First Time Home Buyer Daytona Beach Florida

Daytona Beach Florida’s #1 First Time Home Buyer loan lender. Helping borrowers in Daytona Beach Florida qualify for the best First Time Home Buyer loan to meet their borrowing requirements. Some First Time Home Buyer loan programs in Daytona Beach Florida are backed by the Federal Housing Administration (FHA). These popular first time homebuyer loans require lower minimum credit scores and down payments to make it easier to qualify.

First Time Home Buyer Daytona Beach Florida has a number of First time home buyer loan programs from simple W2 employees to full 2 year tax returns, self employed loans, Non QM loans and more with low down payments and fees. Contact us today to craft the loan that best fits your needs. Some qualifications below.

FHA First Time Home Buyer and HomeReady Program Terms

  • A credit score of at least 580 for a 3% down home loan
  • A credit score of 500 to 579 for a 10% down payment
  • FHA loan with 3.5% down payment requirement
  • Mortgage insurance that is offset due to lower FHA interest rates than a conventional loan.
  • FHA Debt to income ratio of 50% or less

Qualify for a 3% down Home Loan in Daytona Beach Florida. Use this application to pre-qualify and start shopping for your new home in Daytona Beach Florida today! Purchase, Refinance, Cash Out Refinance.

According to an announcement by the FHA the loan limit for 2022 will be $420,680 for most of the country. The 2022 FHA loan limit for the high cost areas will be $970,800.

Contact us to find out what the loan limits in the county you would like to purchase in. Call now 800-826-5077. 

Prequalify now to see how much of Loan you can qualify for. 

Benefits of Being A First Time Home Buyer In Daytona Beach Florida

Daytona Beach is a city on Florida’s Atlantic coast. It’s known for Daytona International Speedway, which hosts February’s iconic Daytona 500 NASCAR race. The beach has hard-packed sand where driving is permitted in designated areas. Near the boardwalk’s rides and arcades, Daytona Beach Bandshell stages free summer concerts. Steps from the beach, Daytona Lagoon water park offers go-karts, laser tag and waterslides. 

Schools in Daytona Beach, FL

Halifax Academy
275 N Williamson Blvd · +1 386-252-9557

Westside Elementary School
1700 5th St · +1 386-274-3400

Master’s Academy
211 Bay St · +1 386-255-8480

first time home buyer daytona beach
Located on Florida’s east coast, Daytona Beach is a vibrant city. It’s not only a great place to visit, but also an amazing place to live in. Along with beaches designed for relaxing and play, it boasts job opportunities you won’t find anywhere else. The warm climate is a big draw for people moving to the beach. Not just Daytona Beach, we are serving all of First Time Home Buyer Florida market.

Things To Do In and Around Daytona Beach Florida

  • Daytona International Speedway (Racing venue & motor-sports attractions)
  • Museum of Arts & Sciences (Global art, artifacts & Florida history)
  • Daytona Lagoon (Water park with go-karts & laser tag)
  • Daytona Boardwalk Amusements (Rides, games & attractions on the shore)
  • Tomoka State Park (Riverfront site for camping & boating)
  • Daytona Beach Main Street Pier (Wooden pier with a seafood eatery)











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