First Time Home Buyer Montgomery Village Maryland

Montgomery Village Maryland’s #1 First Time Home Buyer loan lender. Helping borrowers in Montgomery Village Maryland qualify for the best First Time Home Buyer loan to meet their borrowing requirements. Some First Time Home Buyer loan programs in Montgomery Village Maryland are backed by the Federal Housing Administration (FHA). These popular first time homebuyer loans require lower minimum credit scores and down payments to make it easier to qualify.

First Time Home Buyer Programs
Montgomery Village Maryland has a number of First time home buyer loan programs from simple W2 employees to full 2 year tax returns, self employed loans, Non QM loans and more with low down payments and fees. Contact us today to craft the loan that best fits your needs. Some qualifications below.

FHA First Time Home Buyer and HomeReady Program Terms

  • A credit score of at least 580 for a 3% down home loan
  • A credit score of 500 to 579 for a 10% down payment
  • FHA loan with 3.5% down payment requirement
  • Mortgage insurance that is offset due to lower FHA interest rates than a conventional loan.
  • FHA Debt to income ratio of 50% or less

Qualify for a 3% down Home Loan in Montgomery Village Maryland. Use this application to pre-qualify and start shopping for your new home in Montgomery Village Maryland today! Purchase, Refinance, Cash Out Refinance.

Contact us to find out what the loan limits in the county you would like to purchase in. Call now 800-826-5077. 

Prequalify now to see how much of Loan you can qualify for. 

Benefits of Being A First Time Home Buyer In Montgomery Village Maryland

Home loan flip application

Montgomery Village is a census-designated place in Montgomery County, Maryland, United States, and a northern suburb of Washington, D.C. It is a large, planned suburban community, developed in the late 1960s and 1970s just outside Gaithersburg’s city limits. Montgomery Village is in Montgomery County and is one of the best places to live in Maryland. Many families and young professionals live in Montgomery Village and residents tend to be liberal. The public schools in Montgomery Village are above average.

Schools in Montgomery Village, MD

Montgomery Village Middle School

19300 Watkins Mill Rd · +1 240-740-6720

Watkins Mill Elementary School

19001 Watkins Mill Rd · +1 240-740-5280

Whetstone Elementary School

19201 Thomas Farm Rd · +1 240-740-1060

first time home buyer pinecrest village

The average listed home price is $525,000 up over 17% from 2020. As of Dec 2021 Kensington MD is a sellers market, this means that there are more people looking to buy than there are homes available. 

Not just Ashton, we are serving all of First Time Home Buyer Maryland market.

Things To Do In Montgomery Village Maryland

  • Seneca Creek State Park (Sprawling oasis for fishing & hunting)
  • Butler’s Orchard (Farm with kids’ activities & a market)
  • Gaithersburg Community Museum (Museum)
  • Clopper Lake (Lake and fishing)
  • Great Seneca Stream Valley Park (Pristine retreat with a creek trail)
  • Lake Whetstone (Lake)



smart choices

Discuss Loan Options

I would like to discuss my loan options


Quick Apply

I would like to apply for my loan myself

apply home loan


I am shopping for a home and would like to pre-qualify for my price range.