VA Loan Treasure Island Florida

VA Loan Treasure Island Florida

How Does A VA Home Loan Work in Treasure Island Florida?

CambridgeHomeLoan.com is #1 VA Loan lender in Treasure Island Florida. We have gained our reputation as the nations #1 VA Loan lender because we know how critical each day is in the competitive Treasure Island Florida real estate market. We are serving all of Apalchicola zip-codes including zip codes 33706, 33740 and throughout Florida, Maryland and 47 other US states.

VA home loans are non-conventional home loans. Since the VA loans are government-insured they do not have the conventional mortgage underwriting guidelines that you get from conventional banks.

The VA Loan are easy to get since the banks assume less risk than conventional loans. This means that the U.S department of veterans affairs undertakes to repay a part of the loan to the lender if you are unable to make payments or if you face foreclosure.

VA Home Loan Treasure Island Florida

VA Home Loan

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What Is A VA Loan?

A VA loan is a home loan offered by private lenders and guaranteed by the U.S department of veterans’ affairs. It enables U.S veterans, the active-duty service members, widowed service members’ spouses Veterans and national guard to buy a home. VA loans were introduced as part of the GI Bill in 1944 to help the veterans, and they have become popular over time. In early 2019, 8% of homes were acquired using a VA loan. This loan type has become increasingly popular because it is easy to qualify with no down payment required and low closing costs.

What are the VA Home Loan Requirements?

To get a VA loan in Treasure Island Florida, you must be military personnel and meet the VA’s specific service needs. For you to be eligible, you must fall in any of the following three categories:

  • You are an active-duty service member or an honorably discharged veteran who has 90 consecutive days of active service during wartime or 181 days of active service during peacetime.
  • You have served more than six years in the National Guard or the Selected Reserve.
  • You are the spouse of a service member who died in the line of duty.

When applying for a VA loan in Treasure Island, you need to get a Certificate of Eligibility “COE” or you can provide us with your DD-214 and we will order your COE for you. The COE lets us, the lender know what you qualify for. 

Key benefits of VA Home Loan that we provide

  • Eligible homebuyers are not required to have a down payment in most cases – typically cited as the greatest benefit of a VA Home Loan
  • No monthly mortgage insurance premiums or PMI to pay.
  • Lower average interest rates than other loan types.
  • No prepayment penalties.
  • Limitation on buyers’ closing costs.


Loans Custom Built for Real Estate Investors

Whether you buy and hold, fix and flip, or build to rent, cambridgehomeloan.com has the capital for your investment needs
The nations #1 Lender for Fix and Flip and Fix To Rent Investment Loans
Fix & Flip Loans 90% LTC and up to 100% of fix up costs.

Not just a Treasure Island VA Loan, we are offering the following loans as well:

Fix To Rent Home Loans

    • 1-500+ properties

    • Single-family, 2-4 units, condos, townhomes, multifamily

    • 5yr, 7, 10 and 30 year terms

      • Up to 90% of cost

    • Up to 100% of rehab

    • Up to 75% of completed value

    • $70,000 – $100 million

Fix To Flip Home Loans

    • 1-500+ properties

    • Single-family, 2-4 units, condos, townhomes, multifamily

    • 12 To 24 month terms

      • Up to 90% of cost

    • Up to 100% of rehab

    • Up to 75% of completed value

    • $100,000 – $100 million

Multi Family /
Commercial Real Estate

      • 1-50+ properties

      • Multifamily, condos, student housing, 
      • mixed use w/ majority residential

      • 12, 24 mo., 5,10,30,40 year terms

      • Up to 100% of cost

    • $1M – $50M

      • Bridge, Construction, Permanent, Refi.

About Treasure Island Florida

Introduction to Treasure Island, Florida

Treasure Island, Florida, in Pinellas county, is 5 miles W of St. Petersburg, Florida (center to center) and 22 miles SW of Tampa, Florida. It’s part of the surrounding Tampa-Saint Petersburg-Clearwater metro area.

Treasure Island and Nearby Attractions

  • Florida International Museum.
  • Hillsborough River State Park.
  • Salvador Dali Museum.
  • Honeymoon Island State Park.
  • Pinellas County Heritage Village.
  • Egmont Key State Park.

Things To Do In Treasure Island

There are numerous parks in the community which are ideal for short day-trips. Some of the parks are the Anclote Key Preserve State Park, the Fort De Soto Park and the Honeymoon Island State Park. The Clearwater Marine Aquarium, the Florida State Fairgrounds and the Big Cat Rescue are among other notable local attractions. The popular animal parks in the area include the Lowry Park Zoo and The Jungle. Golf enthusiasts can visit Twin Brooks Golf Course, the Tides Golf Club and Smuggler’s Cove Adventure Golf. Those interested in local history and culture can tour area museums such as the Florida International Museum, the Pinellas County Heritage Village, the Science Center of Pinellas County and the Museum of Science and Industry.

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