First Time Home Buyer West Palm Beach Florida

We are proud to be West Palm Beach Florida’s most prestigious First-Time Loan lender for Homebuyers. We assist the borrowers of West Palm Beach Florida to qualify for the most favorable First-Time Home Buyer loan that meets their needs for borrowing. Certain First Time homeowner Buyer program for loans available located in West Palm Beach Florida are backed by the Federal Housing Administration (FHA). These sought-after first-time home buyer loans have lower minimum credit scores as well as down payment to allow it to be easier to be eligible.

First Time Home Buyer West Palm Beach Florida has a number of First time home buyer loan programs from simple W2 employees to full 2 year tax returns, self employed loans, Non QM loans and more with low down payments and fees. Contact us today to craft the loan that best fits your needs. Some qualifications below.

FHA First Time Home Buyer and HomeReady Program Terms

  • A credit score of at least 580 for a 3% down home loan
  • A credit score of 500 to 579 for a 10% down payment
  • FHA loan with 3.5% down payment requirement
  • Mortgage insurance that is offset due to lower FHA interest rates than a conventional loan.
  • FHA Debt to income ratio of 50% or less

Qualify for a 3% down Home Loan in West Palm Beach Florida. Use this application to pre-qualify and start shopping for your new home in West Palm Beach Florida today! Purchase, Refinance, Cash Out Refinance.

According to an announcement by the FHA the loan limit for 2022 will be $420,680 for most of the country. The 2022 FHA loan limit for the high cost areas will be $970,800.

Contact us to find out what the loan limits in the county you would like to purchase in. Call now 800-826-5077. 

Prequalify now to see how much of Loan you can qualify for. 

Benefits of Being A First Time Home Buyer In West Palm Beach Florida

Home loan flip application

West Palm Beach is a city in South Florida. It’s separated from neighboring Palm Beach by the Lake Worth Lagoon. Downtown’s Clematis Street and CityPlace districts are filled with restaurants, shops, bars and clubs. The Norton Museum of Art displays American, European and Chinese art, including Impressionist paintings. Nearby, the 4-theater Kravis Center for the Performing Arts hosts concerts, plays, dance and opera.

Schools in and around West Palm Beach

Alexander W. Dreyfoos School of the Arts
501 S Sapodilla Ave · +1 561-802-6000

Palmetto Elementary School
5801 Parker Ave · +1 561-202-0400

Forest Hill Community High School
6901 Parker Ave · +1 561-540-2400

first time homebuyer west palm beach
Moving to the bustling, sunny city of West Palm Beach, Florida is a dream for many people. After all, it’s a large city with an active nightlife, plenty of restaurants, and a surprisingly low living cost. You even get the bonus of Florida’s gorgeous weather. Not just West Palm Beach, we are serving all of First Time Home Buyer Florida market.

Things To Do In and Around West Palm Beach Florida

  • Norton Museum of Art (American, French & Chinese artwork)
  • Henry Morrison Flagler Museum (Grand monument to the Gilded Age)
  • Palm Beach Zoo & Conservation Society (Zoo & gardens with a rain-forest area)
  • Rapids Waterpark (12-acre venue with lots of waterslides)
  • Lion Country Safari (Cageless drive-thru animal expedition)
  • Cox Science Center and Aquarium (Hands-on exhibits & jumbo aquariums)











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