We proud on ourselves as Homestead Florida’s #1 First Time Home Buyer loan lender. We are helping borrowers in Homestead Florida to qualify for the best First Time Home Buyer loan to meet their borrowing requirements. Some First Time Home Buyer loan programs in Homestead Florida are backed by the Federal Housing Administration (FHA). These popular first time homebuyer loans require lower minimum credit scores and down payments to make it easier to qualify.

First Time Home Buyer Homestead Florida

CambridgeHomeLoan.com has a number of First time home buyer loan programs from simple W2 employees to full 2 year tax returns, self employed loans, Non QM loans and more with low down payments and fees. Contact us today to craft the loan that best fits your needs. Some qualifications below.

FHA First Time Home Buyer and HomeReady Program Terms

  • A credit score of at least 580 for a 3% down home loan
  • A credit score of 500 to 579 for a 10% down payment
  • FHA loan with 3.5% down payment requirement
  • Mortgage insurance that is offset due to lower FHA interest rates than a conventional loan.
  • FHA Debt to income ratio of 50% or less

Qualify for a 3% down Home Loan in Homestead Florida. Use this application to pre-qualify and start shopping for your new home in Homestead Florida today! Purchase, Refinance, Cash Out Refinance.

According to an announcement by the FHA the loan limit for 2022 will be $420,680 for most of the country. The 2022 FHA loan limit for the high cost areas will be $970,800.

Contact us to find out what the loan limits in the county you would like to purchase in. Call now 800-826-5077. 

Prequalify now to see how much of Loan you can qualify for. 

Benefits of Being A First Time Home Buyer In Homestead Florida

Homestead is a city within Miami-Dade County in the U.S. state of Florida, between Biscayne National Park to the east and Everglades National Park to the west. Homestead is primarily a Miami suburb and a major agricultural area.

Schools in Homestead, FL

Everglades Preparatory Academy
2251 Mowry Dr · +1 786-601-1969

Keys Gate Charter High School
2325 SE 28th Ave · In the Homestead Sports Complex · +1 786-272-9600

Keys Gate Charter School
2000 SE 28th Ave · +1 305-230-1616

first time home buyer homestead
Living in Homestead offers residents a dense suburban feel and most residents rent their homes. In Homestead there are a lot of parks. Many families live in Homestead and residents tend to be liberal. The public schools in Homestead are above average. Not just Homestead, we are serving all of First Time Home Buyer Florida market.

Things To Do In and Around Homestead Florida

  • Homestead-Miami Speedway (Sprawling site for NASCAR & Indy racing)
  • Coral Castle (Outdoor sculptures carved from coral)
  • Robert Is Here Fruit Stand (Energetic shop for produce & milkshakes)
  • Fruit & Spice Park (Lush tropical garden & public park)
  • Mayor Roscoe Warren Municipal Park (Large park with a playground & dog area)
  • Losner Park (Park with a stage in historic district)











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