First Time Home Buyer Clearwater Florida

Clearwater Florida’s #1 First Time Home Buyer loan lender. Helping borrowers in Clearwater Florida qualify for the best First Time Home Buyer loan to meet their borrowing requirements. Some First Time Home Buyer loan programs in Clearwater Florida are backed by the Federal Housing Administration (FHA). These popular first time homebuyer loans require lower minimum credit scores and down payments to make it easier to qualify.

First Time Home Buyer Programs
Clearwater Florida

CambridgeHomeLoan.com has a number of First time home buyer loan programs from simple W2 employees to full 2 year tax returns, self employed loans, Non QM loans and more with low down payments and fees. Contact us today to craft the loan that best fits your needs. Some qualifications below.

FHA First Time Home Buyer and HomeReady Program Terms

  • A credit score of at least 580 for a 3% down home loan
  • A credit score of 500 to 579 for a 10% down payment
  • FHA loan with 3.5% down payment requirement
  • Mortgage insurance that is offset due to lower FHA interest rates than a conventional loan.
  • FHA Debt to income ratio of 50% or less

Qualify for a 3% down Home Loan in Clearwater Florida. Use this application to pre-qualify and start shopping for your new home in Clearwater Florida today! Purchase, Refinance, Cash Out Refinance.

According to an announcement by the FHA the loan limit for 2022 will be $420,680 for most of the country. The 2022 FHA loan limit for the high cost areas will be $970,800.

Contact us to find out what the loan limits in the county you would like to purchase in. Call now 800-826-5077. 

Prequalify now to see how much of Loan you can qualify for. 

Benefits of Being A First Time Home Buyer In Clearwater Florida

Clearwater is a city in Florida’s Tampa Bay area known for sunny weather and gulf coast beaches. Clearwater Beach, on a barrier island, is a 3-mile stretch of white sand backed by hotels and restaurants. Injured dolphins and sea turtles are rehabilitated at the Clearwater Marine Aquarium. At the city’s Spectrum Field, the Phillies pro baseball team plays spring training games.

Schools in Clearwater, FL

Paul B. Stephens School
2935 Co Rd 193 · +1 727-725-7982

McMullen-Booth Elementary School
3025 Union St · +1 727-669-1800

Pinellas Academy
1775 S Highland Ave · +1 727-330-9449

 

first time home buyer clearwater
Clearwater is a beautiful city located on the Gulf of Mexico. Moving here is a great choice because the city has many outdoor activities, a reasonable cost of living, and warm weather all year long. However, you should consider some of the cons of living in the area as well. Not just Clearwater, we are serving all of First Time Home Buyer Florida market.

Things To Do In and Around Clearwater Florida

  • Clearwater Marine Aquarium (Exhibits, education & dolphin encounters)
  • Caladesi Island (Tranquil, scenic state park for kayaking)
  • Honeymoon Island State Park (Shelling, swimming, fishing & hiking)
  • Sand Key Park (White-sand beach with picnic areas)
  • Fred Marquis Pinellas Trail (Popular urban park & recreation trail)
  • Florida Botanical Gardens (Acres of formal gardens & natural areas)

 

 

 

 

 

 

 

 

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