach is definitely one of the best attractions in Surf City for all the water babies!

Seacoast Art Gallery
If you are a fan of art, then this is just the place for you to visit. This sophisticated art gallery is one of the famous and attractive places in Surf City.

Soundside Park
The Soundside Park is an amazing place for you to visit in Surf City NC. This recreational park is family-friendly, with lots of slides, swings, elaborate playgrounds for your kid to enjoy.

The Belle of Topsail
If you want an excellent view of the waterways, then the Belle of Topsail is the perfect choice for you.

Kenneth D.Batts Family Park
Among the parks of Surf City, the Kenneth D.Batts Family Park is another attractive spot.

Surf City Pier
The first-ever ocean pier in Topsail island, the Surf City pier is an excellent fishing spot. This is a major attraction for all the tourists and offers excellent shopping opportunities to travelers.

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