Access $5K – $5M
in Cannabis Funding

We work with all licensed cannabis operators including cultivators, manufacturers, dispensaries, delivery services, distributors, testing labs, CBD and hemp businesses, and ancillary companies serving the cannabis industry. As long as your business holds a valid state or local license and meets our basic revenue requirements, you may qualify.

Approvals are issued in as little as 24 hours. Once you sign your agreement, funds can be deposited into your account as soon as the next business day. We understand that timing is everything in cannabis, which is why our process is designed for speed without sacrificing transparency.

No collateral is required for most of our working capital, line of credit, and vendor financing programs. For cannabis real estate loans, the property being financed serves as collateral. We focus on your business performance and revenue, not asset pledges.

No. Our initial application and pre-qualification process does not involve a hard credit pull. There is no impact to your personal or business credit score when you apply. You can check your options risk-free.

Funding amounts range from $5,000 to $5,000,000 depending on your revenue, operating history, and the type of financing you need. Working capital and lines of credit are sized based on your monthly revenue. Real estate loans are based on the property value and your business financials.

The application is straightforward: your valid cannabis business license, last 3 months of bank statements, and basic business information. No extensive financial projections, no business plan required. We keep it simple because we know operators are busy running their businesses.

Yes. In addition to business capital, Cambridge Home Loan provides cannabis real estate loans for purchasing, refinancing, or building out cannabis facilities including dispensaries, cultivation facilities, processing centers, warehouses, and mixed-use cannabis properties. Real estate programs are evaluated separately from business capital programs.

If you don't qualify right now, we'll explain exactly why and what it will take to get there. Your advisor will walk you through the decision and help you understand what to work toward so you can reapply with confidence when the time is right. We are invested in your long-term success, not just a single transaction.

Yes. Cambridge Home Loan offers dedicated cannabis real estate loans for the purchase, refinance, or ground-up construction of cannabis-use properties including dispensaries, cultivation facilities, processing centers, distribution warehouses, and mixed-use cannabis buildings. Real estate loans are evaluated separately from business capital programs and can be combined with working capital or equipment financing to fully fund your project.

Yes. Licensed CBD and hemp operators qualify for the same working capital, line of credit, equipment, and vendor financing programs as cannabis businesses. Whether you grow hemp, manufacture CBD products, or distribute to retailers, our programs are designed to support your cash flow and growth needs without the barriers of traditional banking.

Rates and terms vary based on your revenue, time in business, loan type, and overall business health. Working capital and lines of credit are structured around your monthly cash flow so repayment is manageable. Equipment and real estate loans carry longer terms with fixed or adjustable rates. We present clear, transparent terms with no hidden fees before you sign anything. Call 800-826-5077 or apply online to get your personalized quote.