First Time Home Buyer Wellington florida

Wellington Florida #1 First Time Home Buyer loan lender. Helping borrowers in Wellington Florida qualify for the best First Time Home Buyer loan to meet their borrowing requirements. Some First Time Home Buyer loan programs are government backed by the Federal Housing Administration (FHA). These popular  first time homebuyer loans require lower minimum credit scores and down payments to make it easier to qualify.

First Time Home Buyer Programs 
Wellington Florida has a number of First time home buyer loan programs from simple W2 employees to full 2 year tax returns, self employed loans, Non QM loans and more with low down payments and fees. Contact us today to craft the loan that best fits your needs. Some qualifications below.

FHA First Time Home Buyer and HomeReady Program Terms

  • A credit score of at least 580 for a 3% down home loan
  • A credit score of 500 to 579 for a 10% down payment
  • FHA loan with 3.5% down payment requirement
  • Mortgage insurance that is offset due to lower FHA interest rates than a conventional loan.
  • FHA Debt to income ratio of 50% or less

Qualify for a 3% down Home Loan in Wellington Florida. Use this application to pre-qualify and start shopping for your new home in Wellington Florida today!  Purchase, Refinance, Cash Out Refinance.

According to an announcement by the FHA the loan limit for 2022 will be $420,680 for most of the country. The 2022 FHA loan limit for the high cost areas will be $970,800.

Contact us to find out what the loan limits in the county you would like to purchase in.  Call now 800-826-5077. 

Prequalify now to see how much of Loan you can qualify for. 

Benefits of Being A First Time Home Buyer In Wellington Florida

A world-famous equestrian destination, Wellington, FL, is home to International Polo Club Palm Beach and Palm Beach International Equestrian Center.  

This is a great place to buy a home if you are a horse enthusiast!

Riding trails, training centers through beautiful estates, horse shows and Polo matches create the Wellington Florida equestrian lifestyle.

first time home buyer
first time home buyer programs in maryland, Arundel & Montgomery county

About Wellington Florida:

Wellington is a village just west of West Palm Beach in central Palm Beach County and 66 mi north of Miami. Wellington, one of the most successfully planned communities in Palm Beach County, it is one of the premier South Florida communities and is known for its abundant parks, quality schools, attractive neighborhoods and equestrian interests.

Wellington village is deeply rooted in the equestrian lifestyle, so much so that a horse outline appears on its community emblem, and it has been aptly named the Winter Equestrian Capital of the World.

During the height of the equestrian season, up to and sometimes over 20,000 horses can be found in Wellington at any given time.

Many of these horses compete at the Palm Beach International Equestrian Center during the Winter Equestrian Festival, the longest-running equestrian event in the world. From January to April, thousands of athletes, some of them Olympians, demonstrate their skills in sports such as dressage and show jumping.


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