FHA HOME loan TAMPA

Best First Time Home Buyer Program:
* FICO as low as 550
* FICO of 580 for 3.5%  Down Payment
* Close as fast as 17 Days!
* Purchase, Refinance, Cash Out Refinance

APPLY NOW!

We are Tampa’s #1 FHA loan lender. We are helping borrowers in Tampa Florida to qualify for the best FHA loan to meet their borrowing requirements. FHA loans require lower minimum credit scores and low down payments.

FHA Home Loan Tampa Florida Requirements

  • A FICO credit mid score of at least 580 for 3.5% down payment
  • A FICO credit mid score of 500 to 579 for a 10% down payment
  • FHA Debt to income ratio of 50% or less. 

Qualify for a 3.5% down FHA Home Loan. Use this application to prequalify and start shopping for your FHA Loan today! Purchase, Refinance, Cash Out Refinance.

Contact us to find out what the loan limits in the county you would like to purchase in. Call now 800-826-5077

Prequalify now to see how much of an FHA Home Loan you can qualify for. 

Best for Low Down Payments and First Time Home Buyer Tampa Florida.

Get Your Pre-Qualification Letter in 15 minutes

Benefits of an FHA Home Loan Tampa Florida

Get your dream home with an FHA Home Loan in Tampa.

As a first-time home buyer Tampa, an FHA Home Loan in Tampa is the best option for you. 
We offer flexible terms and low down payment options to help make your dream home a reality.

Anywhere with a palm tree sounds great. Some of the best places for first time home buyers Tampa we have listed below.

Hyde Park

One of the top neighborhoods in Tampa for first-time home buyers is Hyde Park. Known for its charming historical homes and lush green streets, Hyde Park offers a wonderful location in the heart of the city. It caters to a diverse range of residents, including college students, professionals, and young families. While the area offers a mix of real estate options, from luxurious high-rises to spacious mansions, it is worth noting that prices in Hyde Park tend to be on the higher side due to its high demand.

Davis Island

 
Nestled on man-made islands, Davis Islands is another desirable neighborhood for first-time home buyers in Tampa. Originally a retreat for the wealthy, this unique area now offers beach access and a range of amenities for residents to enjoy. The laid-back culture of Davis Islands attracts people seeking a relaxed lifestyle, and residents may even find themselves living next to celebrities like Tom Brady.

Downtown Tampa

Downtown Tampa has undergone a remarkable transformation in recent years, making it an attractive neighborhood for first-time home buyers. Once considered a ghost town in the evenings, downtown Tampa is now a vibrant hub of entertainment and culture. From paddleboarding on the water to visiting museums and parks, there is no shortage of activities in this area.

South Howard (SoHo Tampa)

If you’re a young professional seeking an exciting neighborhood, South Howard (SoHo) is the place to be. Known for its vibrant atmosphere, South Howard offers a plethora of bars and restaurants that are perfect for daytime outings or late-night adventures. This sophisticated neighborhood attracts those in their mid-twenties, creating a trendy and lively scene.
 

Ballast Point Tampa

Nestled in a charming suburban setting, Ballast Point is an excellent neighborhood for first-time home buyers in Tampa. This neighborhood offers a mix of houses and condos, providing residents with a suburban feel while still enjoying the benefits of city living. One of the highlights of Ballast Point is its proximity to the water, offering residents stunning views and quick access to waterfront activities.
 
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