First Time Home Buyer Hobe sound Florida
We proud on ourselves as Hobe Sound Florida’s #1 First Time Home Buyer loan lender. We are helping borrowers in Hobe Sound Florida to qualify for the best First Time Home Buyer loan to meet their borrowing requirements. Some First Time Home Buyer loan programs in Ellenton are backed by the Federal Housing Administration (FHA). These popular first time homebuyer loans require lower minimum credit scores and down payments to make it easier to qualify.
First Time Home Buyer
Ellenton Florida
CambridgeHomeLoan.com has a number of First time home buyer loan programs available in Ellenton, from simple W2 employees to full 2 year tax returns, self employed loans, Non QM loans and more with low down payments and fees. Contact us today to craft the loan that best fits your needs. Some qualifications below.
FHA First Time Home Buyer and HomeReady Program Terms
- A credit score of at least 580 for a 3% down home loan
- A credit score of 500 to 579 for a 10% down payment
- FHA loan with 3.5% down payment requirement
- Mortgage insurance that is offset due to lower FHA interest rates than a conventional loan.
- FHA Debt to income ratio of 50% or less
Qualify for a 3% down Home Loan in Ellenton Florida. Use this application to pre-qualify and start shopping for your new home in Ellenton today! Purchase, Refinance, Cash Out Refinance.
According to an announcement by the FHA the loan limits for 2022 will be $420,680 for most of the country. The 2022 FHA loan limit for the high cost areas will be $970,800.
Contact us to find out what the loan limits in the county you would like to purchase in. Call now 800-826-5077.
Prequalify now to see how much of Loan you can qualify for.
Benefits of Being A First Time Home Buyer In Hobe Sound Florida
- Low down payment with a minimum of 3% down payment
- Lower credit scores. Down to 580 to for 3.5% down payment
- VA Loan with No down payment required
- For First Time Home Buyer's, FHA provides a guarantee loans to the lender who is actually extending the loan on an FHA loan.
- To apply for an FHA loan, you'll need to provide your Social Security number, two years of tax returns and employment verification.
- Simple Application and Approval Process
- To apply for an FHA loan, you'll need to provide your Social Security number, two years of tax returns and employment verification.
Hobe Sound sits in the most environmentally sensitive area of southeastern Martin County. Here you can discover an understated elegance. With its collection of antique shops, funky eateries, art galleries, and nature parks, Hobe Sound embodies the definition of small beach town charm.
Best Restaurants in Hobe Sound Florida
Flash Beach Grill
Guanabanas
Harry and The Natives
The Courtyard Grill
The Hunter’s Grill
Heritage House Restaurant
In December 2021 in Hobe Sound, FL there were 8.7% less homes for sale than in November 2021. Listings spent 21 days on the market in December 2021, and had a median list price of $420,000 during the same period.

Get in Touch Today
In December 2021, from all listings sold in Hobe Sound, FL there were more than 5 sold above asking price, over 13 sold below and more than 9 were sold right at the asked price.
Enjoy a relaxing day at Hobe Sound Beach or explore the gem known as Jonathan Dickinson State Park. Winding through the expansive park, the Loxahatchee River is Florida’s first federally-designated “Wild and Scenic River.” The park also offers both paved and off-road biking, equestrian and hiking trails, boating, canoeing, and kayaking along the river.
The Hobe Sound Nature Center, Inc. is a private, non-profit organization dedicated to promoting an environmental awareness in people of all ages. The Nature Center exhibit features over 20 native, live animals including snakes, crocodiles, and skunks.
Another must-see is Blowing Rocks Preserve. A boardwalk along the Indian River Lagoon features interpretive signs about the plants, wildlife, and environment
Expert Real Estate Financing Blog
EXPERT HOME LOAN ADVICE
Best Place To Buy Investment Property In Michigan
Home Michigan is a state that offers a range of vibrant real estate markets, making it an attractive destination for property investors. Whether you’re looking

Colorado Rental Market For Investment Real Estate
Colorado Rental Market For Investment Real Estate-Report 2023 This rental market report examines the average rent in Colorado for five of the most analyzed cities on

Flipping Houses in Tennessee: A Guide To Maximizing Profits
Home Flipping Houses in Tennessee: A Guide To Maximizing Profits Tennessee’s real estate market has been experiencing significant growth in recent years, making it an

How Does An FHA Loan Maryland Work?
Home How Does An FHA Loan Maryland Work Are you a first-time home buyer Maryland looking for a mortgage option that offers low down payment

The No Money Down VA Loan: A Comprehensive Guide for Veterans
Home The No Money Down VA Loan: A Comprehensive Guide for Veterans Veterans and Servicemembers who dream of owning a home have a powerful tool

Multifamily Value Add Loans: Unlocking Potential in Real Estate Investment
Home Multifamily Value Add Loans: Unlocking Potential in Real Estate Investment Multifamily value-add loans have emerged as a powerful tool for real estate investors seeking

Discuss Loan Options
I would like to discuss my loan options

Quick Apply
I would like to apply for my loan myself

Pre-Qualify
I am shopping for a home and would like to pre-qualify for my price range.