First Time Home Buyer Cape Canaveral Florida

Cape Canaveral Florida’s #1 First Time Home Buyer loan lender. Helping borrowers in Cape Canaveral Florida qualify for the best First Time Home Buyer loan to meet their borrowing requirements. Some First Time Home Buyer loan programs in Cape Canaveral Florida are backed by the Federal Housing Administration (FHA). These popular first time homebuyer loans require lower minimum credit scores and down payments to make it easier to qualify.

First Time Home Buyer Programs
Cape Canaveral Florida has a number of First time home buyer loan programs from simple W2 employees to full 2 year tax returns, self employed loans, Non QM loans and more with low down payments and fees. Contact us today to craft the loan that best fits your needs. Some qualifications below.

FHA First Time Home Buyer and HomeReady Program Terms

  • A credit score of at least 580 for a 3% down home loan
  • A credit score of 500 to 579 for a 10% down payment
  • FHA loan with 3.5% down payment requirement
  • Mortgage insurance that is offset due to lower FHA interest rates than a conventional loan.
  • FHA Debt to income ratio of 50% or less

Qualify for a 3% down Home Loan in Cape Canaveral Florida. Use this application to pre-qualify and start shopping for your new home in Cape Canaveral Florida today! Purchase, Refinance, Cash Out Refinance.

According to an announcement by the FHA the loan limit for 2022 will be $420,680 for most of the country. The 2022 FHA loan limit for the high cost areas will be $970,800.

Contact us to find out what the loan limits in the county you would like to purchase in. Call now 800-826-5077. 

Prequalify now to see how much of Loan you can qualify for. 

Benefits of Being A First Time Home Buyer In Cape Canaveral Florida

Cape Canaveral is a city on Florida’s Atlantic coast. The Kennedy Space Center, north of the city, features a NASA shuttle launch simulation and astronaut memorabilia. The Air Force Space and Missile Museum offers rocket exhibits. On the banks of the Banana River, the Manatee Sanctuary Park has a waterfront boardwalk. Nearby Port Canaveral is home to the Exploration Tower, with a 7th-floor observation deck.

Schools in Cape Canaveral, FL

Cape View Elementary School
8440 Rosalind Ave · +1 321-784-0284

Our Saviour Catholic School
Cocoa Beach, FL, United States · +1 321-783-2330

Sunday School Cape Canaveral
8711 N Atlantic Ave

first time home buyer cape canaveral
Cape Canaveral is city a with a population of 10,377. Cape Canaveral is in Brevard County and is one of the best places to live in Florida. Living in Cape Canaveral offers residents an urban feel and most residents own their homes. In Cape Canaveral there are a lot of bars, restaurants, coffee shops, and parks. Not just Cape Canaveral, we are serving all of First Time Home Buyer Florida market.

Things To Do In and Around Cape Canaveral Florida

  • Westgate Cocoa Beach Pier (1960s pier with shops & restaurants)
  • Victory Casino Cruises (Departure point for gambling cruises)
  • Manatee Sanctuary Park (10 scenic acres of riverfront recreation)
  • Jetty Park Road (Tree-lined road leading to a pier)
  • Exploration Tower (Interactive exhibits & observation decks)
  • Cherie Down Park (Beach park with a duneside boardwalk)









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