Brandon Florida’s #1 First Time Home Buyer loan lender. Helping borrowers in Brandon Florida qualify for the best First Time Home Buyer loan to meet their borrowing requirements. Some First Time Home Buyer loan programs in Brandon Florida are backed by the Federal Housing Administration (FHA). These popular first time homebuyer loans require lower minimum credit scores and down payments to make it easier to qualify.

First Time Home Buyer Programs
Brandon Florida has a number of First time home buyer loan programs from simple W2 employees to full 2 year tax returns, self employed loans, Non QM loans and more with low down payments and fees. Contact us today to craft the loan that best fits your needs. Some qualifications below.

FHA First Time Home Buyer and HomeReady Program Terms

  • A credit score of at least 580 for a 3% down home loan
  • A credit score of 500 to 579 for a 10% down payment
  • FHA loan with 3.5% down payment requirement
  • Mortgage insurance that is offset due to lower FHA interest rates than a conventional loan.
  • FHA Debt to income ratio of 50% or less

Qualify for a 3% down Home Loan in Brandon Florida. Use this application to pre-qualify and start shopping for your new home in Brandon Florida today! Purchase, Refinance, Cash Out Refinance.

According to an announcement by the FHA the loan limit for 2022 will be $420,680 for most of the country. The 2022 FHA loan limit for the high cost areas will be $970,800.

Contact us to find out what the loan limits in the county you would like to purchase in. Call now 800-826-5077. 

Prequalify now to see how much of Loan you can qualify for. 

Benefits of Being A First Time Home Buyer In Brandon Florida

Brandon is an unincorporated community and census-designated place in Hillsborough County, Florida, United States. It is part of the Tampa–St. Petersburg–Clearwater Metropolitan Statistical Area. The population was 114,626 at the 2020 census, up from 103,483 at the 2010 census.

Schools in Brandon, FL

Brandon High School
1101 Victoria St · +1 813-744-8120

Mintz Elementary School
1510 Heather Lakes Blvd · +1 813-744-8353

Schmidt Elementary School
1250 Williams Rd · +1 813-651-2110

first time home buyer brandon
Low Cost of Living – With a fairly high median family income and low home price, Brandon is a great place to settle down. You’ll only spend around $750 a month for a medium-sized apartment. In terms of utility bills, the costs will depend on the number of occupants living in the unit and the level of utility usage. Not just Brandon, we are serving all of First Time Home Buyer Florida market.

Things To Do In and Around Brandon Florida

  • Dinosaur World (Outdoor museum featuring dinosaur models)
  • Cracker Country (Replica Florida pioneer village)
  • Croc Encounters (Reptile encounters, tours & education)
  • Showmen’s Museum (Exhibits exploring the American carnival)
  • Edward Medard Conservation Park (Park and garden, fishing,
  • reservoir and camping)
  • Eureka Springs Park (Lush oasis of tropical plants &
  • flowers)










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