VA Loan Waldorf Maryland

VA Loan Waldorf Maryland

How Does A VA Home Loan Work in Waldorf Maryland?

We pride ourselves on being the #1 VA Loan lender in Waldorf Maryland. We have gained our reputation as the nations #1 VA Loan lender because we know how critical each day is in the competitive Waldorf Maryland real estate market. We are serving all of Waldorf Maryland zip-codes including zip code 20601, 20602, 20603 and throughout Maryland, Florida and 47 other US states.

The VA Loan are easy to get since the banks assume less risk than conventional loans. This means that the U.S department of veteran affairs undertakes to repay a part of the loan to the lender if you are unable to make payments or if you face foreclosure.

VA Home Loan Waldorf Maryland

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What Is A VA Loan?

A VA loan is a home loan offered by private lenders and guaranteed by the U.S department of veterans’ affairs. It enables U.S veterans, the active-duty service members, widowed service members’ spouses Veterans and national guard to buy a home. VA loans were introduced as part of the GI Bill in 1944 to help the veterans, and they have become popular over time. In early 2019, 8% of homes were acquired using a VA loan. This loan type has become increasingly popular because it is easy to qualify with no down payment required and low closing costs.

What are the VA Home Loan Requirements?

To get a VA loan in Waldorf Maryland, you must be military personnel and meet the VA’s specific service needs. For you to be eligible, you must fall in any of the following three categories:

  • You are an active-duty service member or an honorably discharged veteran who has 90 consecutive days of active service during wartime or 181 days of active service during peacetime.
  • You have served more than six years in the National Guard or the Selected Reserve.
  • You are the spouse of a service member who died in the line of duty.

When applying for a VA loan in Waldorf, you need to get a Certificate of Eligibility “COE” or you can provide us with your DD-214 and we will order your COE for you. The COE lets us, the lender know what you qualify for.

Key benefits of VA Home Loan that we provide

  • Eligible homebuyers are not required to have a down payment in most cases – typically cited as the greatest benefit of a VA Home Loan
  • No monthly mortgage insurance premiums or PMI to pay.
  • Lower average interest rates than other loan types.
  • No prepayment penalties.
  • Limitation on buyers’ closing costs.


Loans Custom Built for Real Estate Investors

Whether you buy and hold, fix and flip, or build to rent, cambridgehomeloan.com has the capital for your investment needs
The nations #1 Lender for Fix and Flip and Fix To Rent Investment Loans
Fix & Flip Loans 90% LTC and up to 100% of fix up costs.

Not just a Waldorf VA Loan, we are offering the following loans as well:

Fix To Rent Home Loans

    • 1-500+ properties

    • Single-family, 2-4 units, condos, townhomes, multifamily

    • 5yr, 7, 10 and 30 year terms

      • Up to 90% of cost

    • Up to 100% of rehab

    • Up to 75% of completed value

    • $70,000 – $100 million

Fix To Flip Home Loans

    • 1-500+ properties

    • Single-family, 2-4 units, condos, townhomes, multifamily

    • 12 To 24 month terms

      • Up to 90% of cost

    • Up to 100% of rehab

    • Up to 75% of completed value

    • $100,000 – $100 million

Multi Family /
Commercial Real Estate

      • 1-50+ properties

      • Multifamily, condos, student housing, 
      • mixed use w/ majority residential

      • 12, 24 mo., 5,10,30,40 year terms

      • Up to 100% of cost

    • $1M – $50M

      • Bridge, Construction, Permanent, Refi.

About Waldorf Maryland

Introduction to Waldorf, Maryland

Waldorf is an unincorporated community and census-designated place in Charles County, Maryland, United States. It is located 23 miles south-southeast of Washington. The population of the census-designated area was 81,410 at the 2020 census.

According to the most recent data on the cost of living, Waldorf has an overall cost of living index of 119 which is 1.2x higher than the national index of 100. The standard of living in Waldorf ranks as #4,747 most affordable out of the 6,522 places we measured in Maryland.

  • Waldorf is an unincorporated community and census-designated place in Charles County, Maryland, United States.
  • Waldorf’s original name was Beantown.
  • Once a tobacco market village, Waldorf came to prominence in the 1950s as a gambling destination after slot machines were legalized in Charles County in 1949.
Waldorf and Nearby Attractions
  • Shlagel Farms
  • Cedarville State Forest – Hiking, camping, fishing & horse trails
  • Dr. Samuel A. Mudd House Museum – Historic home of well-known doctor
  • Fort Washington Park – Historic location with relics & trails
  • Piscataway Park – Scenic boardwalks & nature trails
  • Gemeny Winery and Vineyards – Winery, vineyard, wine tasting and wine

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