FHA Loan


We are proud to be Alachua Florida’s #1 FHA loan lender. We help borrowers in Alachua qualify for the best FHA loan program to meet their borrowing requirements! FHA loans are popular of their low down payments and lower credit requirements. FHA loans starting with just 3.5% down payment!

FHA Loan Alachua Florida

CambridgeHomeLoan.com provides FHA loans for purchases, refinancing and cash out refinancing.

FHA Loan Eligibility Requirements:

  • A FICO credit mid score of at least 580 for a 3.5% down home loan
  • A credit score of 500 to 579 for a 10% down payment
  • FHA loan with 3.5% down payment requirement
  • Mortgage insurance offsets the lower FHA interest rates than a conventional loan.
  • FHA Debt to income ratio of 50% or less

Qualify for a 3.5% down FHA Home Loan in Alachua Florida. Use this application to pre-qualify and start shopping for your new home in Alachua today! Purchase, Refinance, Cash Out Refinance.

Benefits of Purchasing A Home With FHA Home Loan in Alachua

Home loan flip application

Real Estate Market in Alachua, FL

According to the Florida Realtor’s Association, in the first quarter of this year, the average home for sale in Alachua County was under contract in two weeks. We’ll explain what that means for buyers.

Ask any realtor, houses are selling fast.

“The housing market is on fire, just like it is all across the country,” said Vice-President of the Gainesville Alachua County Association of Realtors Ericka Gilchrist.

fha loan alachua

Why to Live in Alachua, FL? – As a great place to live in Florida, this community has seen slow growth but is deeply loved by its residents. Known for its massive oak trees, cedar trees, and hickory trees lining the streets, people living in Alachua enjoy beautiful green scenery all across the city. Not just Alachua, we are serving all of FHA Loan Florida market.

Things To Do In Alachua Florida

  • Devil’s Millhopper Geological State Park (Mini rainforest with sinkhole sights)
  • San Felasco Hammock Preserve State Park (Forest park with wildlife & trails)
  • Santa Fe College Teaching Zoo (10-acre campus zoo open to the public)
  • Cellon Oak Park (Park and garden)
  • Mill Creek Preserve
  • Santa Fe College Kika Silva Pla Planetarium (Planetarium)










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View and learn more about our investment and commercial financing at CambridgeCapital.org