First Time Home Buyer Fort Myers Florida

We proud on ourselves as Fort Myers Florida’s #1 First Time Home Buyer loan lender. We are helping borrowers in Fort Myers Florida to qualify for the best First Time Home Buyer loan to meet their borrowing requirements. Some First Time Home Buyer loan programs in Fort Myers Florida are backed by the Federal Housing Administration (FHA). These popular first time homebuyer loans require lower minimum credit scores and down payments to make it easier to qualify.

First Time Home Buyer Fort Myers Florida has a number of First time home buyer loan programs from simple W2 employees to full 2 year tax returns, self employed loans, Non QM loans and more with low down payments and fees. Contact us today to craft the loan that best fits your needs. Some qualifications below.

FHA First Time Home Buyer and HomeReady Program Terms

  • A credit score of at least 580 for a 3% down home loan
  • A credit score of 500 to 579 for a 10% down payment
  • FHA loan with 3.5% down payment requirement
  • Mortgage insurance that is offset due to lower FHA interest rates than a conventional loan.
  • FHA Debt to income ratio of 50% or less

Qualify for a 3% down Home Loan in Fort Myers Florida. Use this application to pre-qualify and start shopping for your new home in Fort Myers Florida today! Purchase, Refinance, Cash Out Refinance.

According to an announcement by the FHA the loan limit for 2022 will be $420,680 for most of the country. The 2022 FHA loan limit for the high cost areas will be $970,800.

Contact us to find out what the loan limits in the county you would like to purchase in. Call now 800-826-5077. 

Prequalify now to see how much of Loan you can qualify for. 

Benefits of Being A First Time Home Buyer In Fort Myers Florida

Fort Myers, or Ft. Myers, is the county seat and commercial center of Lee County, Florida, United States. As of the 2010 U.S. Census, the population was 62,298 and in 2019 was estimated at 87,103.

Schools in Fort Myers, FL

Fort Myers High School
2635 Cortez Blvd · +1 239-334-2167

City-Palms Charter High School
1520 Lee St · +1 239-332-3484

Dunbar High School
3800 Edison Ave · +1 239-461-5322

first time home buyer fort myers
“The city has a relaxed atmosphere, offers a reasonable cost of living, and is characterized by a diverse range of college students, young families, and retirees.” In Fort Myers, you’ll find plenty of opportunities for family-friendly outdoor recreation due to a year-round warm climate that averages 75.1°F. Not just Fort Myers, we are serving all of First Time Home Buyer Florida market.

Things To Do In and Around Fort Myers Florida

  • Edison & Ford Winter Estates (Historic homes, exhibitions & gardens)
  • IMAG History & Science Center (Interactive museum with 60+ exhibits)
  • Six Mile Cypress Slough Preserve (Serene ecosystem with trails & wildlife)
  • Manatee Park (Kayak rentals & up-close manatee views)
  • Lakes Park (Fishing galore in a freshwater lake)
  • Calusa Nature Center & Planetarium (Educational exhibits of the earth & sky)




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