First Time Home Buyer Baltimore Maryland

Baltimore Maryland’s #1 First Time Home Buyer loan lender. Helping borrowers in Baltimore Maryland qualify for the best First Time Home Buyer loan to meet their borrowing requirements. Some First Time Home Buyer loan programs in Baltimore Maryland are backed by the Federal Housing Administration (FHA). These popular first time homebuyer loans require lower minimum credit scores and down payments to make it easier to qualify.

First Time Home Buyer Programs
Baltimore Maryland

CambridgeHomeLoan.com has the First time home buyer loan program to fit your needs,from simple W2 employees to full 2 year tax returns, self employed loans, Non QM loans and more with low down payments and fees. Contact us today to craft the loan that best fits your needs. Some qualifications below.

FHA First Time Home Buyer Program and HomeReady Purchase Program

A credit score of at least 580 for a 3% down home loan
A credit score of 500 to 579 for a 10% down payment
FHA loan with 3.5% down payment requirement
Mortgage insurance that is offset due to lower FHA interest rates than a conventional loan.
FHA Debt to income ratio of 50% or less

Qualify for a 3% down HomeReady Loan in Baltimore Maryland. Use this application to pre-qualify and start shopping for your new home in Baltimore today! Purchase, Refinance, Cash Out Refinance.

First Time Home Borrowers Quiz. See if you qualify here.

Baltimore Maryland is a major city in Maryland with a very long history as an important seaport. Fort McHenry, the birthplace of the national anthem, “The Star-Spangled Banner,” sits at the mouth of Baltimore’s Inner Harbor. Today, this harbor area offers an array of shopping, upscale crab shacks and attractions like a Civil War era warship the USS Constellation as well as the National Aquarium.

Baltimore is full of open spaces that feature parks, promenades and waterfront recreation, fitness activities and areas to relax. Join a kayak tour of the Inner Harbor, climb the observatory in Patterson Park or hike miles of scenic walking trails for a breathtaking views.

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