Cannabis Business Funding | $5K–$5M | No Hard Pull | CambridgeHomeLoan.com
✓Licensed cannabis, CBD or hemp business ✓3+ months operating history ✓$15,000+ monthly revenue ✓Capital need for growth or operations
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Financing Solutions

Cannabis Funding Built for Every Stage of Your Business

We understand the financial realities of the cannabis industry because it’s the only industry we serve.

💳

Cannabis Line of Credit

Flexible, revolving credit tailored for cannabis businesses. Draw funds as needed — no need to reapply every time.

  • Revolving access to capital when you need it
  • Manage inventory surges, payroll, or seasonal gaps
  • Only pay interest on what you draw
  • Ideal for ongoing operational cash flow
💰

Cannabis Working Capital Loans

Short-term funding to cover payroll, operational expenses, or bridge cash flow gaps between collections and obligations.

  • Funds delivered within 1 day of approval
  • Flexible repayment structures
  • No business plan or projections required
  • Covers payroll, rent, taxes, and operations
🤝

Cannabis Vendor Financing

We pay your suppliers directly so you can get what you need without immediate out-of-pocket costs.

  • We pay vendors directly on your behalf
  • Bridges accounts payable and receivable gap
  • Keep existing supplier relationships
  • Frees cash for operations and growth
⚙️

Cannabis Equipment Financing

Loans or leases for extraction machines, delivery vehicles, HVAC systems, lighting, and more.

  • Finance new or used cannabis equipment
  • Extraction, HVAC, irrigation, POS systems
  • Preserve cash flow over time
  • Fast approval, minimal documentation
🏪

Dispensary Funding

Tailored financing for dispensaries — cash advances for inventory to commercial real estate for expansion.

  • Cash advances and working capital
  • Facility upgrades and build-outs
  • Inventory stocking and restocking
  • Commercial real estate for dispensaries
🏗️

Cannabis Real Estate Loans

Purchase, refinance, or build out dispensaries, grow facilities, warehouses, and processing centers.

  • Purchase or refinance cannabis properties
  • Cultivation and processing facility loans
  • Ground-up construction available
  • Competitive rates for licensed operators
Apply Here — Check Your Eligibility

No hard credit pull · No obligation · Results in 24 hours

Simple Process

How Cannabis Funding Works

Getting funded shouldn’t be complicated. Our 5-step process is built for speed.

1

Reach Out

Fill out a quick form or call us directly. No pressure, no obligation. A specialist follows up within 1 business day.

2

Have a Conversation

Speak with a cannabis capital advisor about your goals and which funding type fits your business best.

3

Submit Application

Provide your license, last 3 bank statements, and basic financials. No hard credit pull. No score impact.

4

Get Approved

Receive clear terms within 24 hours. No hidden fees. Sign and funds hit your account the next business day.

5

Fuel Growth

Use capital your way — inventory, payroll, equipment, expansion, or vendor payments. We move at your speed.

Who We Serve

Cannabis Funding Across the Entire Supply Chain

We work with cannabis operators at every stage — from cultivators and dispensaries to manufacturers, testing labs, and ancillary businesses.

🌱

Cultivators

Fund grow operations, equipment, labor, and expansion of cultivation capacity

🏭

Manufacturers

Capital for extraction, processing, packaging, and production infrastructure

🏪

Dispensaries

Inventory, build-outs, facility upgrades, working capital, and real estate

🚚

Delivery Services

Fleet financing, inventory stocking, and operational working capital

📦

Distributors

Vendor financing, accounts receivable bridging, and inventory capital

🌿

CBD & Hemp

Working capital, equipment, and expansion for CBD and hemp operators

🔧

Ancillary Businesses

Technology, packaging, marketing, and consulting businesses serving cannabis

🔬

Testing Labs

Equipment financing, facility upgrades, and working capital for labs

🤝

Strategic Partners

White-label and co-lending programs for industry platforms and consultants

🏗️

Developers & Builders

Ground-up construction, tenant improvements, and real estate acquisition

Qualification Criteria

You May Qualify If You Meet These Requirements

Flexible criteria designed to work with how cannabis businesses actually operate.

✓

Licensed Cannabis, CBD, or Hemp Business

Must hold a valid state or local operating license.

✓

At Least 3 Months Operating History

Minimum 3 months of active operations and banking history.

✓

$15,000+ Per Month in Revenue

Demonstrated through bank statements — no tax returns needed.

✓

Capital Need for Growth or Operations

Inventory, payroll, equipment, expansion, or cash flow management.

🌿

Start Your Application Today

Quick application, no hard credit check, no obligation. Get pre-qualified and see your options in as little as 24 hours.

Apply Here 📞 Call 561-665-1477

No hard credit pull — no impact to your score

Requires: valid cannabis license · last 3 bank statements · basic business info

Why Act Now

The Difference Capital Makes

✅ With Cannabis Funding

Fast, Flexible Funding in 24 Hours

Capital designed to match your cash flow and growth goals — delivered at the speed your business demands.

No Collateral Required

Access working capital and credit lines without tying up business assets or personal property.

Keep 100% of Your Equity

Debt-based financing means you retain full control and ownership of your business.

Cannabis Capital Experts

We understand state regulations, banking restrictions, and the operational realities of licensed operators.

Use Capital Your Way

Inventory, payroll, expansion, vendors, equipment — whatever your business needs most right now.

⚠️ The Risk of Waiting

Missed Growth Opportunities

Without fast capital, key moments to scale, restock, or expand pass you by — often for months.

Strained Cash Flow

Delays in vendor payments or payroll damage relationships, reputation, and operations.

Lost Sales from Empty Shelves

Insufficient inventory means lower revenue, lost loyalty, and market share handed to competitors.

Falling Behind the Competition

Operators with capital access move faster and expand sooner. Capital is a competitive advantage.

Traditional Banks Will Say No

Most banks still won’t work with cannabis operators regardless of revenue. Waiting costs you time and money.

Nationwide Coverage

Cannabis Funding Across All Legal States

We provide cannabis business funding in every state where cannabis is fully legalized for adult use.

Alaska
Arizona
California
Colorado
Connecticut
Delaware
Hawaii
Illinois
Maine
Maryland
Massachusetts
Michigan
Minnesota
Missouri
Montana
Nevada
New Jersey
New Mexico
New York
Ohio
Oklahoma
Oregon
Rhode Island
Vermont
Virginia
Washington
Washington D.C.
Common Questions

Frequently Asked Questions

We work with all licensed cannabis operators including cultivators, manufacturers, dispensaries, delivery services, distributors, testing labs, CBD and hemp businesses, and ancillary companies serving the industry. As long as your business holds a valid state or local license and meets our basic revenue requirements, you may qualify.
Approvals in as little as 24 hours. Once you sign your agreement, funds can be deposited as soon as the next business day. We understand that timing is everything in cannabis, which is why our process is designed for speed without sacrificing transparency.
No collateral is required for most working capital, line of credit, and vendor financing programs. For cannabis real estate loans, the property being financed serves as collateral. We focus on your business performance and revenue, not asset pledges.
No. Our initial application and pre-qualification does not involve a hard credit pull. There is no impact to your personal or business credit score. You can check your options risk-free.
Funding ranges from $5,000 to $5,000,000 depending on your revenue, operating history, and financing type. Working capital and lines of credit are sized based on monthly revenue. Real estate loans are based on property value and business financials.
Your valid cannabis business license, last 3 months of bank statements, and basic business information. No extensive projections, no business plan required. We keep it simple because operators are busy running their businesses.
Yes. Cambridge Home Loan provides cannabis real estate loans for purchasing, refinancing, or building out dispensaries, cultivation facilities, processing centers, warehouses, and mixed-use cannabis properties. Real estate programs are evaluated separately from business capital.
Yes. Licensed CBD and hemp operators qualify for the same working capital, line of credit, equipment, and vendor financing programs as cannabis businesses. Whether you grow hemp, manufacture CBD products, or distribute to retailers, our programs support your cash flow and growth.
Rates and terms vary based on your revenue, time in business, loan type, and overall business health. Working capital and lines of credit are structured around your monthly cash flow. Equipment and real estate loans carry longer terms. We present clear, transparent terms with no hidden fees before you sign. Call 800-826-5077 or apply online for your personalized quote.
Get Started Today

Ready to Fuel Your Cannabis Business?

Speak with a cannabis capital specialist today. Get pre-qualified in minutes. No hard credit check. No obligation. Funding in as little as 24 hours.

Cambridge Home Loan · Licensed Mortgage Lender · Serving Cannabis Operators Nationwide Since 1998

Cambridge Home Loan – Cannabis Funding is offered through CambridgeHomeLoan.com. All financing is subject to credit approval, state licensing requirements, and applicable regulations. Cannabis financing is only available in states where cannabis is legally licensed. Terms and conditions apply. Offer of credit subject to change without notice. CambridgeHomeLoan.com is an Equal Opportunity Lender. NMLS regulated. This page is for informational purposes only and does not constitute a commitment to lend. Contact us at 561-665-1477 or visit cambridgehomeloan.com for complete program details.


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