Am I eligible to apply for this program?
Borrower Requirements
*In the case of conflicting guidelines, the lender must follow the more restrictive.
Property Requirements
*In the case of conflicting guidelines, the lender must follow the more restrictive.
CalHFA Conventional Program
What is the interest rate?
Interest rates will vary depending on your financial circumstances, lender fees, and other factors. Interest rates can also change daily. We recommend that you check with a CalHFA-approved loan officer to receive an accurate rate quote for this program.
CalHFA does not lend money directly to consumers. CalHFA works through and uses approved lenders to qualify consumers and to make all mortgage loans. The fees you pay could be different depending on the lender and the program. View sample Annual Percentage Rates (APRs) here.
CalHFA Conventional Program
CalHFA firmly believes that homebuyer education and counseling is critical to the success and happiness of a homeowner, and requires homebuyer education and counseling for first-time homebuyers using a CalHFA program.
Who has to take this Homebuyer Education and Counseling course?
Only one occupying first-time borrower on each loan transaction.
How do I take this education and counseling course?
Expert Home Loan Blog
One of the biggest hurdles for first-time home buyers is financing their purchase. Thankfully, there are numerous loan products and down-payment assistance programs designed to
Thinking about taking your real estate investing to the next level and investing in multifamily properties. Multifamily loans can help take your investment portfolio to
Fix and flip loans, Investment loans for house flipping are a great loan product when you want the advantage in convincing an owner to go
First Time Home Buyers today can purchase a home with as little as 3% down. Learn more below. FHA first-time homebuyer loans offer a low down payment, reduced interest,
Minimum Property Requirements (MPRs) For A VA Home Loan MPR’s VA has established Minimum Property Requirements (MPRs) to protect the interests of Veterans, lenders, servicers,
Reverse Mortgage A reverse mortgage is not what it used to be. A home loan that you do not have to pay back for as
