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First Time Home BUYER Key West

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First Time Home Buyer Key West loan programs are backed by the Federal Housing Administration (FHA). These popular first time homebuyer loans require lower minimum credit scores and down payments to make it easier to qualify.

First Time Home Buyer Key West Florida

CambridgeHomeLoan.com has a number of First time home buyer loan programs from simple W2 employees to full 2 year tax returns, self employed loans, Non QM loans Key West and more with low down payments and fees. Contact us today to craft the loan that best fits your needs. Some qualifications below.

FHA First Time Home Buyer and HomeReady Program Terms

A credit score of at least 580 for a 3% down home loan
A credit score of 500 to 579 for a 10% down payment
FHA loan Key West with 3.5% down payment requirement
Mortgage insurance that is offset due to lower FHA interest rates than a conventional loan.
FHA Debt to income ratio of 50% or less

Qualify for a 3% down Home Loan in Key West Florida. Use this application to pre-qualify and start shopping for your new home in Key West Florida today! Purchase, Refinance, Cash Out Refinance.

First Time Home Loan Key West for self employed including:
Statement Only Home Loan, P&L Loans and Asset Depletion Loans and more!! Apply To Pre-Qualify!

MORTGAGE LOAN APPLICATION
Pre-Qualify In Minutes

First

Last

Phone

Loan Type

Purchase Price

Down Payment

Est. Credit

Property Type

Bankruptcy

Estimated Debt

Social Security Number

Current Home Status

Existing Loan Balance

Cash Out Requested

Current Home Address

Home City

State

Zip

Date Of Birth Year-Month-Day

Employment Status

US Citizen

Marital Status

Have you or Co-Borrower served in the military

Yes No

Co Borrower (If none than skip to next)

Co Borrower First Name

Co Borrower Last Name

Co-B Email

Co-B Phone

Co-B FICO

Co-Borrwer Employment

Date Of Birth

US Citizen

Co Borrower Social Sec #

Notes For Lender

Prequalify now to see how much of Loan you can qualify for.

Benefits of Being A First Time Home Buyer In Key West Florida

Low down payment with a minimum of 3% down payment
Lower credit scores. Down to 580 to for 3.5% down payment
VA Loan with No down payment required
For First Time Home Buyer's, FHA provides a guarantee loans to the lender who is actually extending the loan on an FHA loan.
To apply for an FHA loan, you'll need to provide your Social Security number, two years of tax returns and employment verification.
Simple Application and Approval Process
To apply for an FHA loan, you'll need to provide your Social Security number, two years of tax returns and employment verification.

FIRST TIME HOME BUYER

Things To Do In and Around Key West Florida

The Hemingway Home and Museum (Former residence of famous author)
Southernmost Point of the Continental U.S.A. (Southernmost spot in continental U.S.)
Fort Zachary Taylor Historic State Park (Beach recreation area with historic fort)
Mallory Square (Bustling plaza with famous sunsets)
The Key West Butterfly and Nature Conservatory (Tropical habitat for butterflies & birds)
Truman Little White House (Former winter White House with tours)

VA HOME LOAN KEY WEST

NON-QM HOME LOANS KEY WEST

ABOUT KEY WEST

Key West, a U.S. island city, is part of the Florida Keys archipelago. It’s also Florida’s southernmost point, lying roughly 90 miles north of Cuba. Famed for its pastel-hued, conch-style houses, it’s a cruise-ship stop also accessible from the mainland via the Overseas Highway. It’s known more for its coral reefs – destinations for diving and snorkeling – than for its beaches.

Schools in Key West, FL

Big Pine Academy. Monroe County School District, FL
Coral Shores High School. Monroe County School District, FL
Treasure Village Montessori Charter School
Key West High School
Plantation Key School
Stanley Switlik Elementary School
Sigsbee Charter School
Ocean Studies Charter School

Key West is a beautiful place to live, with amazing weather year-round. The community is tightly knit, and yet very culturally diverse. Living expenses are a bit high, and roads are often busy, but overall, life here in the Keys is a blast! Key west is definitely not family friendly and more for partying. Not just Key West, we are serving all of First Time Home Buyer Florida market.

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