VA Loan Tarpon Springs Florida

VA Loan Tarpon Springs Florida

CambridgeHomeLoan.com is #1 VA Loan lender in Tarpon Springs Florida. We have gained our reputation as the nations #1 VA Loan lender because we know how critical each day is in the competitive Tarpon Springs Florida real estate market. We are serving all of Apalchicola zip-codes including zip codes 34688, 34689 and throughout Florida, Maryland and 47 other US states.

How Does A VA Home Loan Work in Tarpon Springs Florida?

VA home loans are non-conventional home loans. Since the VA loans are government-insured they do not have the conventional mortgage underwriting guidelines that you get from conventional banks.

The VA Loan are easy to get since the banks assume less risk than conventional loans. This means that the U.S department of veterans affairs undertakes to repay a part of the loan to the lender if you are unable to make payments or if you face foreclosure.

VA Home Loan Tarpon Springs Florida

VA Home Loan

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What Is A VA Loan?

A VA loan is a home loan offered by private lenders and guaranteed by the U.S department of veterans’ affairs. It enables U.S veterans, the active-duty service members, widowed service members’ spouses Veterans and national guard to buy a home. VA loans were introduced as part of the GI Bill in 1944 to help the veterans, and they have become popular over time. In early 2019, 8% of homes were acquired using a VA loan. This loan type has become increasingly popular because it is easy to qualify with no down payment required and low closing costs.

What are the VA Home Loan Requirements?

To get a VA loan in Tarpon Springs Florida, you must be military personnel and meet the VA’s specific service needs. For you to be eligible, you must fall in any of the following three categories:

  • You are an active-duty service member or an honorably discharged veteran who has 90 consecutive days of active service during wartime or 181 days of active service during peacetime.
  • You have served more than six years in the National Guard or the Selected Reserve.
  • You are the spouse of a service member who died in the line of duty.

When applying for a VA loan in Tarpon Springs, you need to get a Certificate of Eligibility “COE” or you can provide us with your DD-214 and we will order your COE for you. The COE lets us, the lender know what you qualify for. 

Key benefits of VA Home Loan that we provide

  • Eligible homebuyers are not required to have a down payment in most cases – typically cited as the greatest benefit of a VA Home Loan
  • No monthly mortgage insurance premiums or PMI to pay.
  • Lower average interest rates than other loan types.
  • No prepayment penalties.
  • Limitation on buyers’ closing costs.


Loans Custom Built for Real Estate Investors

Whether you buy and hold, fix and flip, or build to rent, cambridgehomeloan.com has the capital for your investment needs
The nations #1 Lender for Fix and Flip and Fix To Rent Investment Loans
Fix & Flip Loans 90% LTC and up to 100% of fix up costs.

Not just a Tarpon Springs VA Loan, we are offering the following loans as well:

Fix To Rent Home Loans

    • 1-500+ properties

    • Single-family, 2-4 units, condos, townhomes, multifamily

    • 5yr, 7, 10 and 30 year terms

      • Up to 90% of cost

    • Up to 100% of rehab

    • Up to 75% of completed value

    • $70,000 – $100 million

Fix To Flip Home Loans

    • 1-500+ properties

    • Single-family, 2-4 units, condos, townhomes, multifamily

    • 12 To 24 month terms

      • Up to 90% of cost

    • Up to 100% of rehab

    • Up to 75% of completed value

    • $100,000 – $100 million

Multi Family /
Commercial Real Estate

      • 1-50+ properties

      • Multifamily, condos, student housing, 
      • mixed use w/ majority residential

      • 12, 24 mo., 5,10,30,40 year terms

      • Up to 100% of cost

    • $1M – $50M

      • Bridge, Construction, Permanent, Refi.

About Tarpon Springs Florida

Introduction to Tarpon Springs, Florida

Tarpon Springs, Florida, in Pinellas county, is 4 miles N of Palm Harbor, Florida (center to center) and 22 miles NW of Tampa, Florida. The city is part of the Tampa-Saint Petersburg-Clearwater metropolitan statistical area (MSA).

Tarpon Springs and Nearby Attractions

  • Fred Howard Park.
  • A.L. Anderson Park.
  • Highland Nature Park.
  • Spongeorama.
  • Old Tarpon Springs City Hall.
  • Tarpon Springs Historic District.

Things To Do In Tarpon Springs

Tarpon Springs is blessed with enchanting bayous and parks. People enjoy fishing in fresh water, as well as in the deep sea. The beach is frequented by residents for swimming, beach games, picnic and boat launching. One can also visit the art galleries and antique shops at Tarpon Avenue. Many Greek festivals are held around the year, the most interesting being the Orthodox Epiphany Celebration, held in January.

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