First Time Home Buyer Altamonte Springs Florida

Altamonte Springs Florida’s #1 First Time Home Buyer loan lender. Helping borrowers in Altamonte Springs Florida qualify for the best First Time Home Buyer loan to meet their borrowing requirements. Some First Time Home Buyer loan programs in Altamonte Springs Florida are backed by the Federal Housing Administration (FHA). These popular first time homebuyer loans require lower minimum credit scores and down payments to make it easier to qualify.

First Time Home Buyer Programs
Altamonte Springs Florida

CambridgeHomeLoan.com has a number of First time home buyer loan programs from simple W2 employees to full 2 year tax returns, self employed loans, Non QM loans and more with low down payments and fees. Contact us today to craft the loan that best fits your needs. Some qualifications below.

FHA First Time Home Buyer and HomeReady Program Terms

  • A credit score of at least 580 for a 3% down home loan
  • A credit score of 500 to 579 for a 10% down payment
  • FHA loan with 3.5% down payment requirement
  • Mortgage insurance that is offset due to lower FHA interest rates than a conventional loan.
  • FHA Debt to income ratio of 50% or less

Qualify for a 3% down Home Loan in Altamonte Springs Florida. Use this application to pre-qualify and start shopping for your new home in Altamonte Springs Florida today! Purchase, Refinance, Cash Out Refinance.

According to an announcement by the FHA the loan limit for 2022 will be $420,680 for most of the country. The 2022 FHA loan limit for the high cost areas will be $970,800.

Contact us to find out what the loan limits in the county you would like to purchase in. Call now 800-826-5077. 

Prequalify now to see how much of Loan you can qualify for. 

Benefits of Being A First Time Home Buyer In Altamonte Springs Florida

Altamonte Springs is a city in Seminole county in the U.S. state of Florida, which had a population of 41,496 at the 2010 census. The city is in the northern suburbs of the Orlando–Kissimmee–Sanford Metropolitan Statistical Area, which the United States Census Bureau estimated had a population of 2,054,574 in 2008.

Schools in Altamonte Springs, FL

Altamonte Elementary School
525 E Pineview St · +1 407-746-2950

Altamonte Springs School

Spring Lake Elementary School
695 Orange Ave · +1 407-746-1650

first time home buyer

Altamonte Springs is in Seminole County and is one of the best places to live in Florida. Living in Altamonte Springs offers residents an urban suburban mix feel and most residents rent their homes. Many young professionals live in Altamonte Springs and residents tend to have moderate political views. Not just Altamonte Springs, we are serving all of First Time Home Buyer Florida market.

Attractions In and Around Altamonte Springs Florida

  • Cranes Roost Park (Lake, plaza, fountains & amphitheater)
  • Lake Lotus Park (Park with a boardwalk, a pavilion & more)
  • The Holocaust Memorial Resource and Education Center of Florida (Museum)
  • Seminole Wekiva Trail
  • Westmonte Park (Community park for sports & swimming)
  • Wekiwa Springs State Park (Canoeing & kayaking on the Wekiwa River)

 

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