We proud on ourselves as Miramar Florida’s #1 First Time Home Buyer loan lender. We are helping borrowers in Miramar Florida to qualify for the best First Time Home Buyer loan to meet their borrowing requirements. Some First Time Home Buyer loan programs in Miramar Florida are backed by the Federal Housing Administration (FHA). These popular first time homebuyer loans require lower minimum credit scores and down payments to make it easier to qualify.

First Time Home Buyer Miramar Florida

CambridgeHomeLoan.com has a number of First time home buyer loan programs from simple W2 employees to full 2 year tax returns, self employed loans, Non QM loans and more with low down payments and fees. Contact us today to craft the loan that best fits your needs. Some qualifications below.

FHA First Time Home Buyer and HomeReady Program Terms

  • A credit score of at least 580 for a 3% down home loan
  • A credit score of 500 to 579 for a 10% down payment
  • FHA loan with 3.5% down payment requirement
  • Mortgage insurance that is offset due to lower FHA interest rates than a conventional loan.
  • FHA Debt to income ratio of 50% or less

Qualify for a 3% down Home Loan in Miramar Florida. Use this application to pre-qualify and start shopping for your new home in Miramar Florida today! Purchase, Refinance, Cash Out Refinance.

According to an announcement by the FHA the loan limit for 2022 will be $420,680 for most of the country. The 2022 FHA loan limit for the high cost areas will be $970,800.

Contact us to find out what the loan limits in the county you would like to purchase in. Call now 800-826-5077. 

Prequalify now to see how much of Loan you can qualify for. 

Benefits of Being A First Time Home Buyer In Miramar Florida

Miramar is a city in southern Broward County, Florida, United States. As of the 2020 census, the population was 134,721. It is a principal city of the Miami metropolitan area, which is home to over six million people.

Schools in and around Miramar

Miramar Elementary School
6831 SW 26th St · +1 754-323-6550

Miramar High School
3601 SW 89th Ave · +1 754-323-1350

Everglades High School
17100 SW 48th Ct · +1 754-323-0500

first time home buyer miramar
A diverse community with an adequate affordable rental market and an average crime rate. Overall Miramar is a city of pleasant living. It is perfect for families, quiet atmosphere and close to the main areas of Fort Lauderdale and Miami. Not just Miramar, we are serving all of First Time Home Buyer Florida market.

Things To Do In and Around Miramar Florida

  • Seminole Hard Rock Hotel & Casino – Hollywood, FL (Posh music-themed lodging with a casino)
  • C.B. Smith Park (Popular water park & sports venue)
  • Greynolds Park (Natural area with camping & golfing)
  • Miramar Regional Park (Green space & aquatic complex)
  • Miramar Pineland Park (Scenic retreat with diverse topography)
  • Snake Creek Trail (Canal)










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