First Time Home Buyer Deerfield Beach Florida

Deerfield Beach Florida’s First Time Home Buyer loan lender. Helping borrowers in Deerfield Beach Florida qualify for the best First Time Home Buyer loan to meet their borrowing requirements. Some First Time Home Buyer loan programs in Deerfield Beach Florida are backed by the Federal Housing Administration (FHA). These popular first time homebuyer loans require lower minimum credit scores and down payments to make it easier to qualify.

First Time Home Buyer Deerfield Beach Florida has a number of First time home buyer loan programs from simple W2 employees to full 2 year tax returns, self employed loans, Non QM loans and more with low down payments and fees. Contact us today to craft the loan that best fits your needs. Some qualifications below.

FHA First Time Home Buyer and HomeReady Program Terms

  • A credit score of at least 580 for a 3% down home loan
  • A credit score of 500 to 579 for a 10% down payment
  • FHA loan with 3.5% down payment requirement
  • Mortgage insurance that is offset due to lower FHA interest rates than a conventional loan.
  • FHA Debt to income ratio of 50% or less

Qualify for a 3% down Home Loan in Deerfield Beach Florida. Use this application to pre-qualify and start shopping for your new home in Deerfield Beach Florida today! Purchase, Refinance, Cash Out Refinance.

Contact us to find out what the loan limits in the county you would like to purchase in. Call now 800-826-5077. 

Prequalify now to see how much of Loan you can qualify for. 

Benefits of Being A First Time Home Buyer In Deerfield Beach Florida

Home loan flip application

Deerfield Beach is a city in Broward County, Florida, United States, just south of the Palm Beach County line. The city is named for the numerous deer that once roamed the area. As of the 2020 census, the population was 86,859.

Schools in Deerfield Beach, FL

650 NE 1st St · +1 754-322-6100

Deerfield Beach High School
910 Buck Pride Way · +1 754-322-0650

Deerfield Beach Middle School
701 SE 6th Ave · +1 754-322-3300

first time home buyer deerfield beach
If you are interested in living in Deerfield Beach, I highly recommend. Their beach is absolutely beautiful with restaurants and hotels with an ocean view nearby. Majority of the people are kind and friendly. It is also a calm environment but things can become expensive. Not just Deerfield Beach, we are serving all of First Time Home Buyer Florida market.


Things To Do In and Around Deerfield Beach Florida

  • Quiet Waters Park (Sprawling water park & campground)
  • Deerfield Island Park (Nature trails accessible only by boat)
  • Splash Adventure Water Park (Interactive water playground for kids)
  • Deerfield Beach International Fishing Pier (Pier with fishing supplies & services)
  • South Inlet Park (Beach, BBQ areas & a playground)
  • The Deerfield Beach Historical Society (Museum)



Deerfield Beach Home Loan Options

Here are some common types of home loan options you might explore:

Conventional Loans:

  • Offered by private lenders, these loans are not insured or guaranteed by the government.
  • Typically require a higher credit score and may have varying down payment requirements.
  • FHA Loans (Federal Housing Administration):

    • Insured by the federal government, FHA loans often have more lenient credit requirements and lower down payment options (as low as 3.5%).
  • VA Loans (Veterans Affairs):

    • Exclusive to eligible veterans, active-duty military members, and certain surviving spouses.
    • Often offers 100% financing, meaning no down payment is required. VA Loan Apply Here!
  • USDA Loans:

    • Backed by the U.S. Department of Agriculture, these loans are designed for eligible rural and suburban homebuyers and offer 100% financing.
  • Jumbo Loans:

    • Designed for financing high-value homes that exceed conventional loan limits.
    • May require a higher credit score and a larger down payment. CambridgeHomeLoan provides the best Jumbo Loan options.
  • Fixed-Rate Mortgages:

    • Interest rates remain constant throughout the loan term, providing predictable monthly payments.
  • Adjustable-Rate Mortgages (ARMs):

    • Interest rates may change after an initial fixed period, leading to potential fluctuations in monthly payments.
  • Home Equity Loans:

    • Allows homeowners to borrow against the equity in their homes for various purposes.
  • Home Equity Lines of Credit (HELOCs):

    • Similar to home equity loans but operates more like a credit card with a revolving line of credit.
  • Fannie Mae HomeReady and Freddie Mac Home Possible:

    • Designed to help low to moderate-income borrowers with down payment assistance and flexible credit requirements. HomeReady Loan Application.



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