Dunedin Florida’s #1 First Time Home Buyer loan lender. Helping borrowers in Dunedin Florida qualify for the best First Time Home Buyer loan to meet their borrowing requirements. Some First Time Home Buyer loan programs in Dunedin Florida are backed by the Federal Housing Administration (FHA). These popular first time homebuyer loans require lower minimum credit scores and down payments to make it easier to qualify.

First Time Home Buyer Dunedin Florida

CambridgeHomeLoan.com has a number of First time home buyer loan programs from simple W2 employees to full 2 year tax returns, self employed loans, Non QM loans and more with low down payments and fees. Contact us today to craft the loan that best fits your needs. Some qualifications below.

FHA First Time Home Buyer and HomeReady Program Terms

  • A credit score of at least 580 for a 3% down home loan
  • A credit score of 500 to 579 for a 10% down payment
  • FHA loan with 3.5% down payment requirement
  • Mortgage insurance that is offset due to lower FHA interest rates than a conventional loan.
  • FHA Debt to income ratio of 50% or less

Qualify for a 3% down Home Loan in Dunedin Florida. Use this application to pre-qualify and start shopping for your new home in Dunedin Florida today! Purchase, Refinance, Cash Out Refinance.

According to an announcement by the FHA the loan limit for 2022 will be $420,680 for most of the country. The 2022 FHA loan limit for the high cost areas will be $970,800.

Contact us to find out what the loan limits in the county you would like to purchase in. Call now 800-826-5077. 

Prequalify now to see how much of Loan you can qualify for. 

Benefits of Being A First Time Home Buyer In Dunedin Florida

Dunedin is a city on Florida’s Gulf Coast. It’s known for the beaches, pine forest and ospreys of Honeymoon Island State Park. The island is linked to the mainland by Dunedin Causeway, which offers views over St. Joseph Sound. Downtown, Hammock Park is home to owls, woodpeckers and a butterfly garden. The Fred Marquis Pinellas Trail runs through the city. West, kayaks dot the mangroves of Caladesi Island State Park.

Schools in Dunedin, FL

Dunedin Elementary School
900 Union St · +1 727-738-2990

Dunedin High School
1651 Pinehurst Rd · +1 727-469-4100

San Jose Elementary School
1670 San Helen Dr · +1 727-469-5956

first time home buyer st cloud
The low crime rates of Dunedin makes it a safe place to live in. Compared to the national average of the USA, the overall crime rate in Dunedin, Florida is 26% lower. It is 57% safer than most cities in the USA. Violent crimes like murder, robbery, assault, etc. Not just Dunedin, we are serving all of First Time Home Buyer Florida market.

Things To Do In and Around Dunedin Florida

  • Caladesi Island (Tranquil, scenic state park for kayaking)
  • Honeymoon Island State Park (Shelling, swimming, fishing & hiking)
  • Caladesi Island State Park (Natural island with swimming & kayaking)
  • Fred Marquis Pinellas Trail (Popular urban park & recreation trail)
  • Dunedin Fine Art Center (Local fixture with galleries & classes)
  • Honeymoon Island (State park with beaches & pine forests)



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